{"id":31523,"date":"2020-04-26T10:30:19","date_gmt":"2020-04-26T07:30:19","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=31523"},"modified":"2020-04-26T10:30:19","modified_gmt":"2020-04-26T07:30:19","slug":"bazi-bankalardan-kredi-faiz-indirimi","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=31523","title":{"rendered":"Baz\u0131 bankalardan kredi faiz indirimi"},"content":{"rendered":"

Merkez Bankas\u0131 ge\u00e7ti\u011fimiz g\u00fcnlerde politika faizinde 100 baz puanl\u0131k yeni bir indirim yapmas\u0131 ile bankalarda kredi faiz oranlar\u0131nda indirimlerine h\u0131z vermeye ba\u015flad\u0131lar. Baz\u0131 bankalar faiz oranlar\u0131nda indirme gitti bile..<\/p>\n

(TCMB) T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131, ge\u00e7ti\u011fimiz g\u00fcnlerde a\u00e7\u0131klad\u0131\u011f\u0131 politika faizini 100 baz puan d\u00fc\u015f\u00fcrmesi ile y\u00fczde 9.75 olan bir haftal\u0131k repo faiz oran\u0131 y\u00fczde 8.75’e indi. TCMB y\u0131l sonu enflasyon beklentisini y\u00fczde 9,76, 1 y\u0131l ay sonraki enflasyon beklentisini y\u00fczde 9,70 ve 2 y\u0131l sonrak\u0131 enflasyon \u00a0beklentisini y\u00fczde 8,62 olarak a\u00e7\u0131klad\u0131.<\/p>\n

B\u00fct\u00fcn d\u00fcnyada karantina etkisi yapan koronavir\u00fcs salg\u0131n\u0131n\u0131n ilk ya\u015fand\u0131\u011f\u0131 g\u00fcnlerde riskler kar\u015f\u0131s\u0131nda Mart ay\u0131 politika faizlerinde indirim yap\u0131lmas\u0131na ra\u011fmen faiz oranlar\u0131 gerilemeyen baz\u0131 bankalar\u0131n da arka arkaya gelen destekler sayesinde maliyetleri d\u00fc\u015f\u00fcr\u00fcld\u00fc ve bu bankalar da yeniden faiz indirimleri yapmaya y\u00f6neldiler.<\/p>\n

Merkez Bankas\u0131 faiz indirimi sonras\u0131nda konut kredisi oranlar\u0131 d\u00fc\u015fen bankalar:<\/strong><\/p>\n

Kuveyt T\u00fcrk konut finansman\u0131 oran\u0131n\u0131 y\u00fczde 0.94\u2019e \u00e7ekti<\/h2>\n

Kuveyt T\u00fcrk Bankas\u0131 Merkez Bankas\u0131 faiz indirimi sonras\u0131nda konut finansman\u0131 kar pay\u0131 oranlar\u0131n\u0131 10 y\u0131ll\u0131k vadede y\u00fczde 0.94\u2019e d\u00fc\u015f\u00fcrd\u00fc. Ayr\u0131ca banka ek olarak da Kredl Hayat, BES ve Kredi Kart\u0131 \u00fcr\u00fcnlerinin kullan\u0131lmas\u0131 durumunda ayr\u0131ca 3 puanl\u0131k daha indirim uyguluyor. Ve b\u00f6ylece faiz oran\u0131 y\u00fczde 0.91\u2019e d\u00fc\u015f\u00fcyor. Kuveyt T\u00fcrk Bankas\u0131nda 150.000 TL\u2019lik konut finansmanda 5 y\u0131ll\u0131k vadede ayl\u0131k taksitler yakla\u015f\u0131k olarak 3.250 TL \u00e7\u0131k\u0131yor.<\/p>\n

TEB konut kredisi faiz oran\u0131n\u0131 y\u00fczde 0.94\u2019e \u00e7ekti<\/h2>\n

TEB, Merkez Bankas\u0131 fai indirimi sonras\u0131nda konut kredisi faiz oran\u0131n\u0131 y\u00fczde 2.58 civar\u0131nda uygulasa da kampanyal\u0131 konut kredisi i\u00e7in 10 y\u0131ll\u0131k vadede y\u00fczde 0.94 faiz oran\u0131 sunuyor.\u00a0TEB\u2019de 100 bin TL kredi i\u00e7in 5 y\u0131ll\u0131k vadede konut kredisi i\u00e7in ayl\u0131k taksitler yakla\u015f\u0131k 2.200 TL oluyor.<\/p>\n

\u0130NG Bank konut kredisi faiz oran\u0131n\u0131 8 puan geri \u00e7ekti<\/h2>\n

\u0130NG Bank konut kredisi faiz oran\u0131n\u0131 y\u00fczde 0.95\u2019e \u00e7ekerken kampanyal\u0131 sigortal\u0131 kredi faiz oranlar\u0131n\u0131 da y\u00fczde 0.93\u2019e kadar indirdi.\u00a0\u0130NG Bank’tan indirimli faiz oran\u0131 ile 10 y\u0131ll\u0131k vadede 250.000 TL kullan\u0131lan konut kredisi i\u00e7in ayl\u0131k taksit olarak yakla\u015f\u0131k 3.500 TL \u00e7\u0131k\u0131yor.<\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Merkez Bankas\u0131 ge\u00e7ti\u011fimiz g\u00fcnlerde politika faizinde 100 baz puanl\u0131k yeni bir indirim yapmas\u0131 ile bankalarda kredi faiz oranlar\u0131nda indirimlerine h\u0131z vermeye ba\u015flad\u0131lar. Baz\u0131 bankalar faiz oranlar\u0131nda indirme gitti bile.. (TCMB) T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131, ge\u00e7ti\u011fimiz g\u00fcnlerde a\u00e7\u0131klad\u0131\u011f\u0131 politika faizini 100 baz puan d\u00fc\u015f\u00fcrmesi ile y\u00fczde 9.75 olan bir haftal\u0131k repo faiz oran\u0131 y\u00fczde 8.75’e indi. […]<\/p>\n","protected":false},"author":1,"featured_media":29513,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[2433,951,11487],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31523"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=31523"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31523\/revisions"}],"predecessor-version":[{"id":31524,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31523\/revisions\/31524"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/29513"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=31523"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=31523"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=31523"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}