{"id":6966,"date":"2016-10-21T12:07:00","date_gmt":"2016-10-21T09:07:00","guid":{"rendered":"http:\/\/emlaktuel.com\/?p=6966"},"modified":"2018-07-05T15:04:17","modified_gmt":"2018-07-05T12:04:17","slug":"hukumetten-ev-alana-4-buyuk-firsat","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=6966","title":{"rendered":"H\u00fck\u00fcmet&#8217;ten ev alana 4 b\u00fcy\u00fck f\u0131rsat!"},"content":{"rendered":"<h1 class=\"news-detail-title selectionShareable\">H\u00fck\u00fcmet, ev sahibi olmay\u0131 kolayla\u015ft\u0131racak uygulamalar\u0131 birbiri ard\u0131na hayata ge\u00e7iriyor. Konut hesab\u0131, faiz indirimi, KDV avantaj\u0131 ve pe\u015finat\u0131n y\u00fczde 80&#8217;e \u00e7ekilmesi ile ev almak isteyenlere 4 f\u0131rsat birden sunuluyor.<\/h1>\n<div class=\"soc2 nmobilw\"><\/div>\n<div class=\"clear\"><\/div>\n<div>\n<p>H\u00fck\u00fcmet, ev sahibi olmay\u0131 kolayla\u015ft\u0131racak uygulamalar\u0131 birbiri ard\u0131na hayata ge\u00e7iriyor. <strong>Konut hesab\u0131<\/strong>, faiz indirimi, <strong>KDV avantaj\u0131<\/strong> ve pe\u015finat\u0131n y\u00fczde 80&#8217;e \u00e7ekilmesi ile ev almak isteyenlere 4 f\u0131rsat birden sunuluyor.<\/p>\n<div class=\"habericirek\"><\/div>\n<h2>1- KONUT HESABI:<\/h2>\n<p>Devlet katk\u0131s\u0131ndan yararlanarak ev almak isteyen vatanda\u015flar\u0131n,<strong> mevduat hesab\u0131<\/strong> veya kat\u0131l\u0131m fonu hesab\u0131 a\u00e7t\u0131rmas\u0131 gerekiyor. Hesap a\u00e7\u0131l\u0131\u015f\u0131nda bir kereye mahsus olmak \u00fczere 30 bin liraya varan bir tutar yat\u0131r\u0131labilecek. Devlet katk\u0131s\u0131ndan yararlanmak i\u00e7in en az 3 y\u0131l boyunca, ayl\u0131k en az 250, en fazla 2 bin 500 lira yat\u0131rmak gerekecek. En az 3 y\u0131l para yat\u0131r\u0131p ilk evini alanlara devlet katk\u0131s\u0131 \u00f6denecek.<\/p>\n<h2>2- KDV AVANTAJI:<\/h2>\n<p><strong>150 metrekareden b\u00fcy\u00fck konutlar<\/strong>da y\u00fczde 18 olarak uygulanan KDV 31 Mart 2017&#8217;ye kadar y\u00fczde 8&#8217;e \u00e7ekildi. Daha \u00f6nce KDV oran\u0131 y\u00fczde 18 olarak uygulan\u0131yordu. Konut teslimlerinde halen y\u00fczde 1 ve y\u00fczde 8 olarak uygulanan KDV oranlar\u0131nda ise herhangi bir de\u011fi\u015fiklik yap\u0131lmad\u0131. KDV karar\u0131 gayrimenkul sekt\u00f6r\u00fcn\u00fc hareketlendirdi.<\/p>\n<h2>3- FA\u0130ZLER \u0130ND\u0130:<\/h2>\n<p><strong>Merkez Bankas\u0131<\/strong>&#8216;n\u0131n, art arda ger\u00e7ekle\u015ftirdi\u011fi toplam 2.5 puanl\u0131k faiz indirimi ve Cumhurba\u015fkan\u0131 Erdo\u011fan&#8217;\u0131n, &#8220;<strong>Konut kredisi<\/strong>nde y\u0131ll\u0131k faiz y\u00fczde 9 olmal\u0131&#8221; a\u00e7\u0131klamas\u0131, bankalar\u0131 a\u011fustosta harekete ge\u00e7irdi. Bankalar kredi faizlerini ayl\u0131k bazda y\u00fczde 0.95&#8217;e \u00e7ekti. Devam eden faiz indirimleri \u00f6zellikle 2017&#8217;den itibaren konutta ayl\u0131k faizin y\u00fczde 0.60&#8217;a gerilemesine y\u00f6nelik beklentileri g\u00fc\u00e7lendirdi.<\/p>\n<h2>4- PE\u015e\u0130NAT D\u00dc\u015eT\u00dc:<\/h2>\n<p>Konutta kredi kullan\u0131m oran\u0131 y\u00fczde 75&#8217;ten 80&#8217;e \u00e7\u0131kar\u0131ld\u0131. Pe\u015finatta s\u0131k\u0131nt\u0131 ya\u015fayan vatanda\u015f\u0131n eli rahatlat\u0131ld\u0131. Yani 100 bin liraya bir ev alacaksan\u0131z; \u00f6nceden 75 binini kredilendirebiliyordunuz, 25 binini de siz veriyordunuz. Bu oran 5 puan art\u0131r\u0131ld\u0131. Bankalar y\u00fczde 80&#8217;e kadar kredilendirebilecek, y\u00fczde 20&#8217;sini de al\u0131c\u0131 kar\u015f\u0131lam\u0131\u015f olacak.<\/p>\n<p>Sabah<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>H\u00fck\u00fcmet, ev sahibi olmay\u0131 kolayla\u015ft\u0131racak uygulamalar\u0131 birbiri ard\u0131na hayata ge\u00e7iriyor. Konut hesab\u0131, faiz indirimi, KDV avantaj\u0131 ve pe\u015finat\u0131n y\u00fczde 80&#8217;e \u00e7ekilmesi ile ev almak isteyenlere 4 f\u0131rsat birden sunuluyor. H\u00fck\u00fcmet, ev sahibi olmay\u0131 kolayla\u015ft\u0131racak uygulamalar\u0131 birbiri ard\u0131na hayata ge\u00e7iriyor. Konut hesab\u0131, faiz indirimi, KDV avantaj\u0131 ve pe\u015finat\u0131n y\u00fczde 80&#8217;e \u00e7ekilmesi ile ev almak isteyenlere 4 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":6904,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[221,26],"tags":[4400,11122,62,278,2434,4402,4401,4398,80,3464,951,11234,277,953,2227,11451,4399],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/6966"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=6966"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/6966\/revisions"}],"predecessor-version":[{"id":6967,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/6966\/revisions\/6967"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/6904"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=6966"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=6966"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=6966"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}