{"id":40459,"date":"2022-10-03T19:41:43","date_gmt":"2022-10-03T16:41:43","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=40459"},"modified":"2022-10-03T19:41:43","modified_gmt":"2022-10-03T16:41:43","slug":"isyeri-ve-konut-yapim-kredileri-yeniden-yukseltildi","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=40459","title":{"rendered":"\u0130\u015fyeri ve Konut yap\u0131m kredileri yeniden y\u00fckseltildi"},"content":{"rendered":"<p>Afet riskli alanlar kanunu kapsam\u0131nda konut ve i\u015f yeri yap\u0131m kredi \u00fcst limitleri art\u0131r\u0131ld\u0131. Afet riski alt\u0131ndaki alanlardaki yap\u0131lar\u0131n d\u00f6n\u00fc\u015ft\u00fcr\u00fclmesi kapsam\u0131nda sa\u011flanacak konut ve i\u015fyeri yap\u0131m kredilerinde \u00fcst limit ve faiz oran\u0131nda art\u0131\u015fa gidildi.<\/p>\n<p>Resmi Gazete\u2019nin 2 Ekim tarihli say\u0131s\u0131nda yay\u0131mlanan 6306 say\u0131l\u0131 kanun kapsam\u0131nda hak sahiplerince bankalardan kullan\u0131lacak kredilere sa\u011flanacak faiz deste\u011fine ili\u015fkin kararda de\u011fi\u015fiklik yap\u0131lmas\u0131na dair kararda yap\u0131lan d\u00fczenlemeyle, bu kapsamda sa\u011flanacak kredi anapara tutar\u0131 \u00fcst limiti, g\u00fc\u00e7lendirme kredisi i\u00e7in 240,000 TL\u2019ye, konut yap\u0131m ve edinme kredileri ve i\u015f yeri yap\u0131m kredisi i\u00e7in 600,000 TL\u2019ye, i\u015f yeri edinme kredisi de 250,000 TL\u2019ye y\u00fckseltildi.<\/p>\n<p>Yeni d\u00fczenlemeyle, g\u00fc\u00e7lendirme ve konut yap\u0131m ve edinme kredilerinde faiz oran\u0131 400 baz puandan 600 baz puana, i\u015f yeri yap\u0131m ve edinme kredileri ise 300 baz puandan 450 baz puana \u00e7\u0131kar\u0131ld\u0131. Bakanl\u0131\u011f\u0131n faiz deste\u011fi oran\u0131 ise g\u00fc\u00e7lendirme ve konut kredilerine ayl\u0131k 0.50 puan, i\u015f yeri kredilerine ayl\u0131k 0.38 puan olarak belirlendi.<\/p>\n<p>Kararla ayr\u0131ca, bir hak sahibi ad\u0131na faiz deste\u011fi sa\u011flanacak toplam kredi tutar\u0131 s\u0131n\u0131r\u0131 da 2 milyon TL\u2019den 3 milyon TL\u2019ye y\u00fckseltildi.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Afet riskli alanlar kanunu kapsam\u0131nda konut ve i\u015f yeri yap\u0131m kredi \u00fcst limitleri art\u0131r\u0131ld\u0131. Afet riski alt\u0131ndaki alanlardaki yap\u0131lar\u0131n d\u00f6n\u00fc\u015ft\u00fcr\u00fclmesi kapsam\u0131nda sa\u011flanacak konut ve i\u015fyeri yap\u0131m kredilerinde \u00fcst limit ve faiz oran\u0131nda art\u0131\u015fa gidildi. Resmi Gazete\u2019nin 2 Ekim tarihli say\u0131s\u0131nda yay\u0131mlanan 6306 say\u0131l\u0131 kanun kapsam\u0131nda hak sahiplerince bankalardan kullan\u0131lacak kredilere sa\u011flanacak faiz deste\u011fine ili\u015fkin kararda [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":40460,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/40459"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=40459"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/40459\/revisions"}],"predecessor-version":[{"id":40461,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/40459\/revisions\/40461"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/40460"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=40459"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=40459"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=40459"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}