Bankalarda konut kredisi faizleri koronavirus\u00fcn etkisi ile k\u0131smen de olsa y\u00fckselmeye ba\u015flad\u0131ktan sonra destekler sonras\u0131 tekrardan d\u00fc\u015f\u00fc\u015fe ge\u00e7ti. Nisan ay\u0131 sonunda bankalardan 3 bin 500 TL taksitle ne kadar konut kredisi al\u0131nabilir?<\/p>\n
Koronavirus (Covid-19) salg\u0131n\u0131n 11 Mart 2020 tarihi itibariyle \u00fclkemiz s\u0131n\u0131rlar\u0131nda da g\u00f6r\u00fclmesi ile ekonomiye etkilerinin yans\u0131mas\u0131 baz\u0131 bankalar\u0131n konut kredisi faizlerini mart ay\u0131 itibariyle itibaren k\u0131smi de olsa y\u00fckseltmeye ba\u015flam\u0131\u015ft\u0131.<\/p>\n
Salg\u0131n kar\u015f\u0131s\u0131nda piyasa yap\u0131c\u0131 kurulu\u015flar\u0131n h\u0131zla ald\u0131\u011f\u0131 tedbirler faizlerin dengede tutulmas\u0131n\u0131 kolayla\u015ft\u0131rd\u0131. Son bir ayl\u0131k s\u00fcre\u00e7te T\u00fcrkiye Bankalar Birli\u011fi (TBB), Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme ve Kurumu (BDDK) ve T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB) bankalara likidite sa\u011flanmas\u0131, swap i\u015flemlerinin kolayla\u015ft\u0131r\u0131lmas\u0131 ve t\u00fcketiciye kredi musluklar\u0131n\u0131n a\u00e7\u0131k tutularak, bor\u00e7lar\u0131 i\u00e7inde kolayl\u0131klar sa\u011flanmas\u0131 i\u00e7in pek \u00e7ok karar ald\u0131.<\/p>\n
Son olarak ge\u00e7ti\u011fimiz hafta BDDK\u2019n\u0131n bankalar\u0131n swap i\u015flem limitini artt\u0131rmas\u0131 ve TCMB\u2019nin Nisan ay\u0131 para politika faizlerinde beklentinin \u00fcst\u00fcnde 100 baz puan indirim uygulamas\u0131 ile kredi faizlerindeki dura\u011fan ve yukar\u0131 y\u00f6nl\u00fc seyir h\u0131zla a\u015fa\u011f\u0131ya indi.<\/p>\n
Ge\u00e7ti\u011fimiz hafta i\u00e7inde gelen destekler sonras\u0131 Yap\u0131 Kredi Bankas\u0131, \u0130NG, TEB, Kuveyt T\u00fcrk Kat\u0131l\u0131m Bankas\u0131 ve Garanti BBVA konut kredisi faizlerinde indirime gitti. \u0130kinci el konutlar i\u00e7in en uygun faiz oran\u0131 5 puan a\u015fa\u011f\u0131ya indi.<\/p>\n
Geli\u015fmeler sonras\u0131nda en uygun konut kredisi faizi s\u0131f\u0131r konutlarda %0.79, ikinci el konutlarda ise %0.89 olarak uygulanmaya ba\u015fland\u0131. En d\u00fc\u015f\u00fck faiz oran\u0131 ile bankalardan 275.000 TL tutarda konut kredisi hesaplama yap\u0131ld\u0131\u011f\u0131nda kredinin 10 y\u0131l vadede ayl\u0131k taksitleri yakla\u015f\u0131k 3.500 TL, toplam geri \u00f6demesi de 427.000 TL\u2019 ye kar\u015f\u0131l\u0131k geliyor.<\/p>\n
KrediPazari.com\u2019un ara\u015ft\u0131rmalar\u0131na g\u00f6re politika faiz indirimi sonras\u0131nda ge\u00e7ti\u011fimiz hafta konut kredisi faizlerini indiren bankalar ve g\u00fcncel faiz oranlar\u0131 \u015fu \u015fekilde;<\/p>\n
Yap\u0131 Kredi Bankas\u0131 t\u00fcm konut tercihleri i\u00e7in limit s\u0131n\u0131r\u0131 olmaks\u0131z\u0131n %0.89 faizle kredi sunuyor.<\/p>\n
\u0130NG indirim sonras\u0131nda tabela faizleri i\u00e7in %0.95, kampanyal\u0131 kredi faizleri i\u00e7in %0.93 faizli kredi kulland\u0131r\u0131yor.<\/p>\n
TEB faiz indirimi sonras\u0131nda konutlara %0.94 oranla kredi sa\u011fl\u0131yor.<\/p>\n
Kuveyt T\u00fcrk Bankas\u0131 ayl\u0131k %0.94 kar pay\u0131 oran\u0131 ile konut finansman\u0131 sunuyor.<\/p>\n
Garanti BBVA 5 y\u0131la kadar %0.99, 10 y\u0131l vadeye dek ise %1.02 oranl\u0131 kredi kulland\u0131r\u0131yor.<\/p>\n","protected":false},"excerpt":{"rendered":"
Bankalarda konut kredisi faizleri koronavirus\u00fcn etkisi ile k\u0131smen de olsa y\u00fckselmeye ba\u015flad\u0131ktan sonra destekler sonras\u0131 tekrardan d\u00fc\u015f\u00fc\u015fe ge\u00e7ti. Nisan ay\u0131 sonunda bankalardan 3 bin 500 TL taksitle ne kadar konut kredisi al\u0131nabilir? Koronavirus (Covid-19) salg\u0131n\u0131n 11 Mart 2020 tarihi itibariyle \u00fclkemiz s\u0131n\u0131rlar\u0131nda da g\u00f6r\u00fclmesi ile ekonomiye etkilerinin yans\u0131mas\u0131 baz\u0131 bankalar\u0131n konut kredisi faizlerini mart ay\u0131 […]<\/p>\n","protected":false},"author":1,"featured_media":30100,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[951],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31536"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=31536"}],"version-history":[{"count":3,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31536\/revisions"}],"predecessor-version":[{"id":31541,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31536\/revisions\/31541"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/30100"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=31536"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=31536"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=31536"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}