{"id":33077,"date":"2020-11-05T13:38:41","date_gmt":"2020-11-05T10:38:41","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=33077"},"modified":"2020-11-05T13:38:41","modified_gmt":"2020-11-05T10:38:41","slug":"birevim-turkiyenin-tasarruf-finansi-haritasini-cikartiyor","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=33077","title":{"rendered":"B\u0130REV\u0130M, T\u00fcrkiye\u2019nin \u201ctasarruf finans\u0131\u201d haritas\u0131n\u0131 \u00e7\u0131kart\u0131yor"},"content":{"rendered":"<h2><\/h2>\n<p><strong>B\u0130REV\u0130M, \u201c180 G\u00fcnde Tasarruf Seferberli\u011fi\u201d kapsam\u0131nda T\u00fcrkiye\u2019nin \u201ctasarruf finans\u0131\u201d haritas\u0131n\u0131 \u00e7\u0131kart\u0131yor.\u00a0<\/strong><strong>Bu ama\u00e7la, T\u00fcrkiye temsili genel ve iller bazl\u0131 olmak kayd\u0131yla ayr\u0131 ayr\u0131 ger\u00e7ekle\u015ftirilen \u201cTasarruf ve Finans Davran\u0131\u015flar\u0131na Y\u00f6nelik Tutum Ara\u015ft\u0131rmalar\u0131\u201d projesinde, \u015fu ana kadar T\u00fcrkiye geneli ve 8 ilin \u00f6zel ara\u015ft\u0131rmalar\u0131 sonu\u00e7land\u0131r\u0131ld\u0131. T\u00fcrkiye temsili ve Ankara, \u0130zmir, Bursa, Konya, Samsun, Trabzon, Giresun ve Ad\u0131yaman \u00f6zel ara\u015ft\u0131rmalar\u0131nda ilgin\u00e7 sonu\u00e7lar elde edildi.<\/strong><\/p>\n<ul>\n<li><strong>T\u00fcrk insan\u0131n\u0131n en \u00f6nemli\u00a0<i>tasarruf yapma amac\u0131<\/i>\u00a0y\u00fczde 50 ile konut sahibi olmakt\u0131r. Bunu y\u00fczde 22 ile\u00a0<i>araba sahibi olmak<\/i>\u00a0takip etmektedir.<\/strong><\/li>\n<li><strong>T\u00fcrkiye genelinde\u00a0<i>tasarruf yapma oran\u0131<\/i>\u00a0y\u00fczde 72\u2019dir.\u00a0<\/strong><strong>Ara\u015ft\u0131rma yap\u0131lan iller aras\u0131nda,<\/strong>\u00a0<strong>Tasarruf yapanlar\u0131n en y\u00fcksek oldu\u011fu iller s\u0131ras\u0131yla; \u0130zmir, Ad\u0131yaman ve Ankara olarak tespit edilmektedir.<\/strong><\/li>\n<li><strong>T\u00fcrkiye genelinde\u00a0<i>banka vadesiz mevduat hesab\u0131 kullanma oran\u0131<\/i>\u00a0y\u00fczde 40;\u00a0<i>vadeli mevduat kullanma oran\u0131<\/i>\u00a0ise y\u00fczde 23\u2019t\u00fcr. Tasarruf ara\u00e7lar\u0131 aras\u0131nda\u00a0<i>alt\u0131n<\/i>\u00a0y\u00fczde 22 ve\u00a0<i>evde nakit<\/i>\u00a0y\u00fczde 12 oran\u0131nda kullan\u0131lmaktad\u0131r.<\/strong><\/li>\n<li><strong>\u0130nsan\u0131m\u0131z\u0131n \u00fclke genelinde\u00a0<i>ki\u015fi ba\u015f\u0131 ayl\u0131k tasarruf miktar\u0131 ortalam<\/i>as\u0131 719 TL ve\u00a0<i>imkanlar\u0131n zorlanmas\u0131 halinde tasarruf edilebilecek ayl\u0131k ki\u015fi ba\u015f\u0131 miktar\u00a0<\/i>ise ortalama 657 TL\u2019dir.<\/strong>\u00a0<strong>Ara\u015ft\u0131rma yap\u0131lan iller i\u00e7erisinde yer alan Bursa ve Trabzon\u2019da, ayl\u0131k tasarruf miktar\u0131 T\u00fcrkiye ortalamas\u0131n\u0131n olduk\u00e7a \u00fczerindedir.<\/strong><\/li>\n<li><strong>T\u00fcrk insan\u0131n\u00a0<i>yat\u0131r\u0131m i\u00e7in kulland\u0131\u011f\u0131 ara\u00e7lar<\/i>, a\u00e7\u0131k ara denebilecek farklarla\u00a0<i>konut<\/i>\u00a0ve\u00a0<i>otomobil<\/i>dir.<\/strong><\/li>\n<li><strong>T\u00fcrkiye genelinde\u00a0<i>toplam bor\u00e7luluk oran\u0131m\u0131z<\/i>\u00a0y\u00fczde 23,5 \u00e7\u0131km\u0131\u015ft\u0131r. Ba\u015fka bir ifadeyle, yakla\u015f\u0131k her 4 ki\u015fiden 1\u2019i bor\u00e7ludur. Ara\u015ft\u0131rma yap\u0131lan iller i\u00e7erisinde ki\u015fi ba\u015f\u0131 ortalama bor\u00e7 tutar\u0131n\u0131n en y\u00fcksek oldu\u011fu il Bursa iken, en d\u00fc\u015f\u00fck oldu\u011fu il Trabzon olarak tespit edilmektedir.<\/strong><\/li>\n<li><strong><i>Kredi kullanmama oran\u0131m\u0131z<\/i><\/strong><strong>\u00a0y\u00fczde 36 ve\u00a0<i>kredi d\u0131\u015f\u0131 bor\u00e7luluk oran\u0131m\u0131z<\/i>\u00a0ise y\u00fczde 11\u2019dir. Konya, \u0130zmir ve Samsun\u2019da kredi d\u0131\u015f\u0131 bor\u00e7 kullananlar\u0131n oran\u0131 T\u00fcrkiye\u2019ye g\u00f6re daha y\u00fcksektir.<\/strong><\/li>\n<li><strong>T\u00fcrkiye genelinde\u00a0<i>Tasarruf Finans\u0131 y\u00f6nteminin bilinirlik oran\u0131<\/i>\u00a0y\u00fczde 40 \u00e7\u0131km\u0131\u015ft\u0131r.<\/strong><\/li>\n<\/ul>\n<p>Geli\u015ftirdi\u011fi \u00f6zg\u00fcn ve s\u00fcrd\u00fcr\u00fclebilir\u00a0<strong>\u201cBirlikte Tasarruf Finans\u0131\u201d<\/strong>\u00a0y\u00f6ntemiyle sekt\u00f6r\u00fcn\u00fcn lokomotif g\u00fcc\u00fc haline gelen\u00a0<strong>\u201cB\u0130REV\u0130M\u201d<\/strong>; ilan etti\u011fi\u00a0<strong><i>Tasarruf Seferberli\u011fi<\/i><\/strong>\u00a0kapsam\u0131nda\u00a0<strong>T\u00fcrkiye<\/strong>\u2019nin tasarruf finans\u0131 haritas\u0131n\u0131 \u00e7\u0131kart\u0131yor.<\/p>\n<p>Marka,\u00a0<strong>Akademetre<\/strong>\u00a0ara\u015ft\u0131rma \u015firketi i\u015fbirli\u011finde,\u00a0<strong><i>ilkini T\u00fcrkiye genelinde \u00fclke temsili<\/i><\/strong>\u00a0olarak ger\u00e7ekle\u015ftirdi\u011fi\u00a0<strong>\u201cTasarruf ve Finans Davran\u0131\u015flar\u0131na Y\u00f6nelik Tutum Ara\u015ft\u0131rmalar\u0131\u201d<\/strong>nda,\u00a0<strong>Ankara, \u0130zmir, Bursa, Konya, Samsun, Trabzon, Giresun\u00a0<\/strong>ve<strong>\u00a0Ad\u0131yaman\u00a0<\/strong>olmak \u00fczere<strong>\u00a08<\/strong>\u00a0ili tamamlad\u0131.<strong><i>\u00a0<\/i><\/strong>B\u0130REV\u0130M ayr\u0131ca, ara\u015ft\u0131rma yapt\u0131\u011f\u0131 her ilin sonu\u00e7lar\u0131n\u0131\u00a0<strong>\u201cK\u0131rm\u0131z\u0131 Tim\u201d<\/strong>\u00a0ileti\u015fim ve fark\u0131ndal\u0131k projesiyle illerde kamuoyuna duyuruyor.<\/p>\n<p><strong><u>Mahir Orak: \u201cT\u00fcrkiye genelinde tasarruf yapma oran\u0131 y\u00fczde 72 \u00e7\u0131kt\u0131. \u015eu ana kadarki 9 ara\u015ft\u0131rmam\u0131zdan \u00e7\u0131kan bu ve ba\u015fka sonu\u00e7lar ne kadar do\u011fru yolda oldu\u011fumuzu g\u00f6steriyor.\u201d<\/u><\/strong><\/p>\n<p>Konuyla ilgili bir a\u00e7\u0131klama yapan B\u0130REV\u0130M Genel M\u00fcd\u00fcr\u00fc\u00a0<strong>Mahir Orak<\/strong>,\u00a0<strong>\u201cTasarruf Seferberli\u011fi \u0130lan\u0131\u201d; \u201cTasarruf ve Finans Davran\u0131\u015flar\u0131na Y\u00f6nelik Tutum Ara\u015ft\u0131rmalar\u0131\u201d, \u201cK\u0131r\u0131m\u0131z\u0131 Tim Motivasyon Gezileri\u201d<\/strong>\u00a0gibi uygulamalar\u0131n,\u00a0<strong>Tasarruf Finans\u0131<\/strong>\u00a0sekt\u00f6r\u00fc i\u00e7in bir ilk oldu\u011funun alt\u0131n\u0131 \u00e7izerek; \u201cT\u00fcrkiye temsili ara\u015ft\u0131rmam\u0131z\u0131n \u00f6nemli sonu\u00e7lar\u0131ndan birisi, T\u00fcrkiye genelinde\u00a0<strong><i>tasarruf yapma oran\u0131<\/i><\/strong>\u00a0<strong>y\u00fczde 72<\/strong>\u00a0\u00e7\u0131kmas\u0131d\u0131r. Geri kalan\u00a0<strong>y\u00fczde 28<\/strong>\u2019lik k\u0131s\u0131m ise,\u00a0<strong><i>imkanlar\u0131n\u0131 zorlamalar\u0131 durumunda tasarruf edebileceklerini<\/i><\/strong>\u00a0belirtmi\u015flerdir. B\u0130REV\u0130M olarak bizim en \u00f6nemli hedefimiz,\u00a0<strong>\u2018tasarrufun bir finans arac\u0131 oldu\u011fu\u2019<\/strong>\u00a0ger\u00e7e\u011finin insan\u0131m\u0131z taraf\u0131ndan daha fazla fark edilmesine ya da hat\u0131rlanmas\u0131na vesile olmakt\u0131r. \u015eu ana kadarki\u00a0<strong>9<\/strong>\u00a0ara\u015ft\u0131rmam\u0131zdan \u00e7\u0131kan sonu\u00e7lar ne kadar do\u011fru yolda oldu\u011fumuzu g\u00f6steriyor. Elbette iyile\u015ftirilmesi gereken unsurlar var ama insan\u0131m\u0131z\u0131n\u00a0<strong>tasarruf bilinci<\/strong>\u00a0konusunda ula\u015ft\u0131\u011f\u0131 noktada pay\u0131m\u0131z\u0131n oldu\u011funu d\u00fc\u015f\u00fcn\u00fcyoruz.\u201d dedi.<\/p>\n<p><strong><u>T\u00fcrk insan\u0131n tasarruf ama\u00e7lar\u0131, yat\u0131r\u0131m ama\u00e7lar\u0131na paralel \u00e7\u0131kt\u0131. Bu sonu\u00e7 bile, insan\u0131m\u0131z\u0131n tasarrufu bir yat\u0131r\u0131m arac\u0131 olarak g\u00f6rmeye ba\u015flad\u0131\u011f\u0131n\u0131 g\u00f6steriyor.<\/u><\/strong><\/p>\n<p>T\u00fcrkiye temsili genel ara\u015ft\u0131rma hakk\u0131nda bilgiler de veren\u00a0<strong>Orak<\/strong>, s\u00f6zlerine \u015f\u00f6yle devam etti: \u201cT\u00fcrk insan\u0131n\u0131n en \u00f6nemli\u00a0<strong><i>tasarruf yapma amac\u0131<\/i><\/strong>\u00a0<strong>y\u00fczde 50<\/strong>\u00a0ile konut sahibi olmakt\u0131r. Bunu\u00a0<strong>y\u00fczde 22<\/strong>\u00a0ile\u00a0<strong><i>araba sahibi olmak<\/i><\/strong>\u00a0takip ediyor. T\u00fcrkiye genelinde\u00a0<strong><i>banka vadesiz mevduat hesab\u0131 kullanma oran\u0131<\/i><\/strong>\u00a0<strong>y\u00fczde 40<\/strong>;\u00a0<strong><i>vadeli mevduat kullanma oran\u0131<\/i><\/strong>\u00a0ise\u00a0<strong>y\u00fczde 23<\/strong>\u2019t\u00fcr. Tasarruf ara\u00e7lar\u0131 aras\u0131nda\u00a0<strong><i>alt\u0131n<\/i>\u00a0y\u00fczde 22<\/strong>\u00a0ve\u00a0<strong><i>evde nakit<\/i><\/strong>\u00a0ise\u00a0<strong>y\u00fczde 12<\/strong>\u00a0oran\u0131nda kullan\u0131l\u0131yor. \u0130nsan\u0131m\u0131z\u0131n \u00fclke genelinde\u00a0<strong><i>ki\u015fi ba\u015f\u0131 ayl\u0131k tasarruf miktar\u0131 ortalam<\/i>as\u0131<\/strong>\u00a0<strong>719 TL<\/strong>\u00a0ve\u00a0<strong><i>imkanlar\u0131n zorlanmas\u0131 halinde tasarruf edilebilecek ayl\u0131k ki\u015fi ba\u015f\u0131 miktar<\/i><\/strong><i>\u00a0<\/i>ise ortalama\u00a0<strong>657 TL<\/strong>\u2019dir. T\u00fcrk insan\u0131n\u00a0<strong><i>yat\u0131r\u0131m i\u00e7in kulland\u0131\u011f\u0131 ara\u00e7lar<\/i><\/strong>, a\u00e7\u0131k ara denebilecek farklarla\u00a0<strong><i>konut<\/i>\u00a0ve\u00a0<i>otomobil<\/i><\/strong>dir. Yani tasarruf ama\u00e7lar\u0131na paraleldir. Bu sonu\u00e7 bile, insan\u0131m\u0131z\u0131n tasarrufu bir yat\u0131r\u0131m arac\u0131 olarak g\u00f6rmeye ba\u015flad\u0131\u011f\u0131n\u0131 g\u00f6steriyor. T\u00fcrkiye genelinde\u00a0<strong><i>toplam bor\u00e7luluk oran\u0131m\u0131z<\/i><\/strong>\u00a0y\u00fczde\u00a0<strong>23,5<\/strong>\u00a0\u00e7\u0131km\u0131\u015ft\u0131r. Ba\u015fka bir ifadeyle, yakla\u015f\u0131k her 4 ki\u015fiden 1\u2019i bor\u00e7ludur. Ama bu ayn\u0131 zamanda\u00a0<strong><i>her 4 ki\u015fiden 3\u2019\u00fcn\u00fcn borcu olmad\u0131\u011f\u0131n\u0131<\/i><\/strong>\u00a0g\u00f6steriyor ki bu olduk\u00e7a iyi bir sonu\u00e7tur.\u00a0<strong><i>Kredi kullanmama oran\u0131m\u0131z<\/i><\/strong>\u00a0<strong>y\u00fczde 36<\/strong>\u00a0ve\u00a0<strong><i>kredi d\u0131\u015f\u0131 bor\u00e7luluk oran\u0131m\u0131z<\/i><\/strong>\u00a0ise\u00a0<strong>y\u00fczde 11<\/strong>\u2019dir. Bir ba\u015fka \u00f6nemli sonu\u00e7 ise, T\u00fcrkiye genelinde\u00a0<strong><i>Tasarruf Finans\u0131 y\u00f6nteminin bilinirlik oran\u0131<\/i><\/strong>d\u0131r. Tan\u0131m verilmeden\u00a0<strong>y\u00fczde 10<\/strong>\u00a0ve tan\u0131m verildikten sonra\u00a0<strong>y\u00fczde 40<\/strong>\u00a0\u00e7\u0131km\u0131\u015ft\u0131r.\u201d<\/p>\n<p><strong><u>Konyal\u0131lar \u201ci\u015f kurma\u201d; Samsunlular \u201ctatil\u201d\u2026 Ama t\u00fcm 8 ilde de \u201cev sahibi olma\u201d ilk s\u0131rada<\/u><\/strong><\/p>\n<p>\u015eu ana kadar ger\u00e7ekle\u015ftirilen yerel ara\u015ft\u0131rmalar\u0131n \u00f6nemli sonu\u00e7lar\u0131na da de\u011finen\u00a0<strong>Orak<\/strong>\u00a0\u015fu bilgileri verdi: \u201c\u00d6rne\u011fin\u00a0<strong>Konya<\/strong>\u00a0insan\u0131\u00a0<strong><i>i\u015f kurmay\u0131<\/i><\/strong>\u00a0\u00f6nemli bir tasarruf yapma arac\u0131 g\u00f6r\u00fcrken;\u00a0<strong>Samsunlular<\/strong>,\u00a0<strong><i>tatil yapmay\u0131<\/i><\/strong>\u00a0bir tasarruf amac\u0131 olarak g\u00f6rmekte. Ama t\u00fcm 8 ilde de\u00a0<strong><i>ev sahibi olma<\/i><\/strong>\u00a0ilk s\u0131rada \u00e7\u0131kan tasarruf nedeni. Tasarruf arac\u0131 olarak\u00a0<strong>Ankaral\u0131lar<\/strong>\u00a0<strong><i>evde nakit tutmay\u0131<\/i><\/strong>\u00a0daha \u00e7ok seviyor.\u00a0<strong><i>Alt\u0131na<\/i><\/strong>\u00a0en \u00e7ok\u00a0<strong>\u0130zmir<\/strong>\u00a0ve\u00a0<strong>Ad\u0131yamanl\u0131lar\u00a0<\/strong>meyilli.\u00a0<strong>Trabzonlularda<\/strong>\u00a0ise\u00a0<strong><i>kat\u0131l\u0131m bankac\u0131l\u0131\u011f\u0131<\/i><\/strong>\u00a0terhinde y\u00fcksek oran g\u00f6r\u00fcl\u00fcyor.\u201d<\/p>\n<p><strong><u>En gen\u00e7 ilk bor\u00e7 ya\u015f\u0131 \u0130zmir\u2019de;<\/u><\/strong><strong><u>\u00a0<\/u><\/strong><strong><u>en gen\u00e7 tasarrufa ba\u015flama ya\u015f\u0131 ise, 25-26 ile Konya, Trabzon ve Giresun\u2019da\u2026<\/u><\/strong><\/p>\n<p><strong><i>Tasarrufa ba\u015flama<\/i><\/strong>\u00a0ve\u00a0<strong><i>ilk bor\u00e7 alma<\/i><\/strong>\u00a0ya\u015flar\u0131 gibi pek bilinmeyen sonu\u00e7lara da de\u011finen\u00a0<strong>Mahir Orak<\/strong>, \u015funlar\u0131 s\u00f6yledi: \u201c<strong><i>En gen\u00e7<\/i><\/strong>\u00a0tasarrufa ba\u015flama ya\u015f\u0131,\u00a0<strong>25-26<\/strong>\u00a0ile\u00a0<strong>Konya<\/strong>,\u00a0<strong>Trabzon<\/strong>\u00a0ve\u00a0<strong>Giresun<\/strong>\u2019undur. Di\u011fer 5 il ise\u00a0<strong>28-30<\/strong>\u00a0ya\u015f band\u0131ndad\u0131r.\u00a0<strong><i>En ge\u00e7<\/i><\/strong>\u00a0ilk bor\u00e7lanma ya\u015f\u0131\u00a0<strong>33-34<\/strong>\u00a0ile\u00a0<strong>Samsun, Ankara, Ad\u0131yaman<\/strong>\u00a0ve\u00a0<strong>Bursa<\/strong>\u2019da \u00e7\u0131kt\u0131.\u00a0<strong><i>En gen\u00e7<\/i><\/strong>\u00a0ilk bor\u00e7 ya\u015f\u0131 ise\u00a0<strong>22 i<\/strong>le\u00a0<strong>\u0130zmir<\/strong>\u2019de. Di\u011fer iller ise \u015f\u00f6yle s\u0131raland\u0131:\u00a0<strong>Trabzon 25<\/strong>;\u00a0<strong>Giresun 27<\/strong>,\u00a0<strong>Konya 28<\/strong>\u2026\u201d<\/p>\n<p><strong><u>En az krediyi Trabzon ve Konya kullan\u0131yor; en fazla ise Ankara\u2026<\/u><\/strong><\/p>\n<p>Ara\u015ft\u0131rmalardan \u00e7\u0131kan bir ba\u015fka \u00f6nemli sonu\u00e7 ise,\u00a0<strong><i>kredi kullanmama<\/i><\/strong>\u00a0oranlar\u0131d\u0131r. Bu konuda da bilgiler veren\u00a0<strong>Orak<\/strong>; \u201cAra\u015ft\u0131rma yap\u0131lan illerin\u00a0<strong><i>en y\u00fcksek kredi kullanmama oranlar\u0131<\/i><\/strong>,\u00a0<strong>y\u00fczde 85<\/strong>\u00a0ile\u00a0<strong>Trabzon<\/strong>\u00a0ve\u00a0<strong>y\u00fczde 77<\/strong>\u00a0ile\u00a0<strong>Konya<\/strong>\u2019dan \u00e7\u0131km\u0131\u015ft\u0131r.\u00a0<strong><i>En d\u00fc\u015f\u00fck orana<\/i><\/strong>\u00a0ise,\u00a0<strong>y\u00fczde 45<\/strong>\u00a0ile\u00a0<strong>Ankara<\/strong>\u00a0sahiptir. Ba\u015fka bir ifadeyle en y\u00fcksek kredi kullan\u0131m oran\u0131,\u00a0<strong>y\u00fczde 55<\/strong>\u00a0ile Ankara\u2019dad\u0131r. Ara\u015ft\u0131rma yap\u0131lan t\u00fcm illerde kredi kullanmama oran\u0131n\u0131n T\u00fcrkiye ortalamas\u0131n\u0131n epey \u00fcst\u00fcnde \u00e7\u0131kmas\u0131 bir ba\u015fka ilgin\u00e7 nokta oldu.\u201d dedi.<\/p>\n<p><strong><u>Pandemi ve tasarruf<\/u><\/strong><\/p>\n<p>8 ilin ki\u015fi ba\u015f\u0131 tasarruf oranlar\u0131 ve pandemi s\u00fcrecinden etkilenme oranlar\u0131na da de\u011finen\u00a0<strong>Orak<\/strong>; \u015f\u00f6yle devam etti: \u201c<strong><i>En y\u00fcksek ki\u015fi ba\u015f\u0131 ayl\u0131k tasarruf miktar\u0131na<\/i><\/strong>,\u00a0<strong>1645 TL<\/strong>\u00a0ile\u00a0<strong>Bursa<\/strong>\u00a0ve\u00a0<strong><i>en d\u00fc\u015f\u00fck ki\u015fi ba\u015f\u0131 ayl\u0131k tasarruf miktar\u0131na<\/i><\/strong>,\u00a0<strong>490 TL<\/strong>\u00a0ile\u00a0<strong>Ad\u0131yaman\u00a0<\/strong>sahiptir. En y\u00fcksek miktarda Bursa\u2019y\u0131,\u00a0<strong>1306 TL<\/strong>\u00a0ile\u00a0<strong>Trabzon\u00a0<\/strong>izlemi\u015ftir.\u00a0<strong><i>\u0130mkanlar\u0131n zorlanmas\u0131 halinde tasarruf edilebilecek ayl\u0131k ki\u015fi ba\u015f\u0131 miktarda<\/i><\/strong>\u00a0ise,\u00a0<strong>1265 TL<\/strong>\u00a0ile yine\u00a0<strong><i>en y\u00fcksek<\/i><\/strong>\u00a0<strong>Bursa\u00a0<\/strong>ve\u00a0<strong>341 TL<\/strong>\u00a0ile\u00a0<strong><i>en d\u00fc\u015f\u00fck<\/i><\/strong>\u00a0<strong>Trabzon<\/strong>\u00a0\u00e7\u0131km\u0131\u015ft\u0131r. Pandeminin etkileri konusunda ise,\u00a0<strong>Konya<\/strong>\u00a0<strong>y\u00fczde 77,5<\/strong>\u00a0ile tasarruflar\u0131\u00a0<strong><i>en \u00e7ok azald\u0131\u011f\u0131n\u0131<\/i><\/strong>\u00a0d\u00fc\u015f\u00fcnen il oldu. Konya\u2019y\u0131,\u00a0<strong><i>y\u00fczde 68<\/i><\/strong>\u00a0ile\u00a0<strong>Bursa\u00a0<\/strong>izledi. Pandemiden dolay\u0131 tasarruflar\u0131n\u0131n azald\u0131\u011f\u0131n\u0131 d\u00fc\u015f\u00fcnenlerin<strong><i>\u00a0<\/i><\/strong>en d\u00fc\u015f\u00fck oran\u0131,\u00a0<strong>y\u00fczde 13<\/strong>\u00a0ile\u00a0<strong>Trabzon<\/strong>\u2019dan \u00e7\u0131kt\u0131. Bu kriterde,\u00a0<strong>Trabzonlular\u0131n y\u00fczde 75<\/strong>\u2019in ve\u00a0<strong>Ad\u0131yamanl\u0131lar\u0131n y\u00fczde 63<\/strong>\u2019\u00fcn\u00fcn bu d\u00f6nemde\u00a0<strong><i>tasarruflar\u0131n\u0131n art\u0131\u011f\u0131n\u0131<\/i><\/strong>\u00a0d\u00fc\u015f\u00fcnmeleri dikkat \u00e7ekici bir sonu\u00e7 oldu.<\/p>\n<p><strong>Tasarrufun en y\u00fcksek oldu\u011fu 3 il:\u00a0<\/strong><strong>\u0130zmir, Ad\u0131yaman ve Ankara<\/strong><\/p>\n<p>Konu\u015fmas\u0131n\u0131n sonunda iller aras\u0131nda da \u00f6nemli kar\u015f\u0131la\u015ft\u0131rmal\u0131 verilere dikkat \u00e7eken\u00a0<strong>B\u0130REV\u0130M Genel M\u00fcd\u00fcr\u00fc Mahir<\/strong>\u00a0<strong>Orak,<\/strong>\u00a0s\u00f6zlerini \u015f\u00f6yle tamamlad\u0131: \u201cAra\u015ft\u0131rma yap\u0131lan iller aras\u0131nda, tasarruf yapanlar\u0131n en y\u00fcksek oldu\u011fu iller s\u0131ras\u0131yla;\u00a0<strong>\u0130zmir, Ad\u0131yaman<\/strong>\u00a0ve\u00a0<strong>Ankara<\/strong>\u00a0olarak tespit edilmektedir. Ara\u015ft\u0131rma yap\u0131lan iller i\u00e7erisinde yer alan\u00a0<strong>Bursa\u00a0<\/strong>ve\u00a0<strong>Trabzon<\/strong>\u2019da, ayl\u0131k tasarruf miktar\u0131\u00a0<strong><i>T\u00fcrkiye ortalamas\u0131n\u0131n<\/i><\/strong>\u00a0<strong><i>olduk\u00e7a \u00fczerindedir<\/i><\/strong>. Ara\u015ft\u0131rma yap\u0131lan iller i\u00e7erisinde ki\u015fi ba\u015f\u0131 ortalama bor\u00e7 tutar\u0131n\u0131n en y\u00fcksek oldu\u011fu il\u00a0<strong>Bursa\u00a0<\/strong>iken, en d\u00fc\u015f\u00fck oldu\u011fu il\u00a0<strong>Trabzon\u00a0<\/strong>olarak tespit edilmektedir.\u00a0<strong>Konya, \u0130zmir<\/strong>\u00a0ve\u00a0<strong>Samsun\u2019<\/strong>da kredi d\u0131\u015f\u0131 bor\u00e7 kullananlar\u0131n oran\u0131\u00a0<strong><i>T\u00fcrkiye\u2019ye g\u00f6re daha y\u00fcksektir<\/i><\/strong>.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"<p>B\u0130REV\u0130M, \u201c180 G\u00fcnde Tasarruf Seferberli\u011fi\u201d kapsam\u0131nda T\u00fcrkiye\u2019nin \u201ctasarruf finans\u0131\u201d haritas\u0131n\u0131 \u00e7\u0131kart\u0131yor.\u00a0Bu ama\u00e7la, T\u00fcrkiye temsili genel ve iller bazl\u0131 olmak kayd\u0131yla ayr\u0131 ayr\u0131 ger\u00e7ekle\u015ftirilen \u201cTasarruf ve Finans Davran\u0131\u015flar\u0131na Y\u00f6nelik Tutum Ara\u015ft\u0131rmalar\u0131\u201d projesinde, \u015fu ana kadar T\u00fcrkiye geneli ve 8 ilin \u00f6zel ara\u015ft\u0131rmalar\u0131 sonu\u00e7land\u0131r\u0131ld\u0131. T\u00fcrkiye temsili ve Ankara, \u0130zmir, Bursa, Konya, Samsun, Trabzon, Giresun ve Ad\u0131yaman \u00f6zel [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":32647,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[26],"tags":[14700,14697,14699,14698,14701],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/33077"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=33077"}],"version-history":[{"count":2,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/33077\/revisions"}],"predecessor-version":[{"id":33079,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/33077\/revisions\/33079"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/32647"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=33077"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=33077"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=33077"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}