{"id":38951,"date":"2022-05-10T12:52:10","date_gmt":"2022-05-10T09:52:10","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=38951"},"modified":"2022-05-10T12:52:10","modified_gmt":"2022-05-10T09:52:10","slug":"kredi-destegi-gayrimenkul-sektorune-hareket-getirecek","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=38951","title":{"rendered":"Kredi deste\u011fi gayrimenkul sekt\u00f6r\u00fcne hareket getirecek"},"content":{"rendered":"<p>Cumhurba\u015fkan\u0131 Recep Tayyip Erdo\u011fan, konut finansman\u0131 i\u00e7in 3 ayr\u0131 paket haz\u0131rland\u0131\u011f\u0131n\u0131 duyurdu. Buna g\u00f6re, ilk defa ve tek konut sahibi olacaklara 10 y\u0131la kadar vadeli ve y\u00fczde 0,99 faizli kredi sa\u011flanacak. &nbsp;D\u00fczenlemenin gayrimenkul sekt\u00f6r\u00fcne hareketlilik getirmesi beklenirken deste\u011fin a\u00e7\u0131klanmas\u0131yla bir\u00e7ok emlak sitesinde konut fiyatlar\u0131 artt\u0131. Konuyu T\u00fcm Giri\u015fimci Emlak M\u00fc\u015favirleri Derne\u011fi (T\u00dcGEM) Ba\u015fkan\u0131 Hakan Akdo\u011fan ile Besa Grup Y\u00f6netim Kurulu Ba\u015fkan Yard\u0131mc\u0131s\u0131 Efe Bezci de\u011ferlendirdi.<\/p>\n<h2>Talep art\u0131\u015f\u0131 sa\u011flayacak<\/h2>\n<p>Deste\u011fin gayrimenkul sekt\u00f6r\u00fcne etkileri hakk\u0131nda bilgi veren T\u00fcm Giri\u015fimci Emlak M\u00fc\u015favirleri Derne\u011fi (T\u00dcGEM) Ba\u015fkan\u0131 Hakan Akdo\u011fan \u201cA\u00e7\u0131klanan destek paketlerinin \u00f6zellikle in\u015faat firmalar\u0131n\u0131 gayrimenkul projelerine h\u0131z vermeleri konusunda te\u015fvik edece\u011fini d\u00fc\u015f\u00fcn\u00fcyoruz. &nbsp;\u0130lk paket ilk defa konut alacak ve birinci el sat\u0131n al\u0131mlar i\u00e7in on y\u0131l vadeli ve 0.99 faizli bir kredi paketi. Bu paketten \u00f6zellikle yeni \u00fcretilen konutlardan ev sahibi olabilecekler faydalanacak. Nispeten baz\u0131 \u015fehirlerimizde bu yeni konut stoku \u00e7ok s\u0131n\u0131rl\u0131 olsa da bir talep art\u0131\u015f\u0131 sa\u011flayaca\u011f\u0131 kanaatindeyiz\u201d dedi.<\/p>\n<h2>\u0130kinci elde canl\u0131l\u0131k<\/h2>\n<p>\u0130kinci paket olarak a\u00e7\u0131klanan ve gerek birinci el gerekse de ikinci elde kullan\u0131labilecek kredilerin daha avantajl\u0131 g\u00f6r\u00fcnd\u00fc\u011f\u00fcn\u00fc aktaran Akdo\u011fan, \u201c\u00d6zellikle Nisan \u00f6ncesi a\u00e7\u0131lm\u0131\u015f d\u00f6viz tevdiat hesaplar\u0131n\u0131n veya fiziki alt\u0131nlar\u0131n Merkez Bankas\u0131na sat\u0131larak kar\u015f\u0131lanmas\u0131 \u015fart\u0131 ile 0,89 \u00fczerinden sa\u011flanacak olan faizli kredisi talebi ikinci elde de \u00e7ok canland\u0131racak diyebiliriz. Bu durumda konutta fiyatlar yukar\u0131 y\u00f6nl\u00fc devam edecek. \u00d6te yandan D\u00fc\u015f\u00fck gelir grubundaki vatanda\u015flar\u0131 ev sahibi yapmaya y\u00f6nelik sosyal konut projeleri i\u00e7in TOK\u0130&#8217;ye 30 milyar liral\u0131k finans sa\u011flanaca\u011f\u0131 a\u00e7\u0131kland\u0131. TOK\u0130\u2019nin yeni konut \u00fcretimini h\u0131zland\u0131rmas\u0131 konut arz\u0131na olumlu katk\u0131 sunacak\u201d diye konu\u015ftu.<\/p>\n<h2>Bir gecede artt\u0131<\/h2>\n<p>Kredi deste\u011fi \u015fu anki konut fiyatlar\u0131n\u0131 daha da art\u0131raca\u011f\u0131na dikkat \u00e7eken Akdo\u011fan, \u201cFiyatlara yukar\u0131 y\u00f6nl\u00fc bir etki yapacakt\u0131r. Kredi oran\u0131 enflasyona g\u00f6re daha cazip oldu\u011fu i\u00e7in, bunu de\u011ferlendirmek isteyen bir\u00e7ok yat\u0131r\u0131mc\u0131 olacakt\u0131r. Zaten emlak siteleri incelendi\u011finde deste\u011fin a\u00e7\u0131klanmas\u0131n\u0131n hemen ard\u0131ndan bir\u00e7ok ilan\u0131n g\u00fcncellendi\u011fi ve fiyatlar\u0131n y\u00fczde 5-10 oran\u0131nda art\u0131r\u0131ld\u0131\u011f\u0131 g\u00f6zlemleniyor. D\u00fczenlemenin \u00fczerinden bir saat bile ge\u00e7meden f\u0131rsat\u00e7\u0131lar ilanlara zam yapt\u0131\u201d ifadelerini kulland\u0131.<\/p>\n<h2>H\u0131zl\u0131 karar verin<\/h2>\n<p>Ev almay\u0131 d\u00fc\u015f\u00fcnenlere \u00f6nerilerde bulunan Akdo\u011fan \u015funlar\u0131 s\u00f6yledi: \u201cYetki belgeli emlak i\u015fletmeleri ile ileti\u015fime ge\u00e7erek b\u00fct\u00e7e ve \u00f6deme planlar\u0131na g\u00f6re ta\u015f\u0131nmazlar\u0131 incelemeye ve h\u0131zl\u0131 bir \u015fekilde karar vermeye ba\u015flamalar\u0131n\u0131 tavsiye ederiz.\u201d<\/p>\n<h2>Ev alman\u0131n \u015fimdi tam zaman\u0131&nbsp;<\/h2>\n<p>D\u00fczenlemenin artan maliyetler, y\u00fckselen fiyatlar sonras\u0131 al\u0131m g\u00fcc\u00fc d\u00fc\u015fenler i\u00e7in \u00e7ok \u00f6nemli oldu\u011funu belirten Besa Grup Y\u00f6netim Kurulu Ba\u015fkan Yard\u0131mc\u0131s\u0131 Efe Bezci ise \u201cBekledi\u011fimiz bir karard\u0131. D\u00fczenleme al\u0131mlar\u0131 erteleyenler i\u00e7in f\u0131rsat olacak. Dolay\u0131s\u0131yla yaz aylar\u0131nda sekt\u00f6re ciddi hareket getirecek\u201d dedi.<\/p>\n<h2>\u2018Zam yapmak do\u011fru de\u011fil\u2019<\/h2>\n<p>Sekt\u00f6rde kurumsal, marka firmalar kadar f\u0131rsat\u00e7\u0131lar\u0131n da bulundu\u011funu kaydeden Bezci, \u201cCumhurba\u015fkan\u0131 Erdo\u011fan&#8217;\u0131n a\u00e7\u0131klamalar\u0131 sonras\u0131 en fazla tart\u0131\u015fma bu konuda oldu. Ben fiyatlarda suni art\u0131\u015f olaca\u011f\u0131n\u0131 sanm\u0131yorum. \u00c7\u00fcnk\u00fc fiyatlar maliyetlerin etkisiyle zaten olduk\u00e7a y\u00fckseldi. Al\u0131m g\u00fcc\u00fc d\u00fc\u015ft\u00fc. Firmalar sunulan bu avantaj\u0131 kullanmak isteyecektir ancak arada bu i\u015fi f\u0131rsata \u00e7evirmek isteyenler de olacakt\u0131r. Konut fiyatlar\u0131 maliyetlere endeksli artabilir, bu do\u011fal ancak \u015fu ortamda artan talep nedeniyle zam yapmak do\u011fru de\u011fil\u201d diye konu\u015ftu.<\/p>\n<h2>\u2018Bu f\u0131rsat ka\u00e7maz\u2019<\/h2>\n<p>Yeni d\u00fczenlemenin b\u00fcy\u00fck bir avantaj oldu\u011funu kaydeden Bezci \u201cBir y\u0131l boyunca konut fiyatlar\u0131n\u0131 duyurduklar\u0131 fiyatta sabit tutma taahh\u00fcd\u00fc veren firmalar\u0131n, belli rakama kadar 36 ay vade ile finansmandan yararlanabilecek olmas\u0131, ilk defa konut sahibi olacaklara 2 milyon liraya kadar birinci el sat\u0131n almalar i\u00e7in 10 y\u0131la kadar vadeli, ayl\u0131k y\u00fczde 0,99 faizli konut kredisi sa\u011flanmas\u0131 b\u00f6ylesi enflasyonist ortamda \u015fu an i\u00e7in \u00e7ok ama \u00e7ok cazip. Bu f\u0131rsat ka\u00e7maz. \u00c7\u00fcnk\u00fc maliyetler h\u0131zla art\u0131yor ve global ekonomilere bakt\u0131\u011f\u0131m\u0131zda bu art\u0131\u015f\u0131n devam edece\u011fi g\u00f6r\u00fcl\u00fcyor. Ev ihtiyac\u0131 olanlar i\u00e7in bu ger\u00e7ekten \u00f6nemli bir f\u0131rsat\u201d ifadelerini kulland\u0131.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Cumhurba\u015fkan\u0131 Recep Tayyip Erdo\u011fan, konut finansman\u0131 i\u00e7in 3 ayr\u0131 paket haz\u0131rland\u0131\u011f\u0131n\u0131 duyurdu. Buna g\u00f6re, ilk defa ve tek konut sahibi olacaklara 10 y\u0131la kadar vadeli ve y\u00fczde 0,99 faizli kredi sa\u011flanacak. &nbsp;D\u00fczenlemenin gayrimenkul sekt\u00f6r\u00fcne hareketlilik getirmesi beklenirken deste\u011fin a\u00e7\u0131klanmas\u0131yla bir\u00e7ok emlak sitesinde konut fiyatlar\u0131 artt\u0131. Konuyu T\u00fcm Giri\u015fimci Emlak M\u00fc\u015favirleri Derne\u011fi (T\u00dcGEM) Ba\u015fkan\u0131 Hakan Akdo\u011fan [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":38928,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/38951"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=38951"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/38951\/revisions"}],"predecessor-version":[{"id":38952,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/38951\/revisions\/38952"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/38928"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=38951"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=38951"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=38951"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}