{"id":6058,"date":"2016-09-22T15:00:36","date_gmt":"2016-09-22T12:00:36","guid":{"rendered":"http:\/\/emlaktuel.com\/?p=6058"},"modified":"2018-07-05T14:52:31","modified_gmt":"2018-07-05T11:52:31","slug":"ev-alacaklara-konut-kredileri-ile-ilgili-buyuk-mujde-geldi","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=6058","title":{"rendered":"Ev alacaklara konut kredileri ile ilgili b\u00fcy\u00fck m\u00fcjde geldi!"},"content":{"rendered":"<p>Ba\u015fbakan Binali Y\u0131ld\u0131r\u0131m Ekonomi Koordinasyon Kurulu toplant\u0131s\u0131 sonras\u0131nda a\u00e7\u0131klama yapt\u0131. \u0130\u015fte Ba\u015fbakan&#8217;\u0131n konu\u015fmas\u0131ndan sat\u0131r ba\u015flar\u0131:<\/p>\n<h1 class=\"news-detail-title selectionShareable\">&#8220;Genel kredi taksit s\u0131n\u0131r\u0131 9 aydan 12 aya \u00e7\u0131kar\u0131ld\u0131. Bor\u00e7 bakiyelerinin yeniden yap\u0131land\u0131rma imkan\u0131 getiriyoruz. Ba\u015ftan yapm\u0131\u015fs\u0131n\u0131z taksitleri sonra \u00f6deme zorlu\u011fu i\u00e7ine girdiniz. De\u011fi\u015ftirebiliyorsunuz, yeniden yap\u0131land\u0131rma yap\u0131yorsunuz. Bir defaya mahsus olmak \u00fczere 72 aya kadar yeniden yap\u0131land\u0131rma imkan\u0131 getiriyoruz. Bu ihtiya\u00e7 kredileriyle ilgili bir d\u00fczenleme. T\u00fcketici kredilerindeki vade 36 aydan 48 aya \u00e7\u0131kar\u0131ld\u0131.<\/h1>\n<div>\n<p>Konut kredilerinde \u00f6z kaynak kredi diye iki b\u00f6l\u00fcm vard\u0131. Yani 100 bin liraya bir ev alacaks\u0131n\u0131z 75 binini kredilendiriyordunuz, 25 binini de siz veriyordunuz. Burada 5 puan art\u0131rd\u0131k. Konut kredilerinde kullan\u0131m oran\u0131 y\u00fczde 80&#8217;e \u00e7\u0131kar\u0131ld\u0131. Bankalar 80 bine kadar, y\u00fczde 80&#8217;e kadar kredilendirebilecek y\u00fczde 20&#8217;sini de al\u0131c\u0131 kar\u015f\u0131lam\u0131\u015f olacak.<\/p>\n<p>Kredi kart\u0131nda alt limit 5 bin 200 liraya \u00e7\u0131kar\u0131lacak. Kredi kart\u0131na g\u0131da al\u0131m\u0131nda taksit yok.<\/p>\n<p>-Bankalarla kat\u0131l\u0131m bankalar\u0131 aras\u0131ndaki fark\u0131 kald\u0131r\u0131yoruz. Leasing i\u015flemlerinde kredi teminat oran\u0131 uygulamas\u0131ndan istisna getiriyoruz ve y\u00fczde 100&#8217;\u00fcn\u00fc kredilendirebilecekler. Diyelim ki finansal kiralama yoluyla bir ara\u00e7 alacaks\u0131n\u0131z y\u00fczde 100&#8217;\u00fcne kadar kredilendirme m\u00fcmk\u00fcn olacak.<\/p>\n<p>-Enflasyonun art\u0131\u015f sebebi g\u0131da fiyatlar\u0131ndaki ani dalgalanmalar. G\u0131da komitesi&#8217;nin yeniden yap\u0131land\u0131r\u0131lmas\u0131n\u0131 kararla\u015ft\u0131rd\u0131k.<\/p>\n<p>G\u0131da komitesi ge\u00e7ici ithalatla fiyatlar\u0131 dengeleyebilecek. Lisansl\u0131 depoculuk faaliyetleriyle fiyat art\u0131\u015f\u0131 engellenecek.&#8221;<\/p>\n<p>Sabah<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Ba\u015fbakan Binali Y\u0131ld\u0131r\u0131m Ekonomi Koordinasyon Kurulu toplant\u0131s\u0131 sonras\u0131nda a\u00e7\u0131klama yapt\u0131. \u0130\u015fte Ba\u015fbakan&#8217;\u0131n konu\u015fmas\u0131ndan sat\u0131r ba\u015flar\u0131: &#8220;Genel kredi taksit s\u0131n\u0131r\u0131 9 aydan 12 aya \u00e7\u0131kar\u0131ld\u0131. Bor\u00e7 bakiyelerinin yeniden yap\u0131land\u0131rma imkan\u0131 getiriyoruz. Ba\u015ftan yapm\u0131\u015fs\u0131n\u0131z taksitleri sonra \u00f6deme zorlu\u011fu i\u00e7ine girdiniz. De\u011fi\u015ftirebiliyorsunuz, yeniden yap\u0131land\u0131rma yap\u0131yorsunuz. Bir defaya mahsus olmak \u00fczere 72 aya kadar yeniden yap\u0131land\u0131rma imkan\u0131 getiriyoruz. Bu [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3303,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[221,26,27],"tags":[3691,3693,505,3692,3687,11165,11376,80,11091,3688,3686,277,3690,3689,11206],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/6058"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=6058"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/6058\/revisions"}],"predecessor-version":[{"id":6059,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/6058\/revisions\/6059"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/3303"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=6058"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=6058"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=6058"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}