<\/p>\n
KONUT sat\u0131n almak i\u00e7in tasarruf yapmak isteyenleri te\u015fvik edecek \u2018konut hesab\u0131\u2019 uygulamas\u0131 26 A\u011fustos\u2019ta ba\u015fl\u0131yor. Konut sat\u0131n almak i\u00e7in olu\u015fturulan birikimlere y\u00fczde 20\u2019ye varan oranda devlet katk\u0131s\u0131 sa\u011flanacak. S\u00f6z konusu katk\u0131 15 bin liray\u0131 ge\u00e7emeyecek. Devlet katk\u0131s\u0131 \u00f6demesine hak kazanmak i\u00e7in gerekli \u015fartlar\u0131n tamam\u0131n\u0131 sa\u011flayan T\u00fcrk vatanda\u015flar\u0131n\u0131n sisteme dahil olmak i\u00e7in n\u00fcfus c\u00fczdanlar\u0131yla T\u00fcrkiye\u2019de kurulu mevduat veya kat\u0131l\u0131m bankalar\u0131nda TL cinsinden mevduat hesab\u0131 veya kat\u0131l\u0131m fonu hesab\u0131 a\u00e7t\u0131rmas\u0131 gerekiyor. Bir ki\u015finin sadece bir konut hesab\u0131 olabilecek. Ortak hesaplar, konut hesab\u0131 olarak de\u011ferlendirilmeyecek ve hesap bankalar aras\u0131nda ta\u015f\u0131namayacak. T\u00fcrkiye\u2019de ikamet \u015fart\u0131 olmad\u0131\u011f\u0131 i\u00e7in yurtd\u0131\u015f\u0131nda ya\u015fayan T\u00fcrk vatanda\u015flar\u0131 da konut yard\u0131m\u0131 alabilecek.<\/p>\n
Hesaba, a\u00e7\u0131l\u0131\u015f\u0131nda bir kereye mahsus olmak \u00fczere, \u00f6demelerin \u00fcst s\u0131n\u0131r\u0131 olarak belirlenen bin liran\u0131n \u00fczerinde, 30 bin liray\u0131 a\u015fmayacak bir tutar yat\u0131r\u0131labilecek. Hesab\u0131n sadece T\u00fcrk liras\u0131 cinsinden olmas\u0131 istenen uygulamada, en az 3 y\u0131l sistemde kalmak gerekiyor. Hesapta ne kadar fazla birikim sa\u011flan\u0131rsa devlet yard\u0131m\u0131 da o kadar y\u00fcksek olacak. Konut hesab\u0131na ili\u015fkin \u00f6demeler d\u00fczenli yap\u0131lacak. Ki\u015filere, bir d\u00f6nem i\u00e7erisinde en fazla 2 kez \u00e7ekim hakk\u0131 tan\u0131nacak. Belirlenen \u015fartlar\u0131n herhangi birinin ihlali durumunda ise hesap \u2018konut hesab\u0131\u2019 stat\u00fcs\u00fcnden \u00e7\u0131kar\u0131lacak.<\/p>\n
Uygulama kapsam\u0131nda, konut edim tarihinden \u00f6nce en az 3 y\u0131l boyunca, ayl\u0131k en az 250, en fazla 2 bin 500 lira yat\u0131rmak gerekecek. \u00d6demeler 3\u2019er ayl\u0131k (3 ayda bir en az 750, en fazla 7 bin 500 TL) dilimler halinde de yap\u0131labilecek. 3-4 y\u0131l aras\u0131nda yap\u0131lan \u00f6deme tutar\u0131n\u0131n y\u00fczde 15\u2019i (devlet katk\u0131s\u0131 13 bin TL\u2019yi a\u015fmamak ko\u015fuluyla), 4-5 y\u0131l aras\u0131nda yap\u0131lan \u00f6deme tutar\u0131n\u0131n y\u00fczde 18\u2019i (devlet katk\u0131s\u0131 14 bin TL\u2019yi a\u015fmamak ko\u015fuluyla), 5 y\u0131l veya daha uzun s\u00fcre yap\u0131lan \u00f6deme tutar\u0131n\u0131n y\u00fczde 20\u2019si kadar (devlet katk\u0131s\u0131 15 bin TL\u2019yi a\u015fmamak ko\u015fuluyla) katk\u0131 al\u0131nabilecek. Devlet katk\u0131s\u0131 \u00f6demesi i\u00e7in kat\u0131l\u0131mc\u0131, konut edinim tarihinden itibaren 6 ay i\u00e7erisinde konut hesab\u0131n\u0131n bulundu\u011fu bankaya m\u00fcracaat edebilecek. Gerekli bilgi ve belgelerin kontrol\u00fc sonras\u0131nda en ge\u00e7 2 ay i\u00e7inde hesab\u0131n bulundu\u011fu bankadan para al\u0131nabilecek.<\/p>\n
Devlet katk\u0131s\u0131 almak i\u00e7in ba\u015fvurdu\u011fu konut d\u0131\u015f\u0131nda 7 Nisan 2015 tarihinden itibaren ba\u015fka bir konut edinenlere, kat\u0131l\u0131mc\u0131n\u0131n e\u015finden ve birinci derece kan h\u0131s\u0131mlar\u0131ndan sat\u0131n ald\u0131\u011f\u0131 konutlara ve devre m\u00fclklere de devlet katk\u0131s\u0131 \u00f6denmeyecek.<\/p>\n
H\u00fcrriyet<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"
Konut alacak vatanda\u015fa devlet deste\u011fi uygulamas\u0131 26 A\u011fustos\u2019ta ba\u015fl\u0131yor. Konut hesab\u0131 a\u00e7an vatanda\u015f\u0131n birikimine y\u00fczde 20 katk\u0131 gelecek. S\u00f6z konusu katk\u0131 15 bin TL\u2019yi ge\u00e7emeyecek ve sistemde en az 3 y\u0131l kalma \u015fart\u0131 aranacak. KONUT sat\u0131n almak i\u00e7in tasarruf yapmak isteyenleri te\u015fvik edecek \u2018konut hesab\u0131\u2019 uygulamas\u0131 26 A\u011fustos\u2019ta ba\u015fl\u0131yor. Konut sat\u0131n almak i\u00e7in olu\u015fturulan […]<\/p>\n","protected":false},"author":1,"featured_media":4646,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[221,1,26,27],"tags":[180,62,216,3082,80,3081,951,11167,11451,11118,316],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/4757"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4757"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/4757\/revisions"}],"predecessor-version":[{"id":4758,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/4757\/revisions\/4758"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/4646"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4757"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=4757"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=4757"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}