Marmara B\u00f6lgesi’nin yan\u0131 s\u0131ra Ankara’dan \u0130zmir’e kadar geni\u015f bir alanda hissedilen 1999 G\u00f6lc\u00fck Depremi’nin ac\u0131lar\u0131 ve izleri s\u00fcr\u00fcyor. Resmi kay\u0131tlara g\u00f6re ya\u015fanan deprem sonucunda 285.211 ev ve 42.902 i\u015f yeri hasar g\u00f6rm\u00fc\u015ft\u00fc. Bu depremin ard\u0131ndan \u201czorunlu deprem sigortas\u0131-DASK\u201d g\u00fcndeme gelmi\u015f ve ilk ad\u0131mlar at\u0131lm\u0131\u015ft\u0131.<\/p>\n
Deprem sonucu bina tamamen ya da k\u0131smi olarak zarar g\u00f6rm\u00fc\u015f olsa dahi teminat alt\u0131na alan DASK\u2019\u0131n \u00f6nemi ise her ge\u00e7en g\u00fcn art\u0131r\u0131yor. Deprem ku\u015fa\u011f\u0131nda bulunan ve teknotik hareketlerden s\u0131k\u00e7a etkilenen T\u00fcrkiye\u2019de, DASK ile ilgili kamuoyunda merak edilen sorular bulunuyor. 150 y\u0131l\u0131 a\u015fk\u0131n k\u00f6kl\u00fc ge\u00e7mi\u015fiyle m\u00fc\u015fterilerine hizmet veren Generali Sigorta<\/strong>, kamuoyunda DASK hakk\u0131nda en \u00e7ok merak edilen 5 soruya cevap sundu.<\/p>\n Do\u011fal Afet Sigortalar\u0131 Kurumu (DASK), Zorunlu Deprem Sigortas\u0131n\u0131 yapmak ve y\u00f6netmek amac\u0131yla kurulan kamu kurumudur. DASK, Zorunlu Deprem Sigortas\u0131 ile deprem sonucu meydana gelen maddi zararlar\u0131, poli\u00e7ede belirtilen limitler dahilinde kar\u015f\u0131lamaktad\u0131r. Olas\u0131 bir deprem afeti durumunda zararlar\u0131n temini i\u00e7in konutlara mutlaka DASK sigortas\u0131 yapt\u0131r\u0131lmal\u0131d\u0131r.<\/p>\n DASK, Zorunlu Deprem Sigortas\u0131 ile depremin ve deprem sonucu meydana gelen yang\u0131n, infilak, tsunami ve yer kaymas\u0131n\u0131n do\u011frudan neden olaca\u011f\u0131 maddi zararlar\u0131, poli\u00e7ede belirtilmi\u015f limitler dahilinde nakit olarak kar\u015f\u0131lar. Bina tamamen ya da k\u0131smi olarak zarar g\u00f6rm\u00fc\u015f olsa da teminat alt\u0131ndad\u0131r. DASK sigortas\u0131 evdeki e\u015fyalar\u0131 teminat alt\u0131na almaz. E\u015fyalar\u0131 teminat alt\u0131na almak i\u00e7in farkl\u0131 i\u00e7eriklere ve teminatlara sahip olan \u201ckonut sigortas\u0131\u201d yapt\u0131r\u0131lmas\u0131 gerekir. Ayr\u0131ca tamam\u0131 ticari veya s\u0131nai ama\u00e7la kullan\u0131lan binalar, DASK kapsam\u0131na al\u0131nmamaktad\u0131r. Buna kar\u015f\u0131n, mesken olarak in\u015fa edilmi\u015f binalarda yer alan ve d\u00fckk\u00e2n, ticarethane, b\u00fcro ve benzeri ama\u00e7lar ile kullan\u0131lan b\u00f6l\u00fcmler i\u00e7in Zorunlu Deprem Sigortas\u0131 yapt\u0131r\u0131labilir. <\/p>\n Zorunlu Deprem Sigortas\u0131 (DASK) prim hesaplama i\u015flemi yapmak i\u00e7in; konutun bulundu\u011fu b\u00f6lge, bina yap\u0131 tarz\u0131, bina in\u015fa y\u0131l\u0131, metrekare cinsinden daire y\u00fcz \u00f6l\u00e7\u00fcm\u00fc bilgileri gerekir. Hazine Bakanl\u0131\u011f\u0131 taraf\u0131ndan belirlenmi\u015f olan Zorunlu Deprem Sigortas\u0131 tarife ve talimatlar\u0131ndaki esaslara g\u00f6re konuta ait bu bilgiler kullan\u0131larak \u00f6denecek primin hesaplamas\u0131 yap\u0131l\u0131r. Prim hesaplamas\u0131 yap\u0131l\u0131rken; 7 farkl\u0131 deprem risk b\u00f6lgesi ve 2 farkl\u0131 bina yap\u0131 tarz\u0131na g\u00f6re belirlenmi\u015f 14 tarife fiyat\u0131 bilgisi kullan\u0131l\u0131r. Deprem sigortas\u0131 teminat tutar\u0131 bu tarife fiyat\u0131 ile \u00e7arp\u0131ld\u0131\u011f\u0131 zaman, konuta ait DASK prim tutar\u0131 hesaplanm\u0131\u015f olur.<\/p>\n DASK sigortas\u0131n\u0131n s\u00fcresi ne kadar?<\/strong><\/p>\n Zorunlu Deprem Sigortas\u0131\u2019n\u0131n s\u00fcresi bir y\u0131ld\u0131r. Bir y\u0131l\u0131n sona ermesinin ard\u0131ndan poli\u00e7e yenilenmelidir.DASK primi, poli\u00e7e imzaland\u0131ktan sonra \u00f6denmektedir.Zemin \u00fcst\u00fc toplam kat say\u0131s\u0131 3 veya daha az olan binalarda %10 indirim, poli\u00e7e s\u00fcresinin sonunda sigortan\u0131n en ge\u00e7 30 g\u00fcn i\u00e7inde yenilenmesi durumunda ise yenilenen poli\u00e7e i\u00e7in %10 indirim uygulanmaktad\u0131r.<\/p>\n DASK ba\u015fvurusu i\u00e7in en yak\u0131n sigorta acentesine ba\u015fvuruda bulunulabilir. Ya da sigorta \u015firketlerinin web ve mobil uygulamalar\u0131 \u00fczerinden ba\u015fvuru i\u015flemi ger\u00e7ekle\u015ftirilebilir. DASK fiyatlar\u0131 sabit olup,\u00f6denmesi gereken prim, sigorta \u015firketine g\u00f6re de\u011fi\u015fiklik g\u00f6stermez. Konut ve kimlik bilgilerini beyan eden herkes zorunlu deprem sigortas\u0131n\u0131 yapt\u0131rabilir.<\/p>\n","protected":false},"excerpt":{"rendered":" Marmara B\u00f6lgesi’nin yan\u0131 s\u0131ra Ankara’dan \u0130zmir’e kadar geni\u015f bir alanda hissedilen 1999 G\u00f6lc\u00fck Depremi’nin ac\u0131lar\u0131 ve izleri s\u00fcr\u00fcyor. Resmi kay\u0131tlara g\u00f6re ya\u015fanan deprem sonucunda 285.211 ev ve 42.902 i\u015f yeri hasar g\u00f6rm\u00fc\u015ft\u00fc. Bu depremin ard\u0131ndan \u201czorunlu deprem sigortas\u0131-DASK\u201d g\u00fcndeme gelmi\u015f ve ilk ad\u0131mlar at\u0131lm\u0131\u015ft\u0131. Deprem sonucu bina tamamen ya da k\u0131smi olarak zarar g\u00f6rm\u00fc\u015f olsa […]<\/p>\n","protected":false},"author":1,"featured_media":40028,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[14232],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/40027"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=40027"}],"version-history":[{"count":2,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/40027\/revisions"}],"predecessor-version":[{"id":40030,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/40027\/revisions\/40030"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/40028"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=40027"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=40027"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=40027"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}Neden DASK sigortas\u0131 yapt\u0131rmal\u0131y\u0131m?<\/strong><\/h2>\n
DASK neleri kapsar?<\/strong><\/h2>\n
DASK poli\u00e7e primi nas\u0131l hesaplan\u0131r?<\/strong><\/h2>\n
Nas\u0131l DASK sigortas\u0131 yapt\u0131rabilirim?<\/strong><\/h2>\n