{"id":31651,"date":"2020-05-04T06:34:29","date_gmt":"2020-05-04T03:34:29","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=31651"},"modified":"2020-05-04T06:34:29","modified_gmt":"2020-05-04T03:34:29","slug":"ev-alacaklar-icin-mujde-en-uygun-konut-kredisi-faizi-0-88e-dustu","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=31651","title":{"rendered":"Ev alacaklar i\u00e7in m\u00fcjde! En uygun konut kredisi faizi 0.88&#8217;e d\u00fc\u015ft\u00fc!"},"content":{"rendered":"<p>Merkez Bankas\u0131&#8217;n\u0131n ge\u00e7ti\u011fimiz haftalarda politika faizi indirimi sonras\u0131nda bankalar yava\u015f yava\u015f kredi faiz oranlar\u0131nda biraz daha indirimler yapmaya ba\u015flad\u0131lar. Bankalar\u0131n son indirimleri ile konut kredisi faiz oranlar\u0131nda en uygun faiz oran\u0131 s\u0131f\u0131r konutlar i\u00e7in 0.79 olurken ikinci el konut piyasas\u0131 i\u00e7inse faiz oranlar\u0131nda en uygun kredi faizi oran\u0131 0.88 civarlar\u0131na geriledi. Bu da konut almak isteyen vatanda\u015fla\u0131m\u0131z i\u00e7in sevindirici bir haber oldu. Pek bankalar\u0131n konut kredisi faiz oranlar\u0131 d\u00fc\u015fmeye devam eder mi? Sorusuda ak\u0131llara gelmeye ba\u015flad\u0131.<\/p>\n<p>Koranavir\u00fcs Covid-19 salg\u0131n\u0131 dolay\u0131syla kredi faiz oranlar\u0131 y\u00fckselmeye ba\u015flam\u0131\u015fken al\u0131nan son tedbir kararlar\u0131yla yeniden faiz oranlar\u0131nda d\u00fc\u015f\u00fc\u015f g\u00f6r\u00fclmeye ba\u015fland\u0131.<\/p>\n<h2>\u0130kinci el konutlar i\u00e7in faiz oranlar\u0131 biraz daha d\u00fc\u015ft\u00fc<\/h2>\n<p>Koranavir\u00fcs salg\u0131n\u0131 nedeniyle piyasada ya\u015fad\u0131\u011f\u0131m\u0131z dalgalanma sonucunda konut kredisi faiz oranlar\u0131 yeniden y\u00fckselmi\u015fti, ve bir \u00e7ok banka da psikolojik e\u015fik olan y\u00fczde 1 faiz seviyesi \u00fczerine \u00e7\u0131km\u0131\u015flard\u0131. Ve sonra BDDK&#8217;n\u0131n yapt\u0131\u011f\u0131 banka rasyolar\u0131 m\u00fcdahalesiyle yeteri kadar kredi kulland\u0131rmayan bankalara en az 500 bin lira para cezas\u0131 kesilece\u011finin duyurmas\u0131 ve sonras\u0131nda da Merkez Bankas\u0131&#8217;n\u0131n 100 baz puan faiz indirimi hamlesi ile konut kredisi faiz oranlar\u0131 h\u0131zla d\u00fc\u015f\u00fc\u015fe ge\u00e7mi\u015fti. Yeni gelen bir indirim haberi ile ikinci el konut kredi faiz oran\u0131nda y\u00fczde 0.88 faiz oran\u0131 uygulanmaya ba\u015flad\u0131.<\/p>\n<h2>En uygu konut kredisi faiz oran\u0131 Albaraka T\u00fcrk Kat\u0131l\u0131m\u0131n kar pay\u0131 oran\u0131n\u0131 d\u00fc\u015f\u00fcrmesiyle de\u011fi\u015fti<\/h2>\n<p>Kat\u0131l\u0131m Bankalar\u0131dan Albaraka T\u00fcrk Kat\u0131l\u0131m Bankas\u0131&#8217;n\u0131 yapt\u0131\u011f\u0131 son g\u00fcncellemesi ile 60 ayl\u0131k vadeli olan konut finansman\u0131 paketinde kar pay\u0131 oran\u0131 y\u00fczde 0.88 civar\u0131na geriledi. 120 ayl\u0131k vadeli konut finansman\u0131 ise y\u00fczde 0.90 civar\u0131na gerilemi\u015f oldu.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Merkez Bankas\u0131&#8217;n\u0131n ge\u00e7ti\u011fimiz haftalarda politika faizi indirimi sonras\u0131nda bankalar yava\u015f yava\u015f kredi faiz oranlar\u0131nda biraz daha indirimler yapmaya ba\u015flad\u0131lar. Bankalar\u0131n son indirimleri ile konut kredisi faiz oranlar\u0131nda en uygun faiz oran\u0131 s\u0131f\u0131r konutlar i\u00e7in 0.79 olurken ikinci el konut piyasas\u0131 i\u00e7inse faiz oranlar\u0131nda en uygun kredi faizi oran\u0131 0.88 civarlar\u0131na geriledi. Bu da konut almak [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":11363,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[97,5388],"tags":[14278,3858,14279,951,11874],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31651"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=31651"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31651\/revisions"}],"predecessor-version":[{"id":31652,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31651\/revisions\/31652"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/11363"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=31651"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=31651"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=31651"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}