Konut kredisi hacmi h\u0131z kesmeden y\u00fckselmeye devam ediyor. BDDK verilerine g\u00f6re Nisan ay\u0131n\u0131n ilk haftas\u0131nda konut kredisi hacmi 400 milyon liran\u0131n \u00fczerinde artarak 211 milyar 415 milyon liraya ula\u015ft\u0131.<\/p>\n
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T\u00fcm d\u00fcnyay\u0131 etkisi alt\u0131na alan ve Coronavir\u00fcs (COV\u0130D-19) pandemik salg\u0131n\u0131 t\u00fcketim al\u0131\u015fkanl\u0131klar\u0131m\u0131z\u0131 ve bir\u00e7ok sekt\u00f6r\u00fc derinden etkiledi. Mart ay\u0131 t\u00fcketim harcamalar\u0131na bak\u0131ld\u0131\u011f\u0131nda g\u0131da ve market grubunda ciddi art\u0131\u015f ya\u015fan\u0131rken elektronik, ula\u015f\u0131m ve konaklama gibi kalemlerdeki t\u00fcketimler adeta durma noktas\u0131na geldi.<\/p>\n
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Nisan ba\u015f\u0131ndaki kredi hacmi oranlar\u0131na bak\u0131ld\u0131\u011f\u0131nda ise salg\u0131na kar\u015f\u0131n t\u00fcketicinin konut ve konut kredisi talebinin artarak devam etti\u011fi g\u00f6r\u00fcl\u00fcyor.<\/p>\n
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Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (BDDK) taraf\u0131ndan yay\u0131mlanan haftal\u0131k b\u00fcltene g\u00f6re Nisan ay\u0131n\u0131n ilk haftas\u0131nda konut kredisi kullan\u0131m\u0131 bir \u00f6nceki haftaya oranla 400 milyar liran\u0131n \u00fczerinde art\u0131\u015f g\u00f6sterdi. Bankalardaki toplam konut kredisi hacmi 211 milyar 415 milyon liraya ula\u015ft\u0131.<\/p>\n
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Mart ay\u0131 gayrimenkul sat\u0131\u015f istatistiklerine bak\u0131ld\u0131\u011f\u0131nda ise coronavir\u00fcs salg\u0131n\u0131n sat\u0131\u015flara olumsuz bir etkisi olmad\u0131\u011f\u0131 g\u00f6r\u00fcl\u00fcyor. Mart ay\u0131nda t\u00fcm gayrimenkul t\u00fcrlerinde 182.689 sat\u0131\u015f ger\u00e7ekle\u015fti. Bu s\u00fcrede web tapu \u00fczerinden 29.748 konut sat\u0131\u015f\u0131 ger\u00e7ekle\u015fti. \u0130lk \u00fc\u00e7 ayda yap\u0131lan toplam sat\u0131\u015f say\u0131s\u0131 ise 586.282 oldu.<\/p>\n
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Konuya ili\u015fkin a\u00e7\u0131klamalarda bulunan Alt\u0131n Emlak Genel M\u00fcd\u00fcr\u00fc Mustafa Hakan \u00d6zelmac\u0131kl\u0131, “Covid-19 etkisi Mart ay\u0131nda gayrimenkul sekt\u00f6r\u00fcn\u00fc te\u011fet ge\u00e7ti diyebiliriz. Mart ay\u0131nda t\u00fcm gayrimenkul t\u00fcrlerinde 182.689 sat\u0131\u015f ger\u00e7ekle\u015fti\u2019\u2019 dedi.<\/p>\n
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Salg\u0131n\u0131n, gayrimenkul piyasalar\u0131nda \u00f6zellikle bu ay daha fazla etki edece\u011fine dikkat \u00e7eken \u00d6zelmac\u0131kl\u0131, “Kulu\u00e7ka d\u00f6nemi sona erdi. \u015eimdi U \u015feklinde olmasa da V \u015feklinde bir grafik bekliyoruz. Gayrimenkul sat\u0131\u015f ve kiralamalar\u0131nda h\u0131zl\u0131 bir d\u00fc\u015f\u00fc\u015f s\u00f6z konusu olacak, lakin piyasalar\u0131n Haziran ay\u0131 itibariyle toparlanaca\u011f\u0131n\u0131 d\u00fc\u015f\u00fcn\u00fcyorum” \u015feklinde konu\u015ftu.<\/p>\n
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Konut Sat\u0131\u015f\u0131 ve Konut Kredilerinde Online D\u00f6nem<\/p>\n
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Salg\u0131na kar\u015f\u0131 \u00f6nlemler alan bankalar ve gayrimenkul firmalar\u0131 t\u00fcketicinin talebini evden \u00e7\u0131kmaya gerek kalmadan online \u015fekilde kar\u015f\u0131lamaya ba\u015flad\u0131.<\/p>\n
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Firmalar konutlar i\u00e7in internet \u00fczerinden sanal turlar ger\u00e7ekle\u015ftirirken, Web Tapu uygulamas\u0131 ile konut sat\u0131\u015f i\u015flemleri online \u015fekilde yap\u0131labilir hale geldi.<\/p>\n
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Bankalarda t\u00fcketicilerin risklerini en aza indirmek i\u00e7in online konut kredisi kulland\u0131rmaya ba\u015flad\u0131. Bankalara ba\u015fvuru yap\u0131ld\u0131\u011f\u0131nda kredinin onaylanmas\u0131 halinde cep \u015fube yada online i\u015flemlerden s\u00f6zle\u015fmeyi onaylayarak kredi i\u015flemlerini ger\u00e7ekle\u015ftirmek m\u00fcmk\u00fcn hale geldi.<\/p>\n
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Konut Kredisi Faizleri Cazibe Olu\u015fturuyor<\/p>\n
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Bankalar\u0131n konut kredisi faiz oranlar\u0131n\u0131n halen salg\u0131n \u00f6ncesindeki d\u00fc\u015f\u00fck seviyelerde tutulmas\u0131 t\u00fcketicileri harekete ge\u00e7iriyor. Kurdaki y\u00fckseli\u015f ve artan ekonomik riskler kar\u015f\u0131s\u0131nda faiz oranlar\u0131n\u0131n y\u00fckselece\u011fi g\u00f6r\u00fc\u015f\u00fcne hakim t\u00fcketiciler faiz oranlar\u0131ndan yararlanmak i\u00e7in h\u0131zl\u0131 davran\u0131yor.<\/p>\n
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KrediPazari.com\u2019un ara\u015ft\u0131rmalar\u0131na g\u00f6re 150.000 TL tutarda konut kredisi hesaplama yap\u0131ld\u0131\u011f\u0131nda g\u00fcncel olarak en uygun faiz oran\u0131 \u00fczerinden 10 y\u0131l vadede ayl\u0131k taksitler yakla\u015f\u0131k 1.900 TL oluyor. Kredinin toplam geri \u00f6deme tutar\u0131 ise 232.000 TL\u2019 ye kar\u015f\u0131l\u0131k geliyor.<\/p>\n","protected":false},"excerpt":{"rendered":"
Konut kredisi hacmi h\u0131z kesmeden y\u00fckselmeye devam ediyor. BDDK verilerine g\u00f6re Nisan ay\u0131n\u0131n ilk haftas\u0131nda konut kredisi hacmi 400 milyon liran\u0131n \u00fczerinde artarak 211 milyar 415 milyon liraya ula\u015ft\u0131. T\u00fcm d\u00fcnyay\u0131 etkisi alt\u0131na alan ve Coronavir\u00fcs (COV\u0130D-19) pandemik salg\u0131n\u0131 t\u00fcketim al\u0131\u015fkanl\u0131klar\u0131m\u0131z\u0131 ve bir\u00e7ok sekt\u00f6r\u00fc derinden etkiledi. Mart ay\u0131 t\u00fcketim harcamalar\u0131na bak\u0131ld\u0131\u011f\u0131nda g\u0131da ve market […]<\/p>\n","protected":false},"author":1,"featured_media":29249,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[951],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31364"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=31364"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31364\/revisions"}],"predecessor-version":[{"id":31365,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31364\/revisions\/31365"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/29249"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=31364"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=31364"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=31364"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}