{"id":32327,"date":"2020-07-17T14:31:12","date_gmt":"2020-07-17T11:31:12","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=32327"},"modified":"2020-07-17T14:31:12","modified_gmt":"2020-07-17T11:31:12","slug":"konut-kredi-faiz-oranlari-yukselir-mi","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=32327","title":{"rendered":"Konut kredi faiz oranlar\u0131 y\u00fckselir mi?"},"content":{"rendered":"<p>Koronavir\u00fcs salg\u0131n\u0131 sonras\u0131 normalle\u015fme s\u00fcrecine destek i\u00e7in h\u00fck\u00fcmetin kamu bankalar\u0131 \u00fczerinden ba\u015flatm\u0131\u015f oldu\u011fu kredi kampanyalar\u0131 ile piyasalar canlanm\u0131\u015f, konut sat\u0131\u015flar\u0131nda patlama ya\u015fanm\u0131\u015ft\u0131. Kamu bankalar\u0131 taraf\u0131ndan ba\u015flat\u0131lan Konut kredisi kampanyas\u0131 ile 0.64 faiz oran\u0131 g\u00f6r\u00fcld\u00fc. Faizler d\u00fc\u015ft\u00fc ancak konut fiyatlar\u0131 artmaya ba\u015flad\u0131. Konutlarda ki bu fiyat art\u0131\u015f\u0131 devam eder mi? Faizler y\u00fckselir mi?<\/p>\n<p>2020 Haziran ay\u0131nda kamu bankalar\u0131 konut kredi faizlerinde \u00f6yle bir indirim yapt\u0131 ki konut sat\u0131\u015flar\u0131 ge\u00e7en senenin haziran ay\u0131na g\u00f6re y\u00fczde 209 artt\u0131. Kredi kampanyas\u0131 ile faizler d\u00fc\u015ferken konut fiyatlar\u0131 artt\u0131. Peki bu fiyat art\u0131\u015f\u0131 devam edecek mi?<\/p>\n<h2>Konut kredisi faiz oranlar\u0131 ne olur?<\/h2>\n<p>Kamu bankalar\u0131 uygulam\u0131\u015f oldu\u011fu d\u00fc\u015f\u00fck faizli konut kredisi kampanyas\u0131nda maliyetinden d\u00fc\u015f\u00fck finansman veriyorlar. Ancak kamu bankalar\u0131n\u0131n bu d\u00fc\u015f\u00fck fazili kredi kampanyas\u0131 daha ne kadar devam eder bilinmez. Her ge\u00e7en g\u00fcn kamu bankalar\u0131 hanelerine zarar yaz\u0131yor. Bu oranlar yaz sonuna kadar devam edebilir ancak faiz oranlar\u0131 eyl\u00fcl ay\u0131 gibi yeniden 0.80-0.90 civarlar\u0131na c\u0131kabilir. Bu \u015fekilde bile olursa gayet iyi oranlar olur \u00e7\u00fcnk\u00fc ge\u00e7en sene 1.30-1.70 civarlar\u0131nda idi.<\/p>\n<h2>Ev almak istiyorsan\u0131z ge\u00e7 kalmay\u0131n<\/h2>\n<p>Konutta sat\u0131\u015flar artt\u0131 bunun nedeni faiz oranlar\u0131n\u0131n 0.64 oranlar\u0131 g\u00f6rmesi oldu. Faiz oranlar\u0131n\u0131n d\u00fc\u015fmesi ile f\u0131rsat bekleyenler i\u00e7in iyi bir ortam olu\u015ftu ve evlerini ald\u0131lar. Ancak karars\u0131z kalanlar karar verene kadar evler t\u00fckenmeye ba\u015flad\u0131. Karars\u0131z beklerken evlerin fiyatlar\u0131 artt\u0131 ancak hala f\u0131rsat devam ediyor. Vakit kaybetmeden ev almak isteyenler elini \u00e7abuk tutmal\u0131.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Koronavir\u00fcs salg\u0131n\u0131 sonras\u0131 normalle\u015fme s\u00fcrecine destek i\u00e7in h\u00fck\u00fcmetin kamu bankalar\u0131 \u00fczerinden ba\u015flatm\u0131\u015f oldu\u011fu kredi kampanyalar\u0131 ile piyasalar canlanm\u0131\u015f, konut sat\u0131\u015flar\u0131nda patlama ya\u015fanm\u0131\u015ft\u0131. Kamu bankalar\u0131 taraf\u0131ndan ba\u015flat\u0131lan Konut kredisi kampanyas\u0131 ile 0.64 faiz oran\u0131 g\u00f6r\u00fcld\u00fc. Faizler d\u00fc\u015ft\u00fc ancak konut fiyatlar\u0131 artmaya ba\u015flad\u0131. Konutlarda ki bu fiyat art\u0131\u015f\u0131 devam eder mi? Faizler y\u00fckselir mi? 2020 Haziran ay\u0131nda [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":29019,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[80,14530,277],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/32327"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=32327"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/32327\/revisions"}],"predecessor-version":[{"id":32328,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/32327\/revisions\/32328"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/29019"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=32327"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=32327"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=32327"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}