{"id":37943,"date":"2022-02-01T18:08:10","date_gmt":"2022-02-01T15:08:10","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=37943"},"modified":"2022-02-01T18:08:10","modified_gmt":"2022-02-01T15:08:10","slug":"emlak-katilim-bankasindan-binasinda-guclendirme-yapmak-isteyenlere-finansman-destegi","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=37943","title":{"rendered":"Emlak Kat\u0131l\u0131m Bankas\u0131&#8217;ndan binas\u0131nda g\u00fc\u00e7lendirme yapmak isteyenlere finansman deste\u011fi"},"content":{"rendered":"<h4 class=\"lead description\">Vatanda\u015flar\u0131m\u0131z uzun y\u0131llard\u0131r oturdu\u011fu binas\u0131na yap\u0131 testi uygulamas\u0131 sonras\u0131nda y\u0131k\u0131lmadan binas\u0131n\u0131 g\u00fc\u00e7lendirmek isterlerse hak sahiplerine Emlak Kat\u0131l\u0131m Bankas\u0131, kentsel d\u00f6n\u00fc\u015f\u00fcm kapsam\u0131 alt\u0131nda bina g\u00fc\u00e7lendirme finansman\u0131 sa\u011flamaktad\u0131r.<\/h4>\n<div id=\"article-text\" data-text-id=\"87919\">\n<p>\u00dclkemizde deprem ger\u00e7e\u011fi nedeniyle kentsel d\u00f6n\u00fc\u015f\u00fcm akapsam\u0131nda \u00c7evre ve \u015eehircilik Bakanl\u0131\u011f\u0131&#8217;n\u0131n verdi\u011fi desteklerin yan\u0131nda bankalar\u0131nda \u00f6zel destek finansman yada kredileri de var. Emlak Kat\u0131l\u0131m Bankas\u0131 taraf\u0131ndan da bu kapsamda binas\u0131nda g\u00fc\u00e7lendeirme yapt\u0131rmak isteyen bina sakinlerine konut bina g\u00fc\u00e7lendirme finansman\u0131 sa\u011fl\u0131yor. Peki bina g\u00fc\u00e7lendirme finansman\u0131 nedir, nas\u0131l kullan\u0131l\u0131r ve \u00f6zellikleri nelerdir?<\/p>\n<h2><strong>Bina g\u00fc\u00e7lendirme finansman deste\u011fi<\/strong><\/h2>\n<p>\u00dclkemizde kentsel d\u00f6n\u00fc\u015f\u00fcmde yap\u0131 dayan\u0131kl\u0131l\u0131k testini yapt\u0131ran vatanda\u015flar\u0131mz\u0131n, binan\u0131n dayan\u0131kl\u0131\u011f\u0131 hakk\u0131nda buna g\u00f6re farkl\u0131 kararlar alabilirler. Bu kararlardan ilk olarak binan\u0131n y\u0131k\u0131m s\u00fcrecinin ba\u015flat\u0131lmas\u0131 ve yeni bina yap\u0131m\u0131 olabilir. Ayr\u0131ca bunun yan\u0131nda, bina sahibi vatanda\u015flar\u0131m\u0131z binalar\u0131n\u0131n g\u00fc\u00e7lendirilmesini de isteyebilirler. Bina g\u00fc\u00e7lendirme durumunda ise olu\u015fan masraflar i\u00e7in Emlak Kat\u0131l\u0131m Bankas\u0131&#8217;n\u0131n \u00f6zel bir finansman sa\u011fl\u0131yor.<\/p>\n<p>Emlak Kat\u0131l\u0131m Bankas\u0131 kentsel d\u00f6n\u00fc\u015f\u00fcm alan\u0131nda sa\u011flad\u0131\u011f\u0131 finansmana ili\u015fkin t\u00fcm detaylar\u0131 resmi web sitesinden duyurdu. Vatanda\u015flar\u0131m\u0131z\u0131n hangi ama\u00e7 iel ve hangi \u00f6zelliklerde finansman kullanabilece\u011fini ilan eden bankan\u0131n maddeleri \u015fu \u015fekilde s\u0131raland\u0131.<\/p>\n<p>&#8211; Kentsel d\u00f6n\u00fc\u015f\u00fcm bina g\u00fc\u00e7lendirme finansman\u0131 risk ta\u015f\u0131yan yap\u0131lar i\u00e7in uygundur.<\/p>\n<p>&#8211; Al\u0131nacak finansman\u0131 bina hak sahiplerince mevcut binan\u0131n y\u0131k\u0131lmadan g\u00fc\u00e7lendirme y\u00f6ntemleri ile g\u00fc\u00e7lendirilmesi amac\u0131 ile kullan\u0131l\u0131r.<\/p>\n<p>&#8211; Geri \u00f6deme s\u00fcreci banka ile bina sakinlerinin planlamas\u0131na g\u00f6re yap\u0131lacakt\u0131r<\/p>\n<p>&#8211; G\u00fc\u00e7lendirme maliyeti kat maliklerince finanse edilir.<\/p>\n<p>&#8211;\u00a0Kat malikleri taraf\u0131ndan yap\u0131lan pe\u015fin \u00f6demeler\/pe\u015finatlar ve Emlak Kat\u0131l\u0131m taraf\u0131ndan kulland\u0131r\u0131lan finansmanlar m\u00fcteahhitin Emlak Kat\u0131l\u0131m\u2019a rehinli bloke hesab\u0131nda toplan\u0131r ve Emlak Kat\u0131l\u0131m taraf\u0131ndan ilerlemeye ba\u011fl\u0131 hakkedi\u015f usul\u00fc serbest b\u0131rak\u0131l\u0131r.<\/p>\n<p>&#8211; Geri \u00f6deme s\u00fcrecinde uzun vadeli \u00f6deme plan\u0131 sunulabilir.<\/p>\n<h2><strong>Ba\u015fvurular nas\u0131l yap\u0131l\u0131yor<\/strong><\/h2>\n<p>Binas\u0131nda g\u00fc\u00e7lendirme \u00e7al\u0131\u015fmas\u0131 yapmak isteyen vatanda\u015flar Emlak Kat\u0131l\u0131m Bankas\u0131 \u015fuberinden bilgi alarak ba\u015fvurular\u0131n\u0131 yapabilirler hemde s\u00f6z konusu finansman\u0131n kar pay\u0131 oranlar\u0131na dair detayl\u0131 bilgide edinebilirler.<\/p>\n<\/div>\n<div data-pagespeed=\"true\" data-advert=\"temedya\" data-channel=\"138\" data-affix=\"0\">\n<div class=\"my-3\"><\/div>\n<\/div>\n<div data-pagespeed=\"true\" data-advert=\"temedya\" data-channel=\"130\" data-affix=\"0\">\n<div class=\"my-3\"><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Vatanda\u015flar\u0131m\u0131z uzun y\u0131llard\u0131r oturdu\u011fu binas\u0131na yap\u0131 testi uygulamas\u0131 sonras\u0131nda y\u0131k\u0131lmadan binas\u0131n\u0131 g\u00fc\u00e7lendirmek isterlerse hak sahiplerine Emlak Kat\u0131l\u0131m Bankas\u0131, kentsel d\u00f6n\u00fc\u015f\u00fcm kapsam\u0131 alt\u0131nda bina g\u00fc\u00e7lendirme finansman\u0131 sa\u011flamaktad\u0131r. \u00dclkemizde deprem ger\u00e7e\u011fi nedeniyle kentsel d\u00f6n\u00fc\u015f\u00fcm akapsam\u0131nda \u00c7evre ve \u015eehircilik Bakanl\u0131\u011f\u0131&#8217;n\u0131n verdi\u011fi desteklerin yan\u0131nda bankalar\u0131nda \u00f6zel destek finansman yada kredileri de var. Emlak Kat\u0131l\u0131m Bankas\u0131 taraf\u0131ndan da bu kapsamda [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":34777,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[15985,12931],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/37943"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=37943"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/37943\/revisions"}],"predecessor-version":[{"id":37944,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/37943\/revisions\/37944"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/34777"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=37943"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=37943"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=37943"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}