Bankalar\u0131n konut i\u00e7in kredi pe\u015finat oranlar\u0131 %10\u2019a d\u00fc\u015f\u00fcr\u00fcld\u00fc. Peki hi\u00e7 pe\u015finat\u0131 olmayan t\u00fcketici kredisi alabiliyor mu? Bankalardan pe\u015finats\u0131z konut kredisi nas\u0131l al\u0131n\u0131r?<\/p>\n
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Coronavirus salg\u0131na kar\u015f\u0131 al\u0131nan tedbirler kapsam\u0131nda bankalar\u0131n konut kredisi pe\u015finat oran\u0131 %10\u2019a d\u00fc\u015f\u00fcr\u00fcld\u00fc. T\u00fcm bankalardan konut de\u011ferinin %90\u2019\u0131na kadar kredi kullan\u0131labiliyor.\u00a0<\/p>\n
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Ayn\u0131 zamanda T\u00fcrkiye Bankalar Birli\u011fi ve Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu bankalara t\u00fcketicinin kredi taleplerinin kar\u015f\u0131lanmas\u0131 y\u00f6n\u00fcnde uygulamalar getirdi. T\u00fcrkiye Cumhuriyeti Merkez Bankas\u0131\u2019n\u0131n bankalara sa\u011flad\u0131\u011f\u0131 likidite ile finansman sorunlar\u0131 giderilen bankalar\u0131n kredi \u015fartlar\u0131n\u0131 kolayla\u015ft\u0131rmas\u0131 ve kredi musluklar\u0131n\u0131 a\u00e7\u0131k tutmas\u0131 ama\u00e7land\u0131.\u00a0<\/p>\n
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Konut kredisinde ya\u015fanan destek ve te\u015fviklerin ard\u0131ndan konut almak istedi\u011fi halde %10\u2019a indirilen pe\u015finat tutar\u0131n\u0131 kar\u015f\u0131layamayan t\u00fcketiciler i\u00e7in de bankalar \u00e7\u00f6z\u00fcmler \u00fcretiyor. Bir\u00e7ok banka konut kredisi kullanmak isteyen m\u00fc\u015fterilerine pe\u015finatlar\u0131 olmamas\u0131 durumunda pe\u015finat bedeli kadar ihtiya\u00e7 kredisi kulland\u0131r\u0131yor.<\/p>\n
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Salg\u0131n sonras\u0131nda artan taleple konut fiyatlar\u0131n\u0131n y\u00fckselece\u011fini ve \u015fu d\u00f6nemde konut alman\u0131n karl\u0131 olaca\u011f\u0131n\u0131 belirten sekt\u00f6r uzmanlar\u0131na kulak veren t\u00fcketici birikimi olmamas\u0131 durumunda da konut kredisi alabilecek.\u00a0<\/p>\n
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Garanti BBVA, QNB Finansbank, HSBC, Yap\u0131 Kredi Bankas\u0131 ve T\u00fcrkiye Ekonomi Bankas\u0131 (TEB) pe\u015finats\u0131z konut kredisi \u00fcr\u00fcnleri dahilinde konutun tamam\u0131na kredi kulland\u0131r\u0131yor.\u00a0<\/p>\n
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KrediPazari.com\u2019un ara\u015ft\u0131rmalar\u0131na g\u00f6re konut de\u011ferinin tamam\u0131na kredi kulland\u0131ran bankalar\u0131n faiz oranlar\u0131 \u015fu \u015fekilde;<\/p>\n
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Yap\u0131 Kredi Bankas\u0131\u00a0<\/p>\n
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Yap\u0131 Kredi Bankas\u0131 ilgili kredi \u00fcr\u00fcn\u00fc kapsam\u0131nda ayl\u0131k %0.99 faiz oran\u0131 ile pe\u015finats\u0131z konut kredisi kulland\u0131r\u0131yor.\u00a0<\/p>\n
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Garanti BBVA<\/p>\n
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Garanti BBVA\u2019da 10 y\u0131l vadeye kadar %1.03, 20 y\u0131l vadeye kadar ise %1.23 faiz oran\u0131 ile konut de\u011ferinin tamam\u0131na kadar kredi sunuyor.\u00a0<\/p>\n
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TEB<\/p>\n
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TEB 5 y\u0131l vadeye dek %0.99, 10 y\u0131l vadeye kadar da %1.08 faiz oran\u0131 ile m\u00fc\u015fterilerine pe\u015finats\u0131z konut kredisi kulland\u0131r\u0131yor.<\/p>\n
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QNB Finansbank\u00a0<\/p>\n
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QNB Finansbank %100 konut kredisi \u00fcr\u00fcn\u00fc dahilinde t\u00fcketicilere 5 y\u0131l vadeye kadar %1,09 10 y\u0131l vadeye kadar %1,08 ve 15 y\u0131l vadeye kadar ise %1.28 faiz oran\u0131 ile pe\u015finats\u0131z kredi kulland\u0131r\u0131yor.\u00a0<\/p>\n
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HSBC\u00a0<\/p>\n
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HSBC Bank ek teminat g\u00f6sterilmesi durumunda 10 y\u0131l vadeye kadar %1.40 faiz oran\u0131 ile konut de\u011ferinin tamam\u0131na kadar kredi sa\u011fl\u0131yor.\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"
Bankalar\u0131n konut i\u00e7in kredi pe\u015finat oranlar\u0131 %10\u2019a d\u00fc\u015f\u00fcr\u00fcld\u00fc. Peki hi\u00e7 pe\u015finat\u0131 olmayan t\u00fcketici kredisi alabiliyor mu? Bankalardan pe\u015finats\u0131z konut kredisi nas\u0131l al\u0131n\u0131r? Coronavirus salg\u0131na kar\u015f\u0131 al\u0131nan tedbirler kapsam\u0131nda bankalar\u0131n konut kredisi pe\u015finat oran\u0131 %10\u2019a d\u00fc\u015f\u00fcr\u00fcld\u00fc. T\u00fcm bankalardan konut de\u011ferinin %90\u2019\u0131na kadar kredi kullan\u0131labiliyor.\u00a0 Ayn\u0131 zamanda T\u00fcrkiye Bankalar Birli\u011fi ve Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme […]<\/p>\n","protected":false},"author":1,"featured_media":29513,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[951],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31361"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=31361"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31361\/revisions"}],"predecessor-version":[{"id":31362,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31361\/revisions\/31362"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/29513"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=31361"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=31361"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=31361"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}