2022 y\u0131l\u0131 son \u00e7eyre\u011finde dar gelirli atanda\u015flar\u0131m\u0131z i\u00e7in tarihi sosyal konut hamlesini ba\u015flatan h\u00fck\u00fcmet, \u015fimdide orta ve orta \u00fcst\u00fc gelirli vatanda\u015flar\u0131m\u0131z i\u00e7in de yeni bir dev kampanyay\u0131 ba\u015flatmaya haz\u0131rlan\u0131yor.. \u00c7evre, \u015eehircilik ve \u0130klim De\u011fi\u015fikli\u011fi Bakanl\u0131\u011f\u0131 ile Hazine ve Maliye Bakanl\u0131\u011f\u0131\u2019n\u0131n ortak y\u00fcr\u00fctm\u00fc\u015f oldu\u011fu kampanya \u00e7al\u0131\u015fmalar\u0131nda sona gelindi, 2023 Ocak ay\u0131nda a\u00e7\u0131klanacak.<\/p>\n
Al\u0131nan bilgilere g\u00f6re \u2018Y\u00fczy\u0131l\u0131n Kampanyas\u0131\u2019<\/strong> olarak a\u00e7\u0131klanacak bu dev kampanyada hem konuta eri\u015fim daha kolayla\u015facak, hem de in\u015faat sekt\u00f6r\u00fc \u00fcretimde desteklenmi\u015f olacak. 2023 Ocak ay\u0131 i\u00e7erisinde ba\u015flanmas\u0131 planlanan bu dev pakette en \u00f6nemli arg\u00fcman ise kredi faizi oranlar\u0131 olacak. \u015eu an kamu bankalar\u0131nda bile konut kredisi faizi y\u00fczde 1.29-1.36 aral\u0131\u011f\u0131nda. \u00d6zel bankalarda ise y\u00fczde 2 \u00fczerinde. Faiz oranlar\u0131n\u0131n y\u00fcksek olmas\u0131 ve kredi bulma imkanlar\u0131n\u0131n s\u0131n\u0131rl\u0131 olmas\u0131n\u0131n vatanda\u015flar\u0131 zorlad\u0131\u011f\u0131n\u0131 g\u00f6ren kamu, yeni yap\u0131lacak olan kampanyada faiz oranlar\u0131n\u0131 y\u00fczde 1\u2019in alt\u0131na indirmeyi planl\u0131yor. Konut faizi oran\u0131n\u0131n gelire g\u00f6re farkl\u0131 olmas\u0131, ilk defa ev alacaklara ek avantajlar sa\u011flanmas\u0131 bekleniyor. Faiz oran\u0131 kadar kredinin \u00f6deme s\u00fcresi de al\u0131m karar\u0131nda \u00e7ok \u00f6nemli bir kriter. Bu konuda da al\u0131c\u0131lar\u0131 rahatlatmak i\u00e7in 15 y\u0131la kaar vade imk\u00e2n\u0131 sunulmas\u0131 d\u00fc\u015f\u00fcn\u00fcl\u00fcyor.<\/p>\n Hayata ge\u00e7irilecek bu kampanyadan ger\u00e7ek ihtiya\u00e7\u0131 olan vatanda\u015flar\u0131n faydalanmas\u0131 i\u00e7in bir gelir s\u0131n\u0131r\u0131 belirlenmesi g\u00fcndemde. Sosyal konut kampanys\u0131nda oldu\u011fu gibi bir hane geliri a\u00e7\u0131klanmas\u0131, bu s\u0131n\u0131r\u0131 a\u015fmayanlar\u0131n konut al\u0131m\u0131 yapmas\u0131 d\u00fc\u015f\u00fcn\u00fcl\u00fcyor. \u00c7evre, \u015eehircilik ve \u0130klim De\u011fi\u015fikli\u011fi Bakan\u0131 Murat Kurum da ge\u00e7ti\u011fimiz g\u00fcnlerde H\u00fcrriyet gazetesine vermi\u015f oldu\u011fu bir r\u00f6portajda, ger\u00e7ekle\u015ftirilecek olan dev kampanya hakk\u0131nda \u00e7ok \u00f6nemli detaylardan bahsetti.<\/p>\n \u0130lk defa konut alacak vatanda\u015flara avantaj sa\u011flanaca\u011f\u0131n\u0131 belirten Bakan Murat Kurum \u015funlar\u0131 s\u00f6yledi: \u201cKampanya ile hem vatanda\u015f\u0131n al\u0131m \u015fartlar\u0131 iyile\u015fecek, hem de \u00fcretimin artmas\u0131 i\u00e7in geli\u015ftiricilere finansal destek sa\u011flanacak. Cumhurba\u015fkan\u0131m\u0131z\u0131n talimatlar\u0131 do\u011frultusunda ana hedefimiz ilk evini alacak vatanda\u015flara avantaj sa\u011flamak olacak. Kampanya ticari bir ara\u00e7 olmayacak, bar\u0131nma ihtiyac\u0131na \u00e7\u00f6z\u00fcm sunacak. Yani biri \u2018kampanya \u015fartlar\u0131 g\u00fczel, ev al\u0131p sat\u0131p kazanay\u0131m\u2019 diyemeyecek. Hem y\u00fckleniciler hem de bankalar\u0131m\u0131z arac\u0131l\u0131\u011f\u0131 ile en iyi \u015fartlar\u0131 sunaca\u011f\u0131z.\u201d<\/strong><\/em> Konut sekt\u00f6r\u00fcnde azalan \u00fcretimle bozulan arz-talep dengesi ve artan in\u015faat maliyetleri a\u011f\u0131r s\u0131k\u0131nt\u0131l\u0131 sonu\u00e7lar do\u011furdu. Ge\u00e7ti\u011fimiz son 1-1.5 senede konutlarda fiyatlar\u0131n ve kiralar\u0131n h\u0131zla y\u00fckselmesi her kesimi derinden yaralad\u0131. Bu sebeple bu dev kampanya ile konut arz\u0131n\u0131n artmas\u0131 ve de konut piyasan\u0131n reg\u00fcle edilmesi hedefleniyor.<\/p>\n","protected":false},"excerpt":{"rendered":" 2022 y\u0131l\u0131 son \u00e7eyre\u011finde dar gelirli atanda\u015flar\u0131m\u0131z i\u00e7in tarihi sosyal konut hamlesini ba\u015flatan h\u00fck\u00fcmet, \u015fimdide orta ve orta \u00fcst\u00fc gelirli vatanda\u015flar\u0131m\u0131z i\u00e7in de yeni bir dev kampanyay\u0131 ba\u015flatmaya haz\u0131rlan\u0131yor.. \u00c7evre, \u015eehircilik ve \u0130klim De\u011fi\u015fikli\u011fi Bakanl\u0131\u011f\u0131 ile Hazine ve Maliye Bakanl\u0131\u011f\u0131\u2019n\u0131n ortak y\u00fcr\u00fctm\u00fc\u015f oldu\u011fu kampanya \u00e7al\u0131\u015fmalar\u0131nda sona gelindi, 2023 Ocak ay\u0131nda a\u00e7\u0131klanacak. Al\u0131nan bilgilere g\u00f6re \u2018Y\u00fczy\u0131l\u0131n […]<\/p>\n","protected":false},"author":1,"featured_media":35633,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[97,5388],"tags":[16747,16746],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/41523"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=41523"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/41523\/revisions"}],"predecessor-version":[{"id":41524,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/41523\/revisions\/41524"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/35633"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=41523"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=41523"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=41523"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}Kredide Gelir \u015fart\u0131 aranacak<\/h2>\n