{"id":35055,"date":"2021-04-19T11:52:00","date_gmt":"2021-04-19T08:52:00","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=35055"},"modified":"2021-04-20T07:15:41","modified_gmt":"2021-04-20T04:15:41","slug":"turkiyede-konut-ya-da-tasit-satin-almak-isteyenler-ayda-719-tl-biriktiriyor","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=35055","title":{"rendered":"T\u00fcrkiye\u2019de konut ya da ta\u015f\u0131t sat\u0131n almak isteyenler ayda 719 TL biriktiriyor"},"content":{"rendered":"<p>T<strong>asarruf finans\u0131n\u0131n mimar\u0131 Birevim\u2019in Akademetre ile birlikte ger\u00e7ekle\u015ftirdi\u011fi ara\u015ft\u0131rma, konut veya ta\u015f\u0131t sat\u0131n almak isteyenlerin ayda ortalama 719 TL tasarruf yapt\u0131\u011f\u0131n\u0131 ortaya \u00e7\u0131kard\u0131.<\/strong><\/p>\n<p><strong>\u00a0<\/strong><\/p>\n<p><strong>Ara\u015ft\u0131rmaya kat\u0131lanlar\u0131n y\u00fczde 72\u2019si her ay tasarruf yapt\u0131\u011f\u0131n\u0131 belirtirken, tasarruf yapanlar\u0131n y\u00fczde 50\u2019si konut sat\u0131n almak i\u00e7in para biriktirdi\u011fini ifade ediyor.\u00a0<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>Tasarruf finans\u0131n\u0131n mimar\u0131 ve sekt\u00f6r\u00fcn lokomotif markas\u0131 Birevim\u2019in T\u00fcrkiye genelinde temsili olarak 26 ilde, 1.536 ki\u015finin kat\u0131l\u0131m\u0131yla ger\u00e7ekle\u015ftirdi\u011fi &#8220;Tasarruf ve Finans Davran\u0131\u015flar\u0131na Y\u00f6nelik Tutum Ara\u015ft\u0131rmas\u0131&#8221; tasarruf finansman\u0131 sekt\u00f6r\u00fcne \u0131\u015f\u0131k tutuyor.<\/p>\n<p>&nbsp;<\/p>\n<h3>Ara\u015ft\u0131rmadan \u00f6ne \u00e7\u0131kan sonu\u00e7lar \u015f\u00f6yle:<\/h3>\n<p>&nbsp;<\/p>\n<ul>\n<li>Kat\u0131l\u0131mc\u0131lar\u0131n tasarruf ama\u00e7lar\u0131nda konut ve ta\u015f\u0131t sat\u0131n alma, %72\u2019lik bir oran ile ilk s\u0131ralarda yer al\u0131yor.<\/li>\n<li>T\u00fcrkiye genelinde y\u00fczde 50 ile en \u00e7ok konut sat\u0131n almak i\u00e7in tasarruf yap\u0131l\u0131yor. Bunu y\u00fczde 22 ile ta\u015f\u0131t sahibi olmak isteyenler izliyor.<\/li>\n<li>Ara\u015ft\u0131rmaya kat\u0131lanlar\u0131n y\u00fczde 34\u2019\u00fc konut sat\u0131n al\u0131rken ailesinden ve yak\u0131n \u00e7evresinden maddi destek alaca\u011f\u0131n\u0131 s\u00f6yl\u00fcyor.<\/li>\n<li>Konut ya da ta\u015f\u0131t sat\u0131n almay\u0131 d\u00fc\u015f\u00fcnenlerin ayl\u0131k ortalama tasarruf tutar\u0131 719 TL iken konut sat\u0131n alma amac\u0131yla tasarruf edilen ayl\u0131k tutar 739 TL ve ta\u015f\u0131t sat\u0131n alma amac\u0131yla tasarruf edilen ayl\u0131k tutar ise 694 TL.<\/li>\n<li>Ara\u015ft\u0131rmaya kat\u0131lanlar\u0131n %40\u2019\u0131 tasarruflar\u0131n\u0131 bankada vadesiz hesapta, %22\u2019si vadeli hesapta de\u011ferlendirirken %20\u2019si tasarruflar\u0131n\u0131 yast\u0131k alt\u0131nda de\u011ferlendiriyor.<\/li>\n<li>Ara\u015ft\u0131rmaya kat\u0131lan her 5 ki\u015fiden biri banka kredilerine yeterli gelire ya da maa\u015fa ve kredi notuna sahip olamad\u0131\u011f\u0131 i\u00e7in eri\u015femiyor. Sosyo-ekonomik stat\u00fc d\u00fc\u015ft\u00fck\u00e7e kredi kullan\u0131m\u0131 konusundaki engellerin artt\u0131\u011f\u0131 g\u00f6r\u00fcl\u00fcyor.<\/li>\n<li>Ara\u015ft\u0131rma sonu\u00e7lar\u0131na g\u00f6re T\u00fcrkiye genelinde bor\u00e7luluk oran\u0131 y\u00fczde 23,5.<\/li>\n<li>Konut sat\u0131n al\u0131m\u0131nda tasarruf finansman y\u00f6nteminin tercih edilmesinde temel motivasyonlar bor\u00e7lanarak de\u011fil para biriktirir gibi ev al\u0131nmas\u0131, b\u00fct\u00e7eye uygun \u00f6deme planlar\u0131n\u0131n olu\u015fturulmas\u0131 olarak g\u00f6z\u00fck\u00fcyor.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h2><strong>\u201cT\u00fcm tasarruf sahiplerimize uygun finansal \u00e7\u00f6z\u00fcmler sunuyoruz\u201d<\/strong><\/h2>\n<p>&nbsp;<\/p>\n<p>Ara\u015ft\u0131rmay\u0131 de\u011ferlendiren Birevim Genel M\u00fcd\u00fcr\u00fc Mahir Orak, &#8221; Her zaman oldu\u011fu gibi t\u00fcm tasarruf sahiplerine konut, i\u015f yeri veya ta\u015f\u0131t edinimi sa\u011flayabilecekleri \u00fcr\u00fcn, hizmet ve yat\u0131r\u0131m kolayl\u0131\u011f\u0131 sunuyoruz. Ara\u015ft\u0131rma sonucu bize g\u00f6sterdi ki, tasarruf ama\u00e7lar\u0131 aras\u0131nda ilk s\u0131rada konut ve ta\u015f\u0131t sahibi olmak yer al\u0131yor ama kat\u0131l\u0131mc\u0131lar\u0131n y\u00fczde 72&#8217;sinin bir konut sahipli\u011fi bulunmazken, konut sahiplerinin %54\u2019\u00fc de mevcut konutu sat\u0131n al\u0131rken aile veya yak\u0131n \u00e7evreden maddi destek ald\u0131\u011f\u0131n\u0131 belirtiyor. Aile veya yak\u0131n \u00e7evreden al\u0131nan maddi destek, konut ve ta\u015f\u0131t sat\u0131n al\u0131m\u0131nda pe\u015fin paradan sonra en \u00e7ok ba\u015fvurulan y\u00f6ntem. Amac\u0131m\u0131z, konut sahipli\u011fi bulunmayan y\u00fczde 72\u2019lik kesimi hayalindeki eve kavu\u015fturmak, bunu yaparken de yak\u0131n \u00e7evre ve aile deste\u011finin \u015fart olmad\u0131\u011f\u0131n\u0131 anlatmak. Birevim olarak bu hedefle her gelir seviyesindeki vatanda\u015f\u0131m\u0131z\u0131 tasarrufa y\u00f6nlendirerek, hayalindeki eve, ta\u015f\u0131ta ya da i\u015f yerine ula\u015ft\u0131rmak i\u00e7in \u00e7al\u0131\u015fmaya devam edece\u011fiz\u201d dedi.\u00a0MHRS<\/p>\n<p>&nbsp;<\/p>\n<h2><strong>Bor\u00e7lanmadan, b\u00fct\u00e7eye uygun \u00f6demeler Tasarruf finans\u0131 y\u00f6ntemini tercih ettiriyor<\/strong><\/h2>\n<p>&nbsp;<\/p>\n<p>Tasarruf sahiplerinin tercih etti\u011fi tasarruf ara\u00e7lar\u0131nda ilk s\u0131ran\u0131n yakla\u015f\u0131k y\u00fczde 22 ile yast\u0131k alt\u0131 alt\u0131n ve y\u00fczde 12 oran\u0131yla evde nakit oldu\u011funu belirten Orak, \u201cTasarruf Finans\u0131, Birevim i\u00e7in sadece ticari bir faaliyet alan\u0131 de\u011fil, ayn\u0131 zamanda bireysel tasarruflar\u0131n ekonomiye kazand\u0131r\u0131lmas\u0131na hizmet eden bir model. Yast\u0131k alt\u0131 birikimleri milli ekonomimize kazand\u0131r\u0131yor ve \u00fclkemizin kalk\u0131nmas\u0131na hizmet ediyoruz. Bir di\u011fer \u00f6nemli sonu\u00e7 da T\u00fcrkiye genelinde toplam bor\u00e7luluk oran\u0131 y\u00fczde 23,5. Ba\u015fka bir ifadeyle, yakla\u015f\u0131k her 4 ki\u015fiden 1\u2019inin borcu oldu\u011funu g\u00f6r\u00fcyoruz. Bu sebeple kat\u0131l\u0131mc\u0131lar\u0131n tasarruf finansman\u0131n\u0131 tercih etmelerindeki en \u00f6nemli neden, bor\u00e7lanmak yerine tasarruf sahiplerinin birlikte olu\u015fturduklar\u0131 g\u00fc\u00e7le hedeflerine \u00e7ok daha h\u0131zl\u0131 ula\u015fabilmeleri diyebilirim. \u0130nan\u0131yorum ki yasal d\u00fczenleme ile tasarruf finans\u0131 h\u0131zla b\u00fcy\u00fcyecek ve her ge\u00e7en g\u00fcn daha fazla ki\u015fiye hizmet vererek tercih edilen bir finansman modeli haline gelecek\u201d ifadelerini kulland\u0131.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Tasarruf finans\u0131n\u0131n mimar\u0131 Birevim\u2019in Akademetre ile birlikte ger\u00e7ekle\u015ftirdi\u011fi ara\u015ft\u0131rma, konut veya ta\u015f\u0131t sat\u0131n almak isteyenlerin ayda ortalama 719 TL tasarruf yapt\u0131\u011f\u0131n\u0131 ortaya \u00e7\u0131kard\u0131. \u00a0 Ara\u015ft\u0131rmaya kat\u0131lanlar\u0131n y\u00fczde 72\u2019si her ay tasarruf yapt\u0131\u011f\u0131n\u0131 belirtirken, tasarruf yapanlar\u0131n y\u00fczde 50\u2019si konut sat\u0131n almak i\u00e7in para biriktirdi\u011fini ifade ediyor.\u00a0 &nbsp; Tasarruf finans\u0131n\u0131n mimar\u0131 ve sekt\u00f6r\u00fcn lokomotif markas\u0131 Birevim\u2019in T\u00fcrkiye [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":34950,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[3776,15174,15175],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/35055"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=35055"}],"version-history":[{"count":2,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/35055\/revisions"}],"predecessor-version":[{"id":35071,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/35055\/revisions\/35071"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/34950"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=35055"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=35055"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=35055"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}