Konut alma hayali ile ya\u015fayan vatanda\u015flar\u0131m\u0131z i\u00e7in bankalar konut kredisi faiz oranlar\u0131n\u0131 indirdik\u00e7e indiriyor. Konut kredilerinde T\u00fcrkiye Cumhuriyeti’n\u0131n tarihinde en d\u00fc\u015f\u00fck kredi faiz oranlar\u0131n\u0131n uygulanmas\u0131 vatanda\u015f\u0131n konut al\u0131m\u0131na yo\u011fun ilgi g\u00f6stermesine neden oldu. Vatanda\u015f bankalar\u0131n konut kredisi faiz oranlar\u0131n\u0131 internet \u00fczerinden arayarak en uygun faiz oran\u0131n\u0131n\u0131 sunan bankay\u0131 bulmaya \u00e7al\u0131\u015f\u0131yor. Bankalar\u0131n kredi faiz oranlar\u0131 ne durumda?\u00a0<\/b><\/p>\n
Konut kredilerinin \u00fclkemiz i\u00e7in \u00e7ok b\u00fcy\u00fck bir \u00f6nemi var. Vatanda\u015flar\u0131m\u0131z\u0131n daha kolay konut alabilmeleri i\u00e7in konut kredisine ba\u015fvuru yapmalar\u0131 gerek\u00f6ektedir. Konut kredilerinde faiz oranlar\u0131 vatanda\u015flar\u0131m\u0131z taraf\u0131ndan \u00e7ok s\u0131kl\u0131kla ara\u015ft\u0131r\u0131l\u0131yor. Baz\u0131 bankalarda konut kredi faiz oranlar\u0131nda, Ziraat Bankas\u0131, Halkbank, Yap\u0131 Kredi, \u0130ng, Akbank, TEB, Vak\u0131fbank gibi faiz oranlar\u0131nda d\u00fc\u015f\u00fc\u015fler oldu.<\/p>\n
S\u0131f\u0131r konut al\u0131m\u0131nda y\u00fczde 0.64, ikinci el konut al\u0131m\u0131nda y\u00fczde 0.74 faiz oran\u0131 uygulan\u0131rken \u00f6deme s\u00fcreleride 180 aya kadar uzat\u0131ld\u0131. Kamu bankalar\u0131n\u0131 bu d\u00fc\u015f\u00fc\u015flerde \u00f6zel bankalar da takip ediyorlar. \u00d6zel bankalar faiz oranlar\u0131nda ki d\u00fc\u015f\u00fcrmelerde ge\u00e7 davransalar da kredi faiz oranlar\u0131nda \u00f6zel bankalar ile pazarl\u0131k yap\u0131ld\u0131\u011f\u0131nda d\u00fc\u015f\u00fck faizle kredi alabilirsiniz.<\/p>\n
Ziraat Bankas\u0131, Halkbank, Vak\u0131fbank, Ziraat Kat\u0131l\u0131m Bankas\u0131 ve Vak\u0131f Kat\u0131l\u0131m Bankas\u0131<\/p>\n
S\u0131f\u0131r al\u0131nan konutlara y\u00fczde 0.64, ikinci el al\u0131nan konutlara da y\u00fczde 0.74 faiz oran\u0131 ile kredi istenirse ayr\u0131ca da 12 ay geri \u00f6deme ertelemesi de sunuluyor.<\/p>\n
\u00d6rnek olarak: 100 bin lira kredi alman\u0131z durumunda 120 ayda ayl\u0131k \u00f6demen\u0131zi y\u00fczde 0.64 faiz oran\u0131yla ayl\u0131k 1196 lira, y\u00fczde 0.74 faiz oran\u0131 ile ise 1260 lira olrak \u00f6deyebilirsiniz.<\/p>\n
T\u00fcrkiye Finans Bankas\u0131:<\/strong> ING Bankas\u0131:<\/strong> \u0130\u015f Bankas\u0131:<\/strong> Yap\u0131 Kredi Bankas\u0131:<\/strong> Akbank<\/strong> ICBC Bank Turkey Bankas\u0131:<\/strong> Garanti BBVA Bankas\u0131:<\/strong> Alternatif Bank:<\/strong> QNB Finansbank<\/strong> TOK\u0130 ile Ziraat Bankas’n\u0131n birlikte ger\u00e7ekle\u015ftirmi\u015f oldu\u011fu i\u015fbirli\u011fi ile konut kredisinde y\u00fczde 0.49 faiz oranl\u0131 tarihi kampanya ba\u015flat\u0131ld\u0131. TOK\u0130 \u00e7e\u015fitli illerimizde ba\u015flatm\u0131\u015f oldu\u011fu sosyal konut projelerine ba\u015fvuru yaparak TOK\u0130’den konut sahibi olmaya hak kazanacak vatanda\u015flar\u0131n kullancaklar\u0131 konut kredisi finansmanlar\u0131, Ziraat Bankas\u0131’n\u0131n TOK\u0130 sosyal konut kredisi kampanyas\u0131 ad\u0131na ba\u015flat\u0131l\u0131yor.<\/p>\n Al\u0131nacak olan ev i\u00e7in yap\u0131lacak konut kredisi ba\u015fvurusunda \u00f6n onay\u0131n al\u0131nmas\u0131yla ikinci ad\u0131m olarak gerekli belgelerin bankaya ba\u015fvuru i\u00e7in teslim edilmesi gerekiyor. Konut kredisi i\u00e7in banka taraf\u0131ndan n\u00fcfus c\u00fczdan\u0131, ikametgah belgeis ve gelir beyan\u0131 olmak \u00fczere \u00fc\u00e7 temel belge istenmektedir. D\u00fczenli bir geliriniz olmas\u0131 durumunda ba\u015fvurunuzun onaylanmas\u0131 ihtimali \u00e7ok daha y\u00fcksek olur. Daha \u00f6ncesinde kredi borcu nedeni ile hakk\u0131nda banka takip karar\u0131 \u00e7\u0131kanlar kredi kullanam\u0131yorlar.<\/p>\n Konut kredisi kullan\u0131mlar\u0131nda al\u0131nan konuta ipotek uygulamas\u0131 oldu\u011fundan kefil istenmez. E\u011fer ba\u015fvuran \u015fah\u0131s yeterli bir gelire sahip de\u011fil ise o zaman kefil istenebilir.<\/p>\n <\/p>\n","protected":false},"excerpt":{"rendered":" Konut alma hayali ile ya\u015fayan vatanda\u015flar\u0131m\u0131z i\u00e7in bankalar konut kredisi faiz oranlar\u0131n\u0131 indirdik\u00e7e indiriyor. Konut kredilerinde T\u00fcrkiye Cumhuriyeti’n\u0131n tarihinde en d\u00fc\u015f\u00fck kredi faiz oranlar\u0131n\u0131n uygulanmas\u0131 vatanda\u015f\u0131n konut al\u0131m\u0131na yo\u011fun ilgi g\u00f6stermesine neden oldu. Vatanda\u015f bankalar\u0131n konut kredisi faiz oranlar\u0131n\u0131 internet \u00fczerinden arayarak en uygun faiz oran\u0131n\u0131n\u0131 sunan bankay\u0131 bulmaya \u00e7al\u0131\u015f\u0131yor. Bankalar\u0131n kredi faiz oranlar\u0131 ne […]<\/p>\n","protected":false},"author":1,"featured_media":27911,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[221],"tags":[14493,951,450,14494],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/32233"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=32233"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/32233\/revisions"}],"predecessor-version":[{"id":32234,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/32233\/revisions\/32234"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/27911"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=32233"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=32233"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=32233"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\nY\u00fczde 0.79 faiz oran\u0131 ile
\n120 aya kadar vade se\u00e7ene\u011fi
\n100 bin TL krediye 120 ayda ayl\u0131k \u00f6deme 1292 lira<\/p>\n
\nY\u00fczde 0.89 faiz oran\u0131 ile
\n120 aya kadar vade se\u00e7ene\u011fi
\n100 bin TL krediye 120 ayda ayl\u0131k \u00f6deme 1359 lira<\/p>\n
\nY\u00fczde 0.87 faiz oran\u0131 ile
\n120 aya kadar vade se\u00e7ene\u011fi
\n100 bin TL krediye 120 ayda ayl\u0131k \u00f6deme 1345 lira<\/p>\n
\nY\u00fczde 0.89 faiz oran\u0131 ile
\n120 aya kadar vade se\u00e7ene\u011fi
\n100 bin TL krediye 120 ayda ayl\u0131k \u00f6deme 1359 lira<\/p>\n
\nY\u00fczde 0.89 faiz oran\u0131 ile
\n120 aya kadar vade se\u00e7ene\u011fi
\n100 bin TL krediye 120 ayda ayl\u0131k \u00f6deme 1359 lira<\/p>\n
\nY\u00fczde 0.92 faiz oran\u0131 ile
\n120 aya kadar vade se\u00e7ene\u011fi
\n100 bin TL krediye 120 ayda ayl\u0131k \u00f6deme 1379 lira<\/p>\n
\nY\u00fczde 0.93 faiz oran\u0131 ile
\n120 ay vade se\u00e7ene\u011fi
\n100 bin TL krediye 120 ayda ayl\u0131k \u00f6deme 1386 lira<\/p>\n
\nY\u00fczde 0.95 faiz oran\u0131 ile
\n120 ay vade se\u00e7ene\u011fi
\n100 bin TL krediye 120 ayda ayl\u0131k \u00f6deme 1400 lira<\/p>\n
\nY\u00fczde 0.99 faiz oran\u0131 ile
\n120 ay vade se\u00e7ene\u011fi
\n100 bin TL krediye 120 ayda ayl\u0131k \u00f6deme 1427 lira<\/p>\nTOK\u0130’den konut kredisi 0.49 faiz oran\u0131<\/h2>\n
K\u0131mler konut kredisi alabilir<\/h2>\n