{"id":40168,"date":"2022-08-23T20:43:43","date_gmt":"2022-08-23T17:43:43","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=40168"},"modified":"2022-08-23T20:43:43","modified_gmt":"2022-08-23T17:43:43","slug":"insaat-sektoru-konut-kredilerinde-dusuk-faiz-ve-uzun-vade-bekliyor","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=40168","title":{"rendered":"\u0130n\u015faat sekt\u00f6r\u00fc konut kredilerinde\u00a0\u201cd\u00fc\u015f\u00fck faiz ve uzun vade\u201d bekliyor"},"content":{"rendered":"<p>\u00c7evre, \u015eehircilik ve \u0130klim De\u011fi\u015fikli\u011fi Bakan\u0131 Murat Kurum, Cumhurba\u015fkan\u0131 Recep Tayyip Erdo\u011fan&#8217;\u0131n 13 Eyl\u00fcl&#8217;de Cumhuriyet tarihinin en b\u00fcy\u00fck sosyal konut hamlesinin detaylar\u0131n\u0131 a\u00e7\u0131klayaca\u011f\u0131n\u0131 duyurdu. \u201cY\u00fczy\u0131l\u0131n sosyal konut projesinde tarih 13 Eyl\u00fcl&#8221; mesaj\u0131 veren Bakan Kurum\u2019un a\u00e7\u0131klamas\u0131, konut sekt\u00f6r\u00fcn\u00fc heyecanland\u0131rd\u0131. Sosyal konut projeleri ile konut fiyatlar\u0131nda d\u00fc\u015f\u00fc\u015f bekleyen sekt\u00f6r temsilcileri, t\u00fcketiciye y\u00f6nelik konut kredilerinde \u201cd\u00fc\u015f\u00fck faiz ve uzun vade\u201d \u015feklinde yap\u0131lacak d\u00fczenlemelerin sekt\u00f6re nefes ald\u0131raca\u011f\u0131n\u0131 belirtiyor. Sekt\u00f6r, ayr\u0131ca, in\u015faat \u015firketlerinin banka kredisi ve vergi bor\u00e7lar\u0131n\u0131n da yeniden yap\u0131land\u0131r\u0131lmas\u0131 gerekti\u011fine dikkat \u00e7ekiyor.<\/p>\n<h2><strong>\u201c\u0130n\u015faat maliyetleri y\u0131ll\u0131k y\u00fczde 106 artt\u0131\u201d<\/strong><\/h2>\n<p>Beka\u015f \u0130n\u015faat Y\u00f6netim Kurulu Ba\u015fkan\u0131 Bekir Karahasano\u011flu, in\u015faat sekt\u00f6r\u00fcn\u00fcn konut kredisi beklentileri ve sekt\u00f6rdeki \u015firketlerin bor\u00e7lar\u0131na ili\u015fkin de\u011ferlendirmelerde bulundu. Ekonomide y\u00fcksek enflasyonun hakim oldu\u011fu bir d\u00f6nem ya\u015fand\u0131\u011f\u0131na dikkat \u00e7eken Karahasano\u011flu, bu durumun konut fiyatlar\u0131n\u0131 do\u011frudan etkiledi\u011fine i\u015faret etti.<\/p>\n<p>T\u00fcrkiye \u0130statistik Kurumu\u2019nun (T\u00dc\u0130K) Haziran 2022 d\u00f6nemine ait in\u015faat girdi maliyetleri istatistiklerine de\u011finen Bekir Karahasano\u011flu, \u201cT\u00dc\u0130K\u2019e g\u00f6re in\u015faat maliyet endeksi, haziran ay\u0131nda may\u0131s ay\u0131na g\u00f6re y\u00fczde 3,47, bir \u00f6nceki y\u0131l\u0131n ayn\u0131 ay\u0131na g\u00f6re y\u00fczde 106,87 artt\u0131. Malzeme endeksi bir \u00f6ndeki aya g\u00f6re y\u00fczde 4,16, i\u015f\u00e7ilik endeksi y\u00fczde 0,72 oranlar\u0131nda art\u0131\u015f kaydetti. Ayr\u0131ca, bir \u00f6nceki y\u0131l\u0131n ayn\u0131 ay\u0131na g\u00f6re malzeme endeksi y\u00fczde 130,59, i\u015f\u00e7ilik endeksi y\u00fczde 45,67 artt\u0131. Bu rakamlar konut fiyatlar\u0131na do\u011frudan yans\u0131yor. Geliri ayn\u0131 oranlarda artmayan t\u00fcketiciler i\u00e7in konut almak imkans\u0131z hale geliyor. Bu durumda konut kredilerinde yeninden d\u00fczenleme yap\u0131lmas\u0131 gerekiyor\u201d ifadelerini kulland\u0131.<\/p>\n<h2>\u201c<strong>Sekt\u00f6rdeki \u015firketlerin kredi ve vergi bor\u00e7lar\u0131 yeniden yap\u0131land\u0131r\u0131lmal\u0131\u201d<\/strong><\/h2>\n<p>\u0130n\u015faat sekt\u00f6r\u00fcn\u00fcn t\u00fcketiciler i\u00e7in konut kredilerinde \u201cfaiz indirimi ve uzun vade\u201d \u015feklinde yeniden yap\u0131land\u0131rma bekledi\u011fine i\u015faret eden Karahasano\u011flu, in\u015faat sekt\u00f6r\u00fcn\u00fcn bor\u00e7 y\u00fck\u00fcne de de\u011findi. Karahasano\u011flu, \u201c\u0130n\u015faat sekt\u00f6r\u00fc pandemide ya\u015fad\u0131\u011f\u0131 travmay\u0131 atlatamadan y\u00fcksek enflasyon ile kar\u015f\u0131la\u015ft\u0131. \u0130n\u015faat ve i\u015f\u00e7i maliyetlerinde her ay art\u0131\u015f g\u00f6r\u00fcl\u00fcyor. Bu sebeple sekt\u00f6r\u00fcn bor\u00e7 y\u00fck\u00fc de art\u0131yor. \u0130n\u015faat \u015firketleri \u00e7ektikleri kredileri \u00f6demekte zorlan\u0131yor. Akaryak\u0131t ve girdi maliyetlerinde art\u0131\u015fa paralel olarak bor\u00e7lar\u0131m\u0131z da art\u0131yor. Bu sebeple sekt\u00f6rdeki \u015firketlerin banka kredileri, SGK ve vergi bor\u00e7lar\u0131 yeniden yap\u0131land\u0131r\u0131lmal\u0131\u201d s\u00f6zlerini kaydetti.<\/p>\n<h2><strong>\u201c\u0130n\u015faat maliyetleri konut fiyatlar\u0131ndan fazla\u201d<\/strong><\/h2>\n<p>Karahasano\u011flu, \u015f\u00f6yle devam etti: \u201cKonut fiyatlar\u0131n\u0131 konut \u00fcreticileri art\u0131rm\u0131yor. T\u00dc\u0130K\u2019in in\u015faat maliyet endeksleri takip edildi\u011finde konut fiyatlar\u0131n\u0131n neden artt\u0131\u011f\u0131 g\u00f6r\u00fclecektir. \u00d6rne\u011fin; 1 milyon liraya mal olan bir konutu 1.2 milyon liraya satt\u0131\u011f\u0131n\u0131z\u0131 d\u00fc\u015f\u00fcnelim. Ayn\u0131 \u00f6zelliklerdeki konutu yeniden yapmaya kalkt\u0131\u011f\u0131m\u0131zda 1.2 milyon liraya yapam\u0131yorsunuz. Maliyetler s\u00fcrekli artt\u0131\u011f\u0131 i\u00e7in ayn\u0131 konutu belki 1.5 milyon liraya bile yapamayacaks\u0131n\u0131z. Bu durum, hem bizi hem t\u00fcketiciyi zorluyor. Yani konut fiyatlar\u0131 art\u0131\u015flar\u0131 genellikle konut maliyetlerinin alt\u0131nda kal\u0131yor. Mesela dolara endeksli in\u015faat malzemelerini tekrar ayn\u0131 fiyata alam\u0131yorsunuz. Sekt\u00f6r bu handikab\u0131 ya\u015f\u0131yor. \u0130n\u015faat maliyetleri konut fiyatlar\u0131ndan daha fazla. Sat\u0131\u015flardan zarar eden \u015firketler var.\u201d<\/p>\n<h2>\u201c<strong>Sekt\u00f6r\u00fc canland\u0131racak \u00f6nlemler al\u0131nmal\u0131\u201d<\/strong><\/h2>\n<p>\u201cSekt\u00f6r\u00fc canland\u0131racak ve nefes ald\u0131racak \u00f6nlemler al\u0131nmas\u0131 gerekiyor.\u201d diyen Bekir Karahasano\u011flu, h\u00fck\u00fcmetin sosyal konut projelerinin \u00f6nemli bir ad\u0131m oldu\u011funa dikkat \u00e7ekti. \u201cY\u00fczy\u0131l\u0131n sosyal konut projesi\u201d olarak 13 Eyl\u00fcl\u2019de a\u00e7\u0131klanacak projeyi de heyecanla beklediklerini kaydeden Karahasano\u011flu, bu projelerle birlikte konut kredi faizlerinde indirim ve uzun vade \u015feklinde yap\u0131lacak d\u00fczenlemelerin de arz fazlas\u0131 konutlar\u0131n eritilmesi i\u00e7in gerekli oldu\u011funu vurgulad\u0131. Beka\u015f \u0130n\u015faat Ba\u015fkan\u0131, \u201cBunlarla birlikte in\u015faat sekt\u00f6r\u00fcn\u00fcn kredi ve vergi bor\u00e7lar\u0131na y\u00f6nelik yeniden yap\u0131land\u0131rma gibi d\u00fczenlemeler de yap\u0131l\u0131rsa hem t\u00fcketici hem de konut \u00fcreticisi nefes alacakt\u0131r. Bu d\u00fczenlemeler istihdama da \u00f6nemli bir katk\u0131 sa\u011flayacakt\u0131r.\u201d \u015feklinde konu\u015ftu.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00c7evre, \u015eehircilik ve \u0130klim De\u011fi\u015fikli\u011fi Bakan\u0131 Murat Kurum, Cumhurba\u015fkan\u0131 Recep Tayyip Erdo\u011fan&#8217;\u0131n 13 Eyl\u00fcl&#8217;de Cumhuriyet tarihinin en b\u00fcy\u00fck sosyal konut hamlesinin detaylar\u0131n\u0131 a\u00e7\u0131klayaca\u011f\u0131n\u0131 duyurdu. \u201cY\u00fczy\u0131l\u0131n sosyal konut projesinde tarih 13 Eyl\u00fcl&#8221; mesaj\u0131 veren Bakan Kurum\u2019un a\u00e7\u0131klamas\u0131, konut sekt\u00f6r\u00fcn\u00fc heyecanland\u0131rd\u0131. Sosyal konut projeleri ile konut fiyatlar\u0131nda d\u00fc\u015f\u00fc\u015f bekleyen sekt\u00f6r temsilcileri, t\u00fcketiciye y\u00f6nelik konut kredilerinde \u201cd\u00fc\u015f\u00fck faiz [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":35633,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[97,5388],"tags":[1258],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/40168"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=40168"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/40168\/revisions"}],"predecessor-version":[{"id":40169,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/40168\/revisions\/40169"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/35633"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=40168"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=40168"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=40168"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}