{"id":9593,"date":"2016-12-28T14:18:30","date_gmt":"2016-12-28T11:18:30","guid":{"rendered":"http:\/\/emlaktuel.com\/?p=9593"},"modified":"2018-07-05T15:37:34","modified_gmt":"2018-07-05T12:37:34","slug":"hazineden-flas-otomatik-katilimdan-cayma-hakki-aciklamasi","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=9593","title":{"rendered":"Hazineden fla\u015f &#8220;otomatik kat\u0131l\u0131mdan cayma hakk\u0131&#8221; a\u00e7\u0131klamas\u0131"},"content":{"rendered":"<p>&nbsp;<\/p>\n<div class=\"txt\">\n<div class=\"txtIn\">\n<article id=\"contextual\" class=\"selectionShareable\">\n<h2>Hazine M\u00fcste\u015farl\u0131\u011f\u0131nca, Bireysel Emeklilik Sistemi&#8217;ne (BES) otomatik kat\u0131l\u0131mdan cayman\u0131n \u00e7al\u0131\u015fana ait bir hak oldu\u011fu, bu hakk\u0131n bir ba\u015fkas\u0131na veya i\u015fverene devrinin s\u00f6z konusu olmad\u0131\u011f\u0131 ifade edildi.<\/h2>\n<p>M\u00fcste\u015farl\u0131ktan otomatik kat\u0131l\u0131m sisteminde cayma hakk\u0131n\u0131n kullan\u0131lmas\u0131na ili\u015fkin yap\u0131lan a\u00e7\u0131klamada, &#8220;Bireysel Emeklilik Tasarruf ve Yat\u0131r\u0131m Sistemi Kanununda De\u011fi\u015fiklik Yap\u0131lmas\u0131na Dair Kanun&#8221; uyar\u0131nca T\u00fcrk vatanda\u015f\u0131 olup 45 ya\u015f\u0131n\u0131 doldurmam\u0131\u015f \u00e7al\u0131\u015fanlar\u0131n, i\u015fverenin d\u00fczenledi\u011fi bir emeklilik s\u00f6zle\u015fmesiyle emeklilik plan\u0131na dahil edilece\u011fi belirtildi.<\/p>\n<p><strong>CAYMA HAKKI \u0130LE \u0130LG\u0130L\u0130 \u00d6NEML\u0130 A\u00c7IKLAMA<\/strong><\/p>\n<p>\u0130lgili emeklilik plan\u0131na g\u00f6re, \u00e7al\u0131\u015fan\u0131n \u00fccretinden kesilmek suretiyle yap\u0131lan ilk katk\u0131 pay\u0131n\u0131n \u015firket hesaplar\u0131na nakden intikal etti\u011fi tarihi takip eden i\u015f g\u00fcn\u00fc, emeklilik plan\u0131na dahil edildi\u011fi \u015firket taraf\u0131ndan \u00e7al\u0131\u015fana posta yoluyla veya g\u00fcvenli elektronik ileti\u015fim ara\u00e7lar\u0131yla bildirilece\u011fine i\u015faret edilen a\u00e7\u0131klamada, \u015funlar kaydedildi:<\/p>\n<p>&#8220;\u00c7al\u0131\u015fan bu bildirimi m\u00fcteakip iki ay i\u00e7inde cayma hakk\u0131n\u0131 kullanabilir. Cayma s\u00fcresinden sonra da \u00e7al\u0131\u015fan diledi\u011fi zaman sistemden ayr\u0131labilir. Cayma talebi, \u00e7al\u0131\u015fan taraf\u0131ndan posta yoluyla veya g\u00fcvenli elektronik ileti\u015fim ara\u00e7lar\u0131yla ilgili emeklilik s\u00f6zle\u015fmesi h\u00fck\u00fcmlerine g\u00f6re i\u015fverene veya \u015firkete bildirilir. Cayma bildiriminin ula\u015fmas\u0131n\u0131 m\u00fcteakip 10 i\u015f g\u00fcn\u00fc i\u00e7inde \u00f6denen katk\u0131 paylar\u0131, varsa hesab\u0131nda bulunan yat\u0131r\u0131m gelirleriyle \u00e7al\u0131\u015fana iade edilir. \u00d6demenin geciktirilmesi durumunda do\u011fan zararlar, Kanuni Faiz ve Temerr\u00fct Faizine \u0130li\u015fkin Kanunun ilgili maddesi \u00e7er\u00e7evesinde belirlenen ticari i\u015fler i\u00e7in uygulanacak temerr\u00fct faizi de y\u00fcr\u00fct\u00fclerek kar\u015f\u0131lan\u0131r.&#8221;<\/p>\n<p><strong>BA\u015eKASINA DEVREDEMEZ<\/strong><\/p>\n<p>\u00c7al\u0131\u015fanlar\u0131n i\u015fverenleri arac\u0131l\u0131\u011f\u0131yla otomatik olarak emeklilik plan\u0131na dahil edilece\u011fi sistemde, cayma hakk\u0131n\u0131n \u00e7al\u0131\u015fana ait bir hak oldu\u011fu vurgulanan a\u00e7\u0131klamada, bunun bir ba\u015fkas\u0131na veya i\u015fverene devrinin s\u00f6z konusu olmad\u0131\u011f\u0131 belirtildi.<\/p>\n<p>A\u00e7\u0131klamada, &#8220;\u0130\u015fverenlerin, cayma hakk\u0131n\u0131 kullanma karar\u0131n\u0131 \u00e7al\u0131\u015fanlar\u0131n\u0131n ad ve hesab\u0131na kullanmalar\u0131 veya bu hakk\u0131n kullan\u0131m\u0131n\u0131 te\u015fvik edecek y\u00f6nlendirmelerde bulunmalar\u0131 m\u00fcmk\u00fcn olmamaktad\u0131r.&#8221; ifadesi kullan\u0131ld\u0131.<\/p>\n<\/article>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; Hazine M\u00fcste\u015farl\u0131\u011f\u0131nca, Bireysel Emeklilik Sistemi&#8217;ne (BES) otomatik kat\u0131l\u0131mdan cayman\u0131n \u00e7al\u0131\u015fana ait bir hak oldu\u011fu, bu hakk\u0131n bir ba\u015fkas\u0131na veya i\u015fverene devrinin s\u00f6z konusu olmad\u0131\u011f\u0131 ifade edildi. M\u00fcste\u015farl\u0131ktan otomatik kat\u0131l\u0131m sisteminde cayma hakk\u0131n\u0131n kullan\u0131lmas\u0131na ili\u015fkin yap\u0131lan a\u00e7\u0131klamada, &#8220;Bireysel Emeklilik Tasarruf ve Yat\u0131r\u0131m Sistemi Kanununda De\u011fi\u015fiklik Yap\u0131lmas\u0131na Dair Kanun&#8221; uyar\u0131nca T\u00fcrk vatanda\u015f\u0131 olup 45 ya\u015f\u0131n\u0131 doldurmam\u0131\u015f [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":8940,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5213],"tags":[5602,11232,5735,5918,11390,278,287,11175,96],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/9593"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=9593"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/9593\/revisions"}],"predecessor-version":[{"id":9594,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/9593\/revisions\/9594"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/8940"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=9593"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=9593"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=9593"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}