{"id":34852,"date":"2021-04-04T12:45:44","date_gmt":"2021-04-04T09:45:44","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=34852"},"modified":"2021-04-04T12:48:25","modified_gmt":"2021-04-04T09:48:25","slug":"34852","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=34852","title":{"rendered":"Yar\u0131 fiyat\u0131na konut sahibi olmak isteyenlere &#8216;\u0130cral\u0131k konut&#8217; f\u0131rsat\u0131"},"content":{"rendered":"<p>Bankalar\u0131n icra yolu ile el koydu\u011fu evler, arsalar, d\u00fckkanlar, tarla gibi gayrimenkuller ger\u00e7ek fiyatlar\u0131ndan \u00e7ok daha ucuza icradan sat\u0131\u015fa sunuluyorlar.<\/p>\n<p>\u0130cra yoluyla el konulmu\u015f olan konutlar yap\u0131lan ihaleler ile sat\u0131\u015fa sunuluyorlar. \u0130cradan konut sat\u0131\u015f\u0131 ihaleleri Bas\u0131n \u0130lan Kurumu arac\u0131l\u0131\u011f\u0131yla ger\u00e7ekle\u015ftiriliyor ve Bas\u0131n \u0130lan Kurumu&#8217;nda yay\u0131nlan\u0131yor. Bas\u0131n \u0130lan Kurumu&#8217;nun belirli bir s\u00fcre ilanda tuttu\u011fu gayrimenkuller i\u00e7in icra ihaleleri yap\u0131l\u0131yor. Yap\u0131lan ihale kapsam\u0131nda en y\u00fcksek teklifi veren ki\u015fi, icradan sat\u0131l\u0131k gayrimenkul\u00fc alabiliyor. \u0130cradan ev alma mant\u0131kl\u0131 m\u0131? icradan ev alman\u0131n yollar\u0131 ve detaylar\u0131 burada&#8230;<\/p>\n<h2>\u0130crada olan konutu almak mant\u0131kl\u0131 m\u0131?<\/h2>\n<p>\u0130cradan sat\u0131\u015fa \u00e7\u0131kart\u0131lan gayrimenkullerin ihalelerine her vatanda\u015f kat\u0131labiliyor. Bas\u0131n \u0130lan Kurumu&#8217;nun icradan sat\u0131l\u0131k ilanlar\u0131 d\u00fczenli \u015fekilde yay\u0131nlan\u0131yorlar. \u0130cradan sat\u0131\u015fa \u00e7\u0131kar\u0131lan gayrimenkullerin hepsi ger\u00e7ek fiyatlar\u0131ndan \u00e7ok daha ucuz fiyatlarla sat\u0131l\u0131yorlar. \u0130cradan sat\u0131\u015fa \u00e7\u0131kar\u0131lan konutlar neredeyse y\u00fczde 50 daha ucuza sat\u0131l\u0131yor. Bu y\u00fczden de icradan konut almak ucuza konut sahibi olmak isteyenler i\u00e7in b\u00fcy\u00fck bir f\u0131rsat oluyor.<\/p>\n<h2>Y\u00fczde 20 civar\u0131nda daha ucuza<\/h2>\n<p>\u0130cradan sat\u0131l\u0131k konutlarda y\u00fczde 50 gibi ucuz fiyat oran\u0131 teklif toplama s\u00fcreci ba\u015flad\u0131\u011f\u0131nda sona eriyor. Ancak bu s\u00fc\u00fcreci ka\u00e7\u0131ran vatanda\u015flar, yine de ihale s\u00fcrecinde, en az y\u00fczde 20 fiyat avantaj\u0131yla konut alabiliyor.<\/p>\n<p>\u00d6rne\u011fin; bir konut icradan 500 bin TL bedelle sat\u0131\u015fa \u00e7\u0131kar\u0131ld\u0131\u011f\u0131nda, bu konut ihalede 300 bin TL&#8217;ye sat\u0131labiliyor.<\/p>\n<h2>Kredi kullanarak icradan konut sat\u0131n al\u0131n\u0131r m\u0131?<\/h2>\n<p>Bankalar icradan sat\u0131l\u0131k konutlar i\u00e7in kredi kullan\u0131m\u0131na izin vermiyor. Bunun nedeni ise, ihale kazan\u0131lsa bile ihalenin feshi davas\u0131n\u0131n a\u00e7\u0131lma ihtimalinin olmas\u0131.<\/p>\n<h2>\u0130haleden konut al\u0131rken nelere dikkat etmek gerekir?<\/h2>\n<p>1. Bu ihalelere 18 ya\u015f\u0131n\u0131 dolduran vatanda\u015flar kat\u0131labiliyor.<\/p>\n<p>2. \u0130halenin \u015fartnamesi ihaleye kat\u0131lacak vatanda\u015flar taraf\u0131ndan dikkatli okunmal\u0131 ve anla\u015f\u0131lmal\u0131d\u0131r.<\/p>\n<p>3. \u0130cradan sat\u0131\u015fa \u00e7\u0131kar\u0131lan gayrimenkul\u00fcn \u00f6zelliklerine dikkat edilmeli. \u00d6rne\u011fin, &#8216;Hisseli konut mu?&#8217;, &#8216;\u015eerh var m\u0131?&#8217; bunlar dikkatli bir \u015fekilde ara\u015ft\u0131r\u0131lmal\u0131.<\/p>\n<h2>Teminat \u00f6denmesi gerekiyor<\/h2>\n<p>\u0130halelere kat\u0131labilmek i\u00e7in konut fiyat\u0131n\u0131n y\u00fczde 20&#8217;sinin teminat olarak bulundurulmas\u0131 yada ilgili icra dairesinin hesab\u0131na yat\u0131r\u0131lmas\u0131 gerekli. \u0130hale bitiminde konutu sat\u0131n alamaman\u0131z durumunda yat\u0131rd\u0131\u011f\u0131n\u0131z teminat\u0131n\u0131z kesintisiz olarak geri \u00f6deniyor. \u00d6rnek olarak muhammen bedeli 500 bin TL olan ev i\u00e7in 100 bin TL teminat yat\u0131r\u0131lmas\u0131 gerekiyor.<\/p>\n<h2>10 g\u00fcn s\u00fcresi var<\/h2>\n<p>\u0130halenin kazan\u0131lmas\u0131ndan itibaren ihale \u00fczerinde itiraz ya da fesh davas\u0131 a\u00e7\u0131lmad\u0131\u011f\u0131 halde, geri kalan paran\u0131n tamam\u0131n\u0131n 10 g\u00fcnde \u00f6denmesi gerekiyor.<\/p>\n<h2>\u0130halede nakit \u015fart<\/h2>\n<p>\u0130cradan sat\u0131l\u0131k gayrimenkulerinl ihalelerinde, ihale kazan\u0131lsa bile ihalenin feshi davas\u0131 a\u00e7\u0131lmas\u0131 ihtimali nedeniyle, teklifin tamam\u0131 nakit olarak haz\u0131r olarak bulundurulmal\u0131.\u00a0Kredi kullan\u0131m\u0131na imkan olmad\u0131\u011f\u0131 icral\u0131k konut ihalelerinde, teklif veren vatanda\u015f\u0131n teklifinin tamam\u0131n\u0131 nakit olarak \u00f6demesi gerekli.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bankalar\u0131n icra yolu ile el koydu\u011fu evler, arsalar, d\u00fckkanlar, tarla gibi gayrimenkuller ger\u00e7ek fiyatlar\u0131ndan \u00e7ok daha ucuza icradan sat\u0131\u015fa sunuluyorlar. \u0130cra yoluyla el konulmu\u015f olan konutlar yap\u0131lan ihaleler ile sat\u0131\u015fa sunuluyorlar. \u0130cradan konut sat\u0131\u015f\u0131 ihaleleri Bas\u0131n \u0130lan Kurumu arac\u0131l\u0131\u011f\u0131yla ger\u00e7ekle\u015ftiriliyor ve Bas\u0131n \u0130lan Kurumu&#8217;nda yay\u0131nlan\u0131yor. Bas\u0131n \u0130lan Kurumu&#8217;nun belirli bir s\u00fcre ilanda tuttu\u011fu gayrimenkuller i\u00e7in [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":29513,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[15123,15122,15121],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/34852"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=34852"}],"version-history":[{"count":3,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/34852\/revisions"}],"predecessor-version":[{"id":34855,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/34852\/revisions\/34855"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/29513"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=34852"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=34852"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=34852"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}