{"id":35249,"date":"2021-04-30T12:04:24","date_gmt":"2021-04-30T09:04:24","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=35249"},"modified":"2021-04-30T12:04:24","modified_gmt":"2021-04-30T09:04:24","slug":"konut-kredilerinin-hacmi-%34-artti","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=35249","title":{"rendered":"Konut kredilerinin hacmi %34 artt\u0131"},"content":{"rendered":"<p><strong>Kullan\u0131lan toplam konut kredisi tutar\u0131 %34 artt\u0131. Mart<\/strong><strong><em>\u00a0ay\u0131nda toparlanma e\u011filimi g\u00f6steren konut sat\u0131\u015flar\u0131, emlak sekt\u00f6r\u00fc i\u00e7in ye\u015fil \u0131\u015f\u0131k yakt\u0131. Uzmanlar, ya\u015fanan ivmelenmede konut kredilerinin pay\u0131na dikkat \u00e7ekerken, g\u00f6zler kredi rakamlar\u0131na \u00e7evrildi. 2021\u2019in ilk 2 ay\u0131nda toplam kullan\u0131lan kredi tutar\u0131 552 milyon TL\u2019ye ula\u015f\u0131rken, \u00f6nceki y\u0131l\u0131n ayn\u0131 d\u00f6nemine g\u00f6re %35\u2019lik bir b\u00fcy\u00fcme ya\u015fand\u0131.<\/em><\/strong><\/p>\n<p>Bir y\u0131l\u0131 a\u015fk\u0131n s\u00fcredir t\u00fcm d\u00fcnyan\u0131n m\u00fccadele etti\u011fi pandemiden olumsuz etkilenen baz\u0131 sekt\u00f6rler, toparlanmaya do\u011fru ad\u0131m ad\u0131m ilerlerken, ilk s\u0131rada emlak sekt\u00f6r\u00fc geliyor. Y\u0131l\u0131n ilk \u00e7eyre\u011findeki konut sat\u0131\u015flar\u0131 \u00f6nceki y\u0131l\u0131n ayn\u0131 d\u00f6nemine k\u0131yasla y\u00fczde 23 azald\u0131ysa da Mart ay\u0131 y\u00fcz g\u00fcld\u00fcrd\u00fc. Mart 2020-2021 verileri kar\u015f\u0131la\u015ft\u0131r\u0131ld\u0131\u011f\u0131nda, konut sat\u0131\u015flar\u0131n\u0131n y\u00fczde 2,4 artarak 111 bin 24\u2019e ula\u015ft\u0131\u011f\u0131 g\u00f6r\u00fcld\u00fc. Mevcut tabloda kredilerin pay\u0131 ise dikkat \u00e7ekti. Kredi kar\u015f\u0131la\u015ft\u0131rma platformu Hesapkurdu.com&#8217;un derledi\u011fi BDDK verilerine g\u00f6re, kullan\u0131lan konut kredisi tutar\u0131 2021\u2019in ilk iki ay\u0131nda \u00f6nceki y\u0131l\u0131n ayn\u0131 d\u00f6nemine k\u0131yasla %35 artt\u0131. Bu oran ihtiya\u00e7 kredilerine %41, ta\u015f\u0131t kredilerine ise %74 olarak yans\u0131d\u0131.<\/p>\n<h2><strong>Kredi ba\u015fvurular\u0131nda ise en \u00e7ok art\u0131\u015f %19 ile ihtiya\u00e7 kredilerinde\u00a0<\/strong><\/h2>\n<p>Konuya ili\u015fkin de\u011ferlendirmede bulunan Hesapkurdu.com Genel M\u00fcd\u00fcr\u00fc \u00d6mer Paksoy, t\u00fcketici kredilerindeki talep art\u0131\u015f\u0131n\u0131n, internette kredilerle ilgili bilgi arayan ve kredi ba\u015fvurusu yapan m\u00fc\u015fteri say\u0131lar\u0131yla paralellik g\u00f6sterdi\u011fini belirtti. Paksoy, \u201cHesapkurdu.com olarak platformumuzdan elde etti\u011fimiz verilere g\u00f6re, 2020\u2019nin son ve 2021\u2019in ilk \u00e7eyre\u011findeki bireysel kredi ba\u015fvurular\u0131n\u0131 kar\u015f\u0131la\u015ft\u0131rd\u0131\u011f\u0131m\u0131zda, konut kredisinde %2&#8217;lik art\u0131\u015f g\u00f6rd\u00fck. Ta\u015f\u0131t kredileri %7 artarken, ihtiya\u00e7 kredileri %19 ile ba\u015fvurular\u0131 en \u00e7ok artan t\u00fcketici kredisi grubu olarak kay\u0131tlar\u0131m\u0131za ge\u00e7ti&#8221; dedi.<\/p>\n<h2><strong>\u201c\u0130htiya\u00e7 kredisi ba\u015fvurular\u0131ndaki art\u0131\u015f, kal\u0131c\u0131 bir normalle\u015fmeye kadar s\u00fcrebilir\u201d\u00a0<\/strong><\/h2>\n<p>Bor\u00e7lanmaya dair seyrin bir s\u00fcre daha devam edece\u011fini \u00f6ng\u00f6rd\u00fcklerini de s\u00f6yleyen \u00d6mer Paksoy, &#8220;Pandeminin beraberinde getirdi\u011fi ekonomik zorluklar ve belirsizlikler, vatanda\u015f\u0131 baz\u0131 temel ihtiya\u00e7lar\u0131 i\u00e7in bor\u00e7lanmaya itiyor. Son d\u00f6nemde yeniden s\u0131k\u0131la\u015ft\u0131r\u0131lan tedbirlerin de etkisiyle nakit ihtiyac\u0131na y\u00f6nelik ihtiya\u00e7 kredisi talebinin yo\u011funla\u015faca\u011f\u0131n\u0131 bekleyebiliriz. Kredi talebindeki art\u0131\u015f\u0131n ekonomik dalgalanmalar\u0131n duruldu\u011fu kal\u0131c\u0131 bir normalle\u015fmeye kadar s\u00fcrece\u011fini \u00f6ng\u00f6r\u00fcyoruz\u201d diye konu\u015ftu.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kullan\u0131lan toplam konut kredisi tutar\u0131 %34 artt\u0131. Mart\u00a0ay\u0131nda toparlanma e\u011filimi g\u00f6steren konut sat\u0131\u015flar\u0131, emlak sekt\u00f6r\u00fc i\u00e7in ye\u015fil \u0131\u015f\u0131k yakt\u0131. Uzmanlar, ya\u015fanan ivmelenmede konut kredilerinin pay\u0131na dikkat \u00e7ekerken, g\u00f6zler kredi rakamlar\u0131na \u00e7evrildi. 2021\u2019in ilk 2 ay\u0131nda toplam kullan\u0131lan kredi tutar\u0131 552 milyon TL\u2019ye ula\u015f\u0131rken, \u00f6nceki y\u0131l\u0131n ayn\u0131 d\u00f6nemine g\u00f6re %35\u2019lik bir b\u00fcy\u00fcme ya\u015fand\u0131. Bir y\u0131l\u0131 a\u015fk\u0131n [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":29513,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[221],"tags":[2818,951],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/35249"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=35249"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/35249\/revisions"}],"predecessor-version":[{"id":35250,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/35249\/revisions\/35250"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/29513"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=35249"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=35249"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=35249"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}