{"id":50895,"date":"2026-07-04T11:59:43","date_gmt":"2026-07-04T08:59:43","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=50895"},"modified":"2026-07-04T11:59:43","modified_gmt":"2026-07-04T08:59:43","slug":"istanbulda-kentsel-donusum-basvuru-rekoru-196-bine-ulasti","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=50895","title":{"rendered":"\u0130stanbul&#8217;da Kentsel D\u00f6n\u00fc\u015f\u00fcm Ba\u015fvuru Rekoru, 196 Bine Ula\u015ft\u0131!"},"content":{"rendered":"<div class=\"post-body px-6 md:px-4 detay\">\n<p>\u00c7evre, \u015eehircilik ve \u0130klim De\u011fi\u015fikli\u011fi Bakanl\u0131\u011f\u0131 ile D\u00fcnya Bankas\u0131 i\u015fbirli\u011finde ba\u015flat\u0131lan &#8220;\u0130klim ve Afetlere Dayan\u0131kl\u0131 \u015eehirler&nbsp;&nbsp;<span class=\"google-anno-t\">Projesi<\/span>&#8221; (\u0130AD\u015eP), \u0130stanbul\u2019da adeta bir umut dalgas\u0131 yaratt\u0131. \u0130lk g\u00fcnden itibaren vatanda\u015flar\u0131n yo\u011fun ilgisiyle kar\u015f\u0131la\u015fan proje kapsam\u0131nda, riskli yap\u0131lar\u0131n d\u00f6n\u00fc\u015f\u00fcm\u00fc i\u00e7in&nbsp;<strong>3 milyon TL\u2019ye kadar finansman<\/strong>&nbsp;imkan\u0131 sunuluyor. \u0130lk 12 ay geri \u00f6demesiz, 15 y\u0131la varan vade ve yaln\u0131zca&nbsp;<strong>ayl\u0131k %0,69 faiz<\/strong>&nbsp;oran\u0131, bu projeyi di\u011fer kredilerden ay\u0131ran en \u00f6nemli unsur.<\/p>\n<h2 class=\"google-anno-skip google-anno-sc\" tabindex=\"0\" role=\"link\" aria-label=\"\u015eehir ve B\u00f6lge Planlama\" data-google-vignette=\"false\" data-google-interstitial=\"false\">\u015eehir ve B\u00f6lge Planlamas\u0131<\/h2>\n<p>Yetkililer, \u00f6n ba\u015fvurulardaki patlamay\u0131 &#8220;vatanda\u015f\u0131n kentsel d\u00f6n\u00fc\u015f\u00fcme olan g\u00fcveni ve ihtiyac\u0131&#8221; olarak yorumluyor. \u0130stanbul genelinde yap\u0131lan 14 binden fazla y\u00fcz y\u00fcze g\u00f6r\u00fc\u015fmenin ard\u0131ndan gelen ba\u015fvurular, \u00f6zellikle Bah\u00e7elievler, Kad\u0131k\u00f6y ve Bak\u0131rk\u00f6y gibi il\u00e7elerde yo\u011funla\u015ft\u0131. Bah\u00e7elievler tek ba\u015f\u0131na 1506 ba\u015fvuruyla ilk s\u0131raya yerle\u015firken, onu 1461 ba\u015fvuruyla Kad\u0131k\u00f6y ve 1409 ba\u015fvuruyla Bak\u0131rk\u00f6y takip etti.<\/p>\n<p>Projeye ba\u015fvuranlardan biri de Kartal\u2019da oturan iki \u00e7ocuk babas\u0131 Sel\u00e7uk Bey. 30 y\u0131ll\u0131k apartman\u0131nda oturdu\u011funu ve deprem an\u0131nda evinin dayan\u0131kl\u0131l\u0131\u011f\u0131ndan endi\u015fe etti\u011fini belirten Sel\u00e7uk Bey, &#8220;Devletin sa\u011flad\u0131\u011f\u0131 bu faiz oran\u0131 ve vade, bizim i\u00e7in b\u00fcy\u00fck bir f\u0131rsat. M\u00fcteahhitimizle anla\u015ft\u0131k, art\u0131k s\u00fcreci ba\u015flatmak i\u00e7in banka ad\u0131m\u0131n\u0131 bekliyoruz&#8221; diyor.<\/p>\n<p>Projeden yararlanabilmek i\u00e7in binan\u0131n 1 Ekim 2020\u2019den itibaren y\u0131k\u0131m s\u00fcrecine girmi\u015f olmas\u0131 ve riskli yap\u0131 stat\u00fcs\u00fc ta\u015f\u0131mas\u0131 gerekiyor. Ayr\u0131ca bina sakinlerinin m\u00fcteahhit ile anla\u015fma sa\u011flamas\u0131 ve m\u00fcteahhidin e-Devlet \u00fczerinden ARAAD (AFD\u0130S) sistemine ba\u015fvuru yapmas\u0131 zorunlu. Teknik incelemelerin tamamlanmas\u0131n\u0131n ard\u0131ndan hak sahipleri, bankalarla kredi s\u00fcre\u00e7lerini ba\u015flatabilecek.<\/p>\n<h3 class=\"google-anno-skip google-anno-sc\" tabindex=\"0\" role=\"link\" aria-label=\"Kredi ve Bor\u00e7\" data-google-vignette=\"false\" data-google-interstitial=\"false\">Kredi ve Bor\u00e7<\/h3>\n<p>\u00d6te yandan kredi tutar\u0131, in\u015faat s\u00fcrecinin ilerlemesine g\u00f6re blokeli hesaplarda tutularak hak edi\u015fler do\u011frultusunda m\u00fcteahhitlere aktar\u0131l\u0131yor. Bu y\u00f6ntem, hem bina sahiplerini hem de m\u00fcteahhitleri koruyan g\u00fcvenli bir mekanizma olarak \u00f6ne \u00e7\u0131k\u0131yor.<\/p>\n<p>Proje sadece \u0130stanbul ile s\u0131n\u0131rl\u0131 de\u011fil. \u0130zmir, Kocaeli, Sakarya, Manisa ve Tekirda\u011f\u2019da da devam eden uygulama ile afetlere dayan\u0131kl\u0131 \u015fehirler hedefi t\u00fcm T\u00fcrkiye\u2019ye yay\u0131lmay\u0131 ama\u00e7l\u0131yor.<\/p>\n<p>Bakanl\u0131k yetkilileri, \u00f6n ba\u015fvurular\u0131n de\u011ferlendirme s\u00fcrecinin ard\u0131ndan uygunluk kontrollerinin tamamlanarak kesin ba\u015fvurular\u0131n netle\u015fece\u011fini belirtti. Kentsel d\u00f6n\u00fc\u015f\u00fcmde yeni bir d\u00f6nemin ba\u015flang\u0131c\u0131 olarak g\u00f6r\u00fclen bu proje, milyonlarca \u0130stanbullunun umut dolu bekleyi\u015fini de beraberinde getiriyor.<\/p>\n<h3>En \u00c7ok Ba\u015fvuru Yap\u0131lan 15 \u0130l\u00e7e<\/h3>\n<p>Projeye en fazla ilgi g\u00f6steren il\u00e7eler \u015f\u00f6yle s\u0131ralan\u0131yor:<\/p>\n<div class=\"table-wrapper\">\n<table>\n<thead>\n<tr>\n<th>S\u0131ra<\/th>\n<th>\u0130l\u00e7e<\/th>\n<th>Ba\u015fvuru Say\u0131s\u0131<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>1<\/td>\n<td>Bah\u00e7elievler<\/td>\n<td>1.506<\/td>\n<\/tr>\n<tr>\n<td>2<\/td>\n<td>Kad\u0131k\u00f6y<\/td>\n<td>1.461<\/td>\n<\/tr>\n<tr>\n<td>3<\/td>\n<td>Bak\u0131rk\u00f6y<\/td>\n<td>1.409<\/td>\n<\/tr>\n<tr>\n<td>4<\/td>\n<td>Kartal<\/td>\n<td>1.062<\/td>\n<\/tr>\n<tr>\n<td>5<\/td>\n<td>Gaziosmanpa\u015fa<\/td>\n<td>813<\/td>\n<\/tr>\n<tr>\n<td>6<\/td>\n<td>\u00dcsk\u00fcdar<\/td>\n<td>736<\/td>\n<\/tr>\n<tr>\n<td>7<\/td>\n<td>\u00dcmraniye<\/td>\n<td>634<\/td>\n<\/tr>\n<tr>\n<td>8<\/td>\n<td>K\u00fc\u00e7\u00fck\u00e7ekmece<\/td>\n<td>614<\/td>\n<\/tr>\n<tr>\n<td>9<\/td>\n<td>Maltepe<\/td>\n<td>500<\/td>\n<\/tr>\n<tr>\n<td>10<\/td>\n<td>Avc\u0131lar<\/td>\n<td>500<\/td>\n<\/tr>\n<tr>\n<td>11<\/td>\n<td>Pendik<\/td>\n<td>473<\/td>\n<\/tr>\n<tr>\n<td>12<\/td>\n<td>G\u00fcng\u00f6ren<\/td>\n<td>450<\/td>\n<\/tr>\n<tr>\n<td>13<\/td>\n<td>Ba\u011fc\u0131lar<\/td>\n<td>428<\/td>\n<\/tr>\n<tr>\n<td>14<\/td>\n<td>\u015ei\u015fli<\/td>\n<td>418<\/td>\n<\/tr>\n<tr>\n<td>15<\/td>\n<td>Fatih<\/td>\n<td>415<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>Bu 15 il\u00e7ede toplam&nbsp;<strong>11 bin 419<\/strong>&nbsp;\u00f6n ba\u015fvuru al\u0131nd\u0131.<\/p>\n<\/div>\n<div class=\"container\">\n<div class=\"ad-code mx-auto no-click mb-3 mt-3 overflow-hidden\">&nbsp;<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u00c7evre, \u015eehircilik ve \u0130klim De\u011fi\u015fikli\u011fi Bakanl\u0131\u011f\u0131 ile D\u00fcnya Bankas\u0131 i\u015fbirli\u011finde ba\u015flat\u0131lan &#8220;\u0130klim ve Afetlere Dayan\u0131kl\u0131 \u015eehirler&nbsp;&nbsp;Projesi&#8221; (\u0130AD\u015eP), \u0130stanbul\u2019da adeta bir umut dalgas\u0131 yaratt\u0131. \u0130lk g\u00fcnden itibaren vatanda\u015flar\u0131n yo\u011fun ilgisiyle kar\u015f\u0131la\u015fan proje kapsam\u0131nda, riskli yap\u0131lar\u0131n d\u00f6n\u00fc\u015f\u00fcm\u00fc i\u00e7in&nbsp;3 milyon TL\u2019ye kadar finansman&nbsp;imkan\u0131 sunuluyor. \u0130lk 12 ay geri \u00f6demesiz, 15 y\u0131la varan vade ve yaln\u0131zca&nbsp;ayl\u0131k %0,69 faiz&nbsp;oran\u0131, bu [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":29876,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/50895"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=50895"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/50895\/revisions"}],"predecessor-version":[{"id":50896,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/50895\/revisions\/50896"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/29876"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=50895"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=50895"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=50895"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}