{"id":32372,"date":"2020-07-20T10:42:05","date_gmt":"2020-07-20T07:42:05","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=32372"},"modified":"2020-07-20T10:42:05","modified_gmt":"2020-07-20T07:42:05","slug":"konut-sigortasi-aramalari-3-katina-cikti","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=32372","title":{"rendered":"Konut Sigortas\u0131 Aramalar\u0131 3 Kat\u0131na \u00c7\u0131kt\u0131"},"content":{"rendered":"<p>Pandemi sonras\u0131 iste\u011fe ba\u011fl\u0131 sigortalara talep yeniden artmaya ba\u015flad\u0131. \u0130nternetten yap\u0131lan konut sigortas\u0131 aramalar\u0131 faiz indirimlerinin de etkisiyle pandemi d\u00f6nemine k\u0131yasla son bir ayda 3 kat artt\u0131. Artan talepleri inceleme alt\u0131na alan Hesapkurdu.com, haziran ve temmuz ay\u0131 ortalama konut sigortas\u0131 teminat tutarlar\u0131n\u0131 a\u00e7\u0131klad\u0131.<\/p>\n<p><strong>\u0130STANBUL, 20 Temmuz 2020 \/ B2PRESS &#8211;\u00a0<\/strong>Yeni tip koronavir\u00fcs salg\u0131n\u0131ndan etkilenen sekt\u00f6rler aras\u0131nda sigortac\u0131l\u0131k da yer ald\u0131. \u00d6zellikle pandeminin yo\u011fun hissedildi\u011fi d\u00f6nemde iste\u011fe ba\u011fl\u0131 sigorta t\u00fcrlerinden olan konut sigortalar\u0131 geri plana itildi. Ancak salg\u0131n\u0131n kontrol alt\u0131na al\u0131nmas\u0131yla ba\u015flayan yeni normal d\u00f6nemde, gayrimenkul ve d\u00fc\u011f\u00fcn sekt\u00f6rlerinin canlanmas\u0131yla sigortac\u0131l\u0131k sekt\u00f6r\u00fcnde de g\u00f6zle g\u00f6r\u00fcl\u00fcr bir hareketlenme ba\u015flad\u0131. \u0130nternetten konut sigortas\u0131 ve e\u015fya sigortas\u0131 aramalar\u0131 pandemi d\u00f6nemine k\u0131yasla son bir ayda 3 kat art\u0131\u015f g\u00f6sterdi. Online kredi ve sigorta kar\u015f\u0131la\u015ft\u0131rma platformu Hesapkurdu.com, artan talebe istinaden haziran-temmuz ay\u0131 ortalama sigorta prim tutarlar\u0131n\u0131 a\u00e7\u0131klad\u0131.<\/p>\n<p><strong>Konut sigortas\u0131 ortalama y\u0131ll\u0131k 140 TL\u00a0<\/strong><\/p>\n<p>Online kredi kar\u015f\u0131la\u015ft\u0131rma platformunun payla\u015ft\u0131\u011f\u0131 verilere g\u00f6re platform \u00fczerinden haziran ay\u0131ndan bu yana al\u0131nan konut sigortas\u0131 tekliflerinin ortalamas\u0131 200 ila 250 bin TL\u2019lik konut teminat\u0131 i\u00e7in y\u0131ll\u0131k 140 TL oldu. 200 ila 250 bin TL konut ve 100 bin TL\u2019ye kadar e\u015fya teminat\u0131 i\u00e7in al\u0131nan tekliflerin ortalamas\u0131 ise y\u0131ll\u0131k 250 TL olarak kaydedildi. \u00d6zellikle kirac\u0131lar i\u00e7in avantaj sa\u011flayan e\u015fya sigortas\u0131nda 100 bin TL\u2019lik teminat i\u00e7in ise y\u0131ll\u0131k prim ortalamas\u0131 175 TL olarak kaydedildi.<\/p>\n<p><strong>G\u00fcvence alt\u0131nda olmak her b\u00fct\u00e7e i\u00e7in m\u00fcmk\u00fcn<\/strong><\/p>\n<p>Konut ve e\u015fya sigortalar\u0131n\u0131n yaln\u0131zca ev sahiplerini de\u011fil kirada oturanlar\u0131 da g\u00fcvence alt\u0131na ald\u0131\u011f\u0131na dikkat \u00e7eken Hesapkurdu.com Sigorta Direkt\u00f6r\u00fc Dilara \u00c7etin, \u201cZorunlu ya da iste\u011fe ba\u011fl\u0131 sigortalar, konutu \u00e7e\u015fitli felaketlere ve hasara neden olan beklenmedik durumlara kar\u015f\u0131 g\u00fcvence alt\u0131na al\u0131r. Bu da \u201ckonut sigortas\u0131\u201d ve \u201cDASK \u2013 zorunlu deprem sigortas\u0131\u201d ile sa\u011flan\u0131r. Genellikle ayn\u0131 olduklar\u0131 san\u0131lsa da bu iki sigortan\u0131n poli\u00e7e i\u00e7erikleri birbirinden farkl\u0131d\u0131r. Konut sigortas\u0131, yang\u0131n ve h\u0131rs\u0131zl\u0131k gibi temel teminatlar\u0131n yan\u0131 s\u0131ra cam k\u0131r\u0131lmas\u0131, dahili su hasar\u0131 gibi bir dizi ek teminatlarla ev sahibini g\u00fcvence alt\u0131na al\u0131r. Sigortal\u0131n\u0131n ev sahibi olmas\u0131 durumunda hem bina hem de e\u015fyalar sigortalanabilirken kirac\u0131 da e\u015fya sigortas\u0131 ile kiralad\u0131\u011f\u0131 evin i\u00e7ine yapt\u0131\u011f\u0131 yat\u0131r\u0131m\u0131 g\u00fcvence alt\u0131na alabilir. Poli\u00e7ede belirtilen \u015fartlarda kombi ve klima bak\u0131m\u0131, \u00fccretsiz hal\u0131 y\u0131kama, \u00e7ilingir hizmeti gibi hizmetler de sunulabilir. Bu noktada poli\u00e7e i\u00e7eri\u011fine g\u00f6re \u015fekillenen y\u0131ll\u0131k prim tutarlar\u0131n\u0131n, g\u00fcvence alt\u0131nda olmay\u0131 her b\u00fct\u00e7e i\u00e7in m\u00fcmk\u00fcn hale getirdi\u011fini s\u00f6yleyebiliriz\u201d \u015feklinde konu\u015ftu.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pandemi sonras\u0131 iste\u011fe ba\u011fl\u0131 sigortalara talep yeniden artmaya ba\u015flad\u0131. \u0130nternetten yap\u0131lan konut sigortas\u0131 aramalar\u0131 faiz indirimlerinin de etkisiyle pandemi d\u00f6nemine k\u0131yasla son bir ayda 3 kat artt\u0131. Artan talepleri inceleme alt\u0131na alan Hesapkurdu.com, haziran ve temmuz ay\u0131 ortalama konut sigortas\u0131 teminat tutarlar\u0131n\u0131 a\u00e7\u0131klad\u0131. \u0130STANBUL, 20 Temmuz 2020 \/ B2PRESS &#8211;\u00a0Yeni tip koronavir\u00fcs salg\u0131n\u0131ndan etkilenen sekt\u00f6rler [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":24000,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[14232,11916],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/32372"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=32372"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/32372\/revisions"}],"predecessor-version":[{"id":32373,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/32372\/revisions\/32373"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/24000"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=32372"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=32372"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=32372"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}