Ege Yap\u0131 Y\u00f6netim Kurulu Ba\u015fkan\u0131 H. \u0130nan\u00e7 Kabaday\u0131;
\nGenel perspektiften bakacak olursak, pandemiyle ba\u015flayan daha sonra uluslararas\u0131 \u00fcr\u00fcn tedarik zincirinin k\u0131r\u0131lmas\u0131yla beraber olu\u015fan emtia fiyatlar\u0131ndaki art\u0131\u015flar ve akabinde son d\u00f6nemdeki Rusya ve Ukrayna aras\u0131nda ya\u015fanan sava\u015fla beraber maliyetleri negatif etkileyen durumlar olu\u015ftu. Son iki y\u0131ld\u0131r ya\u015fanan s\u00fcre\u00e7 i\u00e7erisinde mobilite ve hareketlili\u011fin azalmas\u0131yla konut \u00fcretimi de ciddi \u015fekilde k\u0131s\u0131tlanm\u0131\u015ft\u0131. Son zamanlarda da konut arz\u0131yla ilgili talebi kar\u015f\u0131layacak \u015fekilde yeterli konut \u00fcretilemedi. Bunu h\u0131zland\u0131rmak i\u00e7in de birka\u00e7 tane ad\u0131m at\u0131ld\u0131. D\u00fcnya\u2019da ve T\u00fcrkiye\u2019de enflasyonist ortam ve hayat pahal\u0131l\u0131\u011f\u0131 son d\u00f6nemde g\u00fcndemi olduk\u00e7a me\u015fgul ediyor. At\u0131lan bu ad\u0131mlar ile a\u00e7\u0131klanan paketler, konut \u00fcretimi i\u00e7in ciddi bir te\u015fvik olu\u015fturacakt\u0131r.
\nKonut finansman\u0131 konusunda sunulan 3 ayr\u0131 paket, t\u00fcketiciler a\u00e7\u0131s\u0131ndan da ciddi f\u0131rsatlar bar\u0131nd\u0131r\u0131yor. Bu konuda belirlenen iki tane \u00f6nemli kriter var. Bunlardan ilki birinci el olmas\u0131, ikincisi ise sat\u0131n al\u0131nacak konut fiyat\u0131n\u0131n 2 milyon TL\u2019ye kadar olmas\u0131. Sunulan avantajlardan en \u00f6nemlisi ise 2 milyon TL\u2019ye kadar 10 y\u0131l vadeli, ayl\u0131k y\u00fczde 0,99 faiz ile kredi imk\u00e2n\u0131. Bu avantajlar asl\u0131nda tamamen t\u00fcketicinin \u00fczerindeki kredi maliyetini azaltacak, t\u00fcketiciyi ihtiyac\u0131 olan konuta ula\u015ft\u0131racak.
\nBu f\u0131rsatlarla beraber \u00f6n\u00fcm\u00fczdeki g\u00fcnlerde, belirlenen kriterlere uygun konutlarda ciddi \u015fekilde yans\u0131mas\u0131n\u0131 g\u00f6rece\u011fiz. A\u00e7\u0131klanan finansman paketlerinin piyasaya da t\u00fcketiciye de \u00e7ok olumlu bir katk\u0131s\u0131 olacak. Konut piyasas\u0131nda son d\u00f6nemlerde \u00f6zellikle iki \u00f6nemli sorun var. Bunlardan en \u00f6nemlisi t\u00fcketicinin konuta eri\u015fiminde kar\u015f\u0131la\u015ft\u0131\u011f\u0131 maddi yetersizlik ve kredi imk\u00e2n\u0131n\u0131n azl\u0131\u011f\u0131 gibi engeller. Di\u011feri ise arz y\u00f6n\u00fcnde ya\u015fanan s\u0131k\u0131nt\u0131lar diyebiliriz. \u00dcretimin yava\u015flamas\u0131 ve azalmas\u0131n\u0131n sebebiyle arz talep aras\u0131nda bir dengesizlik olu\u015ftu. Bu dengesizli\u011fi bir an \u00f6nce stabil hale getirmek i\u00e7in at\u0131lan bu t\u00fcr ad\u0131mlar ile arz\u0131 h\u0131zl\u0131 bir \u015fekilde art\u0131rmam\u0131z laz\u0131m.
\nSunulan paketlerde, May\u0131s ay\u0131 ba\u015f\u0131 itibar\u0131yla asgari y\u00fczde 40\u2019\u0131 tamamlanm\u0131\u015f ve asgari y\u00fczde 50\u2019si sat\u0131lmam\u0131\u015f olan in\u015faat projelerinin bir an \u00f6nce tamamlanabilmesi i\u00e7in de 20 milyar liral\u0131k bir kaynak ayr\u0131ld\u0131\u011f\u0131 a\u00e7\u0131kland\u0131. Bu miktar bir ba\u015flang\u0131\u00e7 da olabilir ve kullan\u0131ld\u0131ktan sonra bu rakam art\u0131r\u0131labilir. \u0130n\u015faat seviyesinin asgari y\u00fczde 40 olmas\u0131 \u015fart\u0131 ile y\u00fczde 50\u2019sinin sat\u0131lmam\u0131\u015f olmas\u0131ndaki ama\u00e7 ise \u00f6nce ihtiya\u00e7 olan \u00fcr\u00fcn\u00fcn piyasaya s\u00fcr\u00fclmesinin hedeflenmesi. Di\u011fer taraftan TOK\u0130\u2019ye de 30 milyar TL gibi bir kaynak aktar\u0131m\u0131 var. Bu iki ad\u0131m ile beraber basit bir matematikle 120 ile 150 bin civar\u0131 aras\u0131nda yeni konut \u00fcretilebilir. Bu durumun \u00f6n\u00fcm\u00fczdeki 1 y\u0131ll\u0131k s\u00fcrece \u00e7ok b\u00fcy\u00fck etkisi olacakt\u0131r. \u00d6zellikle d\u00fc\u015f\u00fck ve orta gelirli t\u00fcketicilerin konut alabilmesi a\u00e7\u0131s\u0131ndan arz\u0131n art\u0131r\u0131lmas\u0131na y\u00f6nelik desteklerin \u00e7o\u011falmas\u0131n\u0131 bekliyoruz.<\/p>\n","protected":false},"excerpt":{"rendered":"
Ege Yap\u0131 Y\u00f6netim Kurulu Ba\u015fkan\u0131 H. \u0130nan\u00e7 Kabaday\u0131; Genel perspektiften bakacak olursak, pandemiyle ba\u015flayan daha sonra uluslararas\u0131 \u00fcr\u00fcn tedarik zincirinin k\u0131r\u0131lmas\u0131yla beraber olu\u015fan emtia fiyatlar\u0131ndaki art\u0131\u015flar ve akabinde son d\u00f6nemdeki Rusya ve Ukrayna aras\u0131nda ya\u015fanan sava\u015fla beraber maliyetleri negatif etkileyen durumlar olu\u015ftu. Son iki y\u0131ld\u0131r ya\u015fanan s\u00fcre\u00e7 i\u00e7erisinde mobilite ve hareketlili\u011fin azalmas\u0131yla konut \u00fcretimi de […]<\/p>\n","protected":false},"author":1,"featured_media":30432,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[16222],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/38960"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=38960"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/38960\/revisions"}],"predecessor-version":[{"id":38961,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/38960\/revisions\/38961"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/30432"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=38960"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=38960"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=38960"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}