{"id":36957,"date":"2021-11-03T13:43:31","date_gmt":"2021-11-03T10:43:31","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=36957"},"modified":"2021-11-03T13:43:31","modified_gmt":"2021-11-03T10:43:31","slug":"faiz-indi-ev-fiyatlari-yukseldi","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=36957","title":{"rendered":"Faiz indi, ev fiyatlar\u0131 y\u00fckseldi!"},"content":{"rendered":"<p><strong>Faiz indi, ev fiyatlar\u0131 u\u00e7tu!<\/strong><\/p>\n<p>Kamu bankalar\u0131, konut kredileri faiz oranlar\u0131nda indirim yap\u0131nca bu durum beklendi\u011fi gibi ev fiyatlar\u0131n\u0131 u\u00e7urdu. Y\u00fczde 10 ile 20 oran\u0131nda artan ev fiyatlar\u0131 nedeniyle faiz indiriminin al\u0131c\u0131 i\u00e7in bir anlam\u0131 kalmad\u0131. Kredilerin yan\u0131 s\u0131ra d\u00f6vize ba\u011fl\u0131 \u015fekilde in\u015faat maliyetlerinin de devaml\u0131 y\u00fckseldi\u011fini belirten Gayrimenkul Dan\u0131\u015fman\u0131 \u015eule Alp, ev fiyatlar\u0131n\u0131n \u00f6n\u00fcm\u00fczdeki s\u00fcre\u00e7te y\u00fczde 30-40 oran\u0131nda artaca\u011f\u0131na dikkat \u00e7ekti.<\/p>\n<h2><strong>35 bin TL fark etti<\/strong><\/h2>\n<p>Kamu bankalar\u0131n\u0131n konut kredileri hakk\u0131nda bilgi veren Gayrimenkul Dan\u0131\u015fman\u0131 \u015eule Alp, \u201cKamu Bankalar\u0131 taraf\u0131ndan kredi faiz oranlar\u0131nda \u00fcr\u00fcn ve vade yap\u0131s\u0131na g\u00f6re 200 baz puana kadar de\u011fi\u015fen oranlarda indirime gidildi. Konut kredileri faiz oranlar\u0131nda 26 Ekim\u2019den itibaren ge\u00e7erli olmak \u00fczere 1 milyon TL alt\u0131 tutarlarda y\u00fczde 1,29, 1 milyon TL \u00fczerindeki tutarlarda ise y\u00fczde 1,34 faiz oranlar\u0131 uygulanmaya ba\u015fland\u0131. \u00d6rne\u011fin 500 bin liral\u0131k bir kredi 120 ay vadeli \u00e7ekildi\u011finde eski faiz olan y\u00fczde 1,37 ile ayl\u0131k \u00f6demesi 8 bin 513 lira, toplam \u00f6demesi de 1 milyon 21 bin 560 lira oluyordu. Yeni d\u00fczenlemeyle ayn\u0131 kredi kullan\u0131ld\u0131\u011f\u0131nda ayl\u0131k \u00f6deme 8 bin 214 liraya d\u00fc\u015ferken, toplam \u00f6deme 985 bin 680 lira oluyor. Yani 120 ayl\u0131k kredide aradaki fark, 35 bin 880 lira\u201d dedi.<\/p>\n<h2><strong>\u2018Daha \u00f6nce de olmu\u015ftu\u2019<\/strong><\/h2>\n<p>Faiz indiriminin beklendi\u011fi gibi konut fiyatlar\u0131n\u0131n y\u00fckseltti\u011fine dikkat \u00e7eken \u015eule Alp, \u201cPandemi d\u00f6neminde verilen d\u00fc\u015f\u00fck faizli konut kredisinde de benzerini ya\u015fam\u0131\u015ft\u0131k. O zaman da<\/p>\n<p>Ev fiyatlar\u0131 bir anda y\u00fczde 20-30 zamlanm\u0131\u015ft\u0131. \u015eimdi de beklendi\u011fi gibi konut kredilerinde faiz<\/p>\n<p>oranlar\u0131n\u0131n d\u00fc\u015f\u00fcr\u00fclmesiyle ev fiyatlar\u0131n\u0131n artmas\u0131 bir oldu\u201d diye konu\u015ftu.<\/p>\n<h2><strong>\u2018Y\u00fczde 20\u2019ye kadar artt\u0131\u2019<\/strong><\/h2>\n<p>Faiz indirimi olsa da sat\u0131c\u0131lar\u0131n f\u0131rsat\u00e7\u0131l\u0131k yapt\u0131\u011f\u0131n\u0131 belirten Alp, \u201cUzun zamand\u0131r konut piyasas\u0131nda durgunluk vard\u0131. Piyasa hareketlensin diye kamu bankalar\u0131 indirim yapt\u0131 ancak sat\u0131c\u0131lar da hemen ard\u0131ndan zam yapmaya ba\u015flad\u0131. \u00d6zellikle ikinci elde fiyatlar y\u00fczde 10-20 oran\u0131nda artt\u0131. \u00d6rne\u011fin 500 bin TL\u2019lik ev 550 bin TL oldu. Yani faiz indirimiyle sa\u011flanan avantaj, sat\u0131c\u0131lar\u0131n fiyatlar\u0131 art\u0131rmas\u0131yla anlam\u0131n\u0131 yitirdi. Al\u0131c\u0131 i\u00e7in avantaj\u0131 kalmad\u0131\u201d ifadelerini kulland\u0131.<\/p>\n<p><strong>Ev fiyatlar\u0131 artmaya devam edecek<\/strong><\/p>\n<p>Ev fiyatlar\u0131n\u0131n artmaya devam edece\u011fini aktaran Alp \u015funlar\u0131 s\u00f6yledi: \u201cD\u00f6vize ba\u011fl\u0131 \u015fekilde in\u015faat maliyetleri devaml\u0131 art\u0131yor. Bu da do\u011fal olarak ev fiyatlar\u0131n\u0131 y\u00fckseltiyor. \u00d6yle ki piyasada demir bulmak zorla\u015f\u0131yor. Yeni yap\u0131lacak konutlarda demirinden eviyesine kadar her \u015fey dolarla al\u0131nd\u0131\u011f\u0131 i\u00e7in fiyatlar da y\u00fczde 30-40 oran\u0131nda artacak. O nedenle \u00f6n\u00fcm\u00fczdeki s\u00fcre\u00e7te ev fiyatlar\u0131 y\u00fckselmeye devam edecek. Ev almak isteyen vatanda\u015flar bir an \u00f6nce ellerini \u00e7abuk tutmal\u0131. \u00c7\u00fcnk\u00fc bekledik\u00e7e hayallerindeki evler i\u00e7in daha y\u00fcksek paralar \u00f6demek zorunda kalacaklar.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Faiz indi, ev fiyatlar\u0131 u\u00e7tu! Kamu bankalar\u0131, konut kredileri faiz oranlar\u0131nda indirim yap\u0131nca bu durum beklendi\u011fi gibi ev fiyatlar\u0131n\u0131 u\u00e7urdu. Y\u00fczde 10 ile 20 oran\u0131nda artan ev fiyatlar\u0131 nedeniyle faiz indiriminin al\u0131c\u0131 i\u00e7in bir anlam\u0131 kalmad\u0131. Kredilerin yan\u0131 s\u0131ra d\u00f6vize ba\u011fl\u0131 \u015fekilde in\u015faat maliyetlerinin de devaml\u0131 y\u00fckseldi\u011fini belirten Gayrimenkul Dan\u0131\u015fman\u0131 \u015eule Alp, ev fiyatlar\u0131n\u0131n \u00f6n\u00fcm\u00fczdeki [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":29043,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[9027,278],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/36957"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=36957"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/36957\/revisions"}],"predecessor-version":[{"id":36958,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/36957\/revisions\/36958"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/29043"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=36957"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=36957"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=36957"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}