{"id":31391,"date":"2020-04-16T09:17:20","date_gmt":"2020-04-16T06:17:20","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=31391"},"modified":"2020-04-16T09:17:20","modified_gmt":"2020-04-16T06:17:20","slug":"0-79-faiz-sifir-konutlarda-talebi-arttirdi-mi","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=31391","title":{"rendered":"0.79 Faiz S\u0131f\u0131r Konutlarda Talebi Artt\u0131rd\u0131 m\u0131?"},"content":{"rendered":"<p dir=\"ltr\">Coronavirus etkisine ra\u011fmen Mart ay\u0131nda 43.329 kredili konut sat\u0131ld\u0131. Mart ay\u0131nda konut kredisi kullan\u0131larak yap\u0131lan sat\u0131\u015flar ge\u00e7en senenin ayn\u0131 d\u00f6nemine oranla %90 art\u0131\u015f g\u00f6sterdi. Ayn\u0131 d\u00f6nemde faiz indirimlerine ra\u011fmen s\u0131f\u0131r konut sat\u0131\u015flar\u0131 d\u00fc\u015ft\u00fc.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">11 Mart itibariyle \u00fclkemizde ilk vakan\u0131n g\u00f6r\u00fcld\u00fc\u011f\u00fc coronavir\u00fcs (Covid-19) salg\u0131n\u0131n etkilerine ra\u011fmen Mart ay\u0131nda hem konut sat\u0131\u015flar\u0131 hem de konut kredisi kullan\u0131m\u0131 artmaya devam etti.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">Yurt genelinde konut sat\u0131\u015flar\u0131 Mart ay\u0131nda bir \u00f6nceki y\u0131l\u0131n ayn\u0131 ay\u0131na g\u00f6re %3,4 oran\u0131nda artarak 108.670 oldu. Konut sat\u0131\u015flar\u0131nda, \u0130stanbul 19 846 konut sat\u0131\u015f\u0131 ve %18,3 ile en y\u00fcksek paya sahip oldu. Sat\u0131\u015f say\u0131lar\u0131na g\u00f6re \u0130stanbul&#8217;u, 12 409 konut sat\u0131\u015f\u0131 ve %11,4 pay ile Ankara, 7 131 konut sat\u0131\u015f\u0131 ve %6,6 pay ile \u0130zmir izledi. Konut sat\u0131\u015f say\u0131s\u0131n\u0131n d\u00fc\u015f\u00fck oldu\u011fu iller s\u0131ras\u0131yla 7 konut ile Hakkari, 10 konut ile Ardahan ve 37 konut ile Bayburt oldu.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">D\u00fc\u015f\u00fck Faizler Konut Kredisine Talebi S\u00fcrd\u00fcrd\u00fc<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">T\u00fcrkiye genelinde\u00a0 Mart ay\u0131nda ipotekli konut sat\u0131\u015flar\u0131 bir \u00f6nceki y\u0131l\u0131n ayn\u0131 ay\u0131na g\u00f6re %90,4 oran\u0131nda art\u0131\u015f g\u00f6stererek 43.329 oldu. Toplam konut sat\u0131\u015flar\u0131 i\u00e7inde ipotekli sat\u0131\u015flar\u0131n pay\u0131 %39,9 olarak ger\u00e7ekle\u015fti.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">Konut kredisi kullan\u0131larak yap\u0131lan sat\u0131\u015flarda \u0130stanbul 7 843 konut sat\u0131\u015f\u0131 ve %18,1 pay ile ilk s\u0131ray\u0131 ald\u0131. \u0130potekli konut sat\u0131\u015f\u0131n\u0131n en az oldu\u011fu il 2 konut ile Hakkari oldu.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">Evde kalman\u0131n salg\u0131na kar\u015f\u0131 olduk\u00e7a \u00f6nemli oldu\u011fu g\u00fcnlerde konut firmalar\u0131 konut tan\u0131t\u0131mlar\u0131n\u0131 sanal turlar ve 360 foto\u011fraflarla sa\u011flayarak talebi kar\u015f\u0131lad\u0131. Bankalar ise kredi \u00fcr\u00fcnleri \u015fubeye gitmek gerekmeden online bankac\u0131l\u0131k \u00fczerinden tamamlayarak\u00a0 konut kredisi kullan\u0131m\u0131na devam etti.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">\u0130kinci El Konuta Talep Artt\u0131<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">Kamu bankalar\u0131 ilk defa sat\u0131\u015fa \u00e7\u0131kan konutlar\u0131n ekonomiye kazand\u0131r\u0131lmas\u0131n\u0131 h\u0131zland\u0131rmak i\u00e7in s\u0131f\u0131r konutlarda konut kredisi faizlerini 0.79\u2019a indirmi\u015fti. S\u0131f\u0131r konutlar i\u00e7in faiz oranlar\u0131 ikinci el faizlerinin yakla\u015f\u0131k 15 puan alt\u0131nda olmas\u0131na ra\u011fmen s\u0131f\u0131r konuta talep azald\u0131.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">Mart ay\u0131nda ilk defa sat\u0131lan konut say\u0131s\u0131 bir \u00f6nceki y\u0131l\u0131n ayn\u0131 ay\u0131na g\u00f6re %22,8 azalarak 34.089 oldu. Toplam konut sat\u0131\u015flar\u0131 i\u00e7inde ilk sat\u0131\u015f\u0131n pay\u0131 %31,4 oldu. Ayn\u0131 d\u00f6nemde \u0130kinci el konut sat\u0131\u015flar\u0131 ise %22 art\u0131\u015f g\u00f6sterdi. \u0130kinci el konutlara talebin yo\u011fun olmas\u0131nda fiyatlar\u0131n s\u0131f\u0131r konuta oranla daha uygun olmas\u0131n\u0131n etkili oldu\u011fu tahmin ediliyor.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">\u0130lk \u00c7eyrekte Kredili Konut Sat\u0131\u015flar\u0131 Y\u00fczde 238 Artt\u0131<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">Ocak-Mart d\u00f6neminde 341.038 konut sat\u0131\u015f\u0131 ger\u00e7ekle\u015ferek, bir \u00f6nceki y\u0131l\u0131n ayn\u0131 d\u00f6nemine g\u00f6re %33,0 oran\u0131nda art\u0131\u015f g\u00f6sterdi. Ocak-Mart d\u00f6neminde kredili konut sat\u0131\u015f\u0131 %238,6 oran\u0131nda artarak 129.299, di\u011fer sat\u0131\u015f t\u00fcrlerinde ise %3,0 oran\u0131nda azalarak 211.739 oldu. Bu d\u00f6nemde ilk defa sat\u0131lan konutlar %0,4 oran\u0131nda azalarak 107 432 oldu. \u0130kinci el konut sat\u0131\u015flar\u0131 da %57,2 oran\u0131nda artarak 233 606 olarak ger\u00e7ekle\u015fti.<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">Konut Kredisi Hesaplama<\/p>\n<p>&nbsp;<\/p>\n<p dir=\"ltr\">KrediPazari.com&#8217;un ara\u015ft\u0131rmalar\u0131na g\u00f6re g\u00fcncel olarak en uygun konut kredisi faizi 15 y\u0131l vadeye kadar s\u0131f\u0131r konutta %0.79, ikinci el konutta ise %0.93 olarak uygulan\u0131yor. Bankalardan 150.000 TL\u2019lik konut kredisi hesaplama ger\u00e7ekle\u015ftirildi\u011finde kredinin 5 y\u0131l vadede taksit tutarlar\u0131 3.150 TL, toplam geri \u00f6demesi ise 189.000 TL oluyor.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Coronavirus etkisine ra\u011fmen Mart ay\u0131nda 43.329 kredili konut sat\u0131ld\u0131. Mart ay\u0131nda konut kredisi kullan\u0131larak yap\u0131lan sat\u0131\u015flar ge\u00e7en senenin ayn\u0131 d\u00f6nemine oranla %90 art\u0131\u015f g\u00f6sterdi. Ayn\u0131 d\u00f6nemde faiz indirimlerine ra\u011fmen s\u0131f\u0131r konut sat\u0131\u015flar\u0131 d\u00fc\u015ft\u00fc. &nbsp; 11 Mart itibariyle \u00fclkemizde ilk vakan\u0131n g\u00f6r\u00fcld\u00fc\u011f\u00fc coronavir\u00fcs (Covid-19) salg\u0131n\u0131n etkilerine ra\u011fmen Mart ay\u0131nda hem konut sat\u0131\u015flar\u0131 hem de konut kredisi [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":27327,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[3188],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31391"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=31391"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31391\/revisions"}],"predecessor-version":[{"id":31392,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31391\/revisions\/31392"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/27327"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=31391"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=31391"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=31391"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}