T\u00fcketici ve konut kredileri ile ilgili yap\u0131lan yeni d\u00fczenlemeye g\u00f6re; 1 Ocak 2023 tarihi itibariyle kredi s\u00f6zle\u015fmeleri sigortal\u0131 ve sigortas\u0131z olarak haz\u0131rlanacak. <\/p>\n
T\u00fcketici Kredisi s\u00f6zle\u015fmeleri ile konut finansman\u0131 s\u00f6zle\u015fmeleri ile ilgili yeni d\u00fczenleme Resmi Gazete\u2019de yay\u0131mland\u0131. Buna g\u00f6re, T\u00fcketici kredisi s\u00f6zle\u015fmeleri ile konut finansman\u0131 s\u00f6zle\u015fmeleri sigortal\u0131 ve sigortas\u0131z olarak haz\u0131rlanacak \u00f6deme plan\u0131yla teklif sunulabilecek.<\/p>\n
T\u00fcketici ve Konut Kredisi s\u00f6zle\u015fmeleri y\u00f6netmeliklerine \u2018yan finansal \u00fcr\u00fcn\u2019 ad\u0131 alt\u0131nda yer alan ve t\u00fcketiciye sunulan her t\u00fcrl\u00fc \u00fcr\u00fcn veya hizmet ile kredi ba\u011flant\u0131l\u0131 sigorta hari\u00e7 olmak \u00fczere sigortay\u0131 tan\u0131mlayan yeni maddeler eklendi.<\/p>\n
Resmi Gazete\u2019nin bug\u00fcn yay\u0131mlanan say\u0131s\u0131nda yeni d\u00fczenleme ile ilgili detaylar yer ald\u0131. Buna g\u00f6re, kredi veren kurumlar, t\u00fcketicinin talep etti\u011fi kredi tutar\u0131 ve s\u00fcresi esas al\u0131narak haz\u0131rlanacak. Haz\u0131rlanan s\u00f6zle\u015fmede, \u00f6rnek \u00f6deme plan\u0131 ile sigortal\u0131 ve sigortas\u0131z kredi teklifleri sunulmas\u0131 halinde, her iki teklife ili\u015fkin \u00f6rnek \u00f6deme planlar\u0131, kredi taksit tutarlar\u0131n\u0131n e\u015fit olmas\u0131 halinde \u00f6rnek \u00f6deme plan\u0131 yerine taksit tutar\u0131 ve toplam geri \u00f6deme tutar\u0131na ili\u015fkin kar\u015f\u0131la\u015ft\u0131rmal\u0131 bilgilendirmeyi kar\u015f\u0131 tarafa sunmak zorunda olacak.<\/p>\n
T\u00fcketici kredisi s\u00f6zle\u015fmeleri ile konut finansman\u0131 s\u00f6zle\u015fmelerinde yeni d\u00f6nemi ba\u015flatacak olan d\u00fczenleme Resmi Gazete\u2019de \u015fu \u015fekilde yer ald\u0131:<\/p>\n
\u201cT\u00fcketicinin talep etti\u011fi kredi tutar\u0131 ve s\u00fcresi esas al\u0131narak kredi verenin uygulamakta oldu\u011fu akdi faiz oran\u0131na g\u00f6re haz\u0131rlanacak ve formun eki olarak da verilebilecek \u00f6rnek \u00f6deme plan\u0131, sigortal\u0131 ve sigortas\u0131z kredi teklifleri sunulmas\u0131 halinde her iki teklife ili\u015fkin \u00f6rnek \u00f6deme planlar\u0131, kredi taksit tutarlar\u0131n\u0131n e\u015fit olmas\u0131 halinde \u00f6rnek \u00f6deme plan\u0131 yerine taksit tutar\u0131 ve toplam geri \u00f6deme tutar\u0131na ili\u015fkin kar\u015f\u0131la\u015ft\u0131rmal\u0131 bilgi.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"
T\u00fcketici ve konut kredileri ile ilgili yap\u0131lan yeni d\u00fczenlemeye g\u00f6re; 1 Ocak 2023 tarihi itibariyle kredi s\u00f6zle\u015fmeleri sigortal\u0131 ve sigortas\u0131z olarak haz\u0131rlanacak. T\u00fcketici Kredisi s\u00f6zle\u015fmeleri ile konut finansman\u0131 s\u00f6zle\u015fmeleri ile ilgili yeni d\u00fczenleme Resmi Gazete\u2019de yay\u0131mland\u0131. Buna g\u00f6re, T\u00fcketici kredisi s\u00f6zle\u015fmeleri ile konut finansman\u0131 s\u00f6zle\u015fmeleri sigortal\u0131 ve sigortas\u0131z olarak haz\u0131rlanacak \u00f6deme plan\u0131yla teklif sunulabilecek. T\u00fcketici […]<\/p>\n","protected":false},"author":1,"featured_media":27911,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[2818],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/40363"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=40363"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/40363\/revisions"}],"predecessor-version":[{"id":40364,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/40363\/revisions\/40364"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/27911"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=40363"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=40363"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=40363"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}