{"id":32247,"date":"2020-07-12T09:35:26","date_gmt":"2020-07-12T06:35:26","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=32247"},"modified":"2020-07-12T09:35:26","modified_gmt":"2020-07-12T06:35:26","slug":"15-yil-vadeli-064-faizle-konut-kredisi-hesaplama","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=32247","title":{"rendered":"15 y\u0131l vadeli 0,64 faizle konut kredisi hesaplama"},"content":{"rendered":"

Koronavir\u00fcs salg\u0131n\u0131n\u0131n k\u00f6t\u00fc etkiledi\u011fi ekonomimizin yeniden canlanmas\u0131 i\u00e7in bir \u00e7ok hamle ve ad\u0131mlar pe\u015f pe\u015fe at\u0131lmaya devam ediyor. Vatanda\u015flar\u0131m\u0131z\u0131n daha k\u0131lay konut sahibi olabilmesi i\u00e7in 15 y\u0131l vadeli 0.64 faizle ve12 \u00f6demesiz f\u0131rsatlarla konut kredisi kullanabilmesi sa\u011flan\u0131yor. 2020 y\u0131l\u0131 ba\u015flar\u0131nda ya\u015fam\u0131\u015f oldu\u011fumuz koronavir\u00fcs salg\u0131n\u0131 nedeni iel ekonomide ya\u015fanan s\u0131k\u0131nt\u0131lar\u0131n h\u0131zl\u0131 bir \u015fekilde giderilmesi i\u00e7in kamu bankalar\u0131 kredi paketleri sundu.<\/p>\n

Hazine ve Maliye Bakan\u0131 Berat Albayrak “Normalle\u015fme s\u00fcrecinde vatanda\u015flar\u0131m\u0131z\u0131n ihtiya\u00e7lar\u0131n\u0131 geni\u015f bir yelpazede kar\u015f\u0131lamak, yerli \u00fcretimi desteklemek ve t\u00fcm sekt\u00f6rlerde canlanmay\u0131 sa\u011flamak i\u00e7in kamu bankalar\u0131m\u0131z\u0131n hayat ge\u00e7irdikleri 4 ayr\u0131 finansman paketi milletimize hay\u0131rl\u0131 ve u\u011furlu olsun” \u015feklinde yapt\u0131\u011f\u0131 a\u00e7\u0131klamayla, kredi \u00e7ok uygun vade ve de d\u00fc\u015f\u00fck faiz oranlar\u0131 ile m\u00fc\u015fterilerin hizmetine a\u00e7\u0131lacak.<\/p>\n

1 Haziran 2020’de sonra ge\u00e7erli olacak koronavir\u00fcs salg\u0131n\u0131ndan olumsuz y\u00f6nde etkilenen yap\u0131lan hamlelerle bizlerin ve vatanda\u015flar\u0131m\u0131z\u0131n \u00e7abas\u0131yla bir\u00e7ok sekt\u00f6r hareketlenecek. \u00c7al\u0131\u015fana ve emekliye tatil kredisi, ta\u015f\u0131t kredisi, sosyal hayata destek kredisi paketleri verilecek krediler ile tatil yapmak isteyen vatanda\u015flar\u0131m\u0131z\u0131n 10 bin TL’ye kadar, konut almak isteyenlere 750 bin TL’ye kadar ve de ta\u015f\u0131t almay\u0131 isteyenlere de 150 bin TL’ye kadar \u00e7ok d\u00fc\u015f\u00fck faiz oranl\u0131 kredi f\u0131rsat\u0131 sunulacakt\u0131r.<\/p>\n

Vatanda\u015flar\u0131m\u0131z\u0131n tatil, konut, ev e\u015fyas\u0131 gibi ihtiya\u00e7lar\u0131n\u0131 giderebilmesi i\u00e7in sunulan kredi paketinin konut kredisi olan\u0131 y\u00fczde 0,64 faiz oranla, 180 ay vade olacak \u015fekilde ya da y\u00fczde 10 uzun vadeli 12 ay geri \u00f6demesiz \u015fekilde sunulacak.<\/p>\n

Uzun vade ile ve d\u00fc\u015f\u00fck faiz orana sahip konut kredisi 15 y\u0131l vade ile vatanda\u015flar\u0131m\u0131z\u0131n konut sahibi olmas\u0131 kolayla\u015facak. 3 b\u00fcy\u00fck ilimizde \u0130stanbul,\u00a0Ankara ve \u00a0\u0130zmir\u00a0 i\u00e7in 750 bin TL olan kredi y\u00fcksek limiti, di\u011fer illerimiz i\u00e7in 500 bin TL olacak. S\u0131f\u0131r konutlarda y\u00fczde 0.64 faiz oran\u0131 ikinci el konutlarda ise y\u00fczde 0.74 olacak.<\/p>\n

180 Ayl\u0131k Vade ile ve 0,64 Faiz Oran\u0131 ile Konut Kredisi Hesaplamas\u0131:\u00a0<\/strong>
\n100.000 lira 168+12 ay \u00f6edemesiz:180 Ay 1.019 TL 171.184,00 TL
\n100.000 lira 180 Ay vade 937 TL 168.709,00 TL
\n200.000 lira 180 Ay vade 1.874 TL 337.417 TL
\n250.000\u00a0lira\u00a0180 Ay vade2.343 TL 420.740 TL
\n300.000\u00a0lira 180 Ay\u00a0vade 2.811 TL 506.126 TL
\n400.000\u00a0lira\u00a0180 Ay vade 3.749 TL 674.834 TL
\n500.000\u00a0lira\u00a0180 Ay\u00a0vade 4.868 TL 843.480 TL<\/p>\n

 <\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Koronavir\u00fcs salg\u0131n\u0131n\u0131n k\u00f6t\u00fc etkiledi\u011fi ekonomimizin yeniden canlanmas\u0131 i\u00e7in bir \u00e7ok hamle ve ad\u0131mlar pe\u015f pe\u015fe at\u0131lmaya devam ediyor. Vatanda\u015flar\u0131m\u0131z\u0131n daha k\u0131lay konut sahibi olabilmesi i\u00e7in 15 y\u0131l vadeli 0.64 faizle ve12 \u00f6demesiz f\u0131rsatlarla konut kredisi kullanabilmesi sa\u011flan\u0131yor. 2020 y\u0131l\u0131 ba\u015flar\u0131nda ya\u015fam\u0131\u015f oldu\u011fumuz koronavir\u00fcs salg\u0131n\u0131 nedeni iel ekonomide ya\u015fanan s\u0131k\u0131nt\u0131lar\u0131n h\u0131zl\u0131 bir \u015fekilde giderilmesi i\u00e7in kamu […]<\/p>\n","protected":false},"author":1,"featured_media":29513,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[14499,14498,951],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/32247"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=32247"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/32247\/revisions"}],"predecessor-version":[{"id":32248,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/32247\/revisions\/32248"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/29513"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=32247"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=32247"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=32247"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}