Bankalar ve tapuda coronavirus \u00f6nlemleri t\u00fcm h\u0131z\u0131yla devam ediyor. 14.000\u2019in \u00fczerinde t\u00fcketici evden \u00e7\u0131kmadan konut kredisi ve tapusunu online olarak ald\u0131. Evden \u00e7\u0131kmadan konut ve konut kredisi nas\u0131l al\u0131n\u0131r?<\/p>\n
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D\u00fcnya genelinde pandemi alarm\u0131yla yay\u0131lan coronavirus salg\u0131n\u0131n t\u00fcm sekt\u00f6rleri etkiledi. Gayrimenkul sekt\u00f6r\u00fc ve bankalar ise risklerin \u00f6n\u00fcne ge\u00e7erek hizmet sunmaya devam etmek i\u00e7in yeni tedbirler sunuyor.<\/p>\n
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11 Mart itibariyle ilk vakan\u0131n g\u00f6r\u00fcld\u00fc\u011f\u00fc \u00fclkemizde \u00c7evre ve \u015eehircilik Bakanl\u0131\u011f\u0131 Tapu ve Kadastro Genel M\u00fcd\u00fcrl\u00fc\u011f\u00fcn\u00fcn ald\u0131\u011f\u0131 \u00f6nlemlerle 18 Marttan itibaren Web Tapu \u00fczerinden konut al\u0131m ve sat\u0131m i\u015flemleri uygulanmaya ba\u015fland\u0131.<\/p>\n
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Bankalarda m\u00fc\u015fterilerinin salg\u0131na kar\u015f\u0131 risklerini en aza indirmek i\u00e7in kredi kullan\u0131m\u0131 dahil pek \u00e7ok i\u015flemi online\u00a0 hale getirdi. Konut kredisi kullanmak isteyen t\u00fcketici bir\u00e7ok bankadan evinden \u00e7\u0131kmadan mobil bankac\u0131l\u0131k veya telefon \u015fubesi ile kredi ba\u015fvurusunda bulunabiliyor. Dijital sistem \u00fczerinden gelen s\u00f6zle\u015fmesini onaylayan t\u00fcketici \u015fubeye gitmeden kredi kullanabiliyor.<\/p>\n
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Konutun krediye konut de\u011ferinin belirlenmesinde gayrimenkul de\u011ferleme firmalar\u0131ndan destek alan bankalar ba\u015fvuru sonras\u0131nda birka\u00e7 g\u00fcn konut de\u011fer tespitini bekledikten sonra gelen ekspertiz raporunun ard\u0131ndan t\u00fcketicinin kredisine onay vererek online olarak hesab\u0131na kredi aktar\u0131m\u0131n\u0131 yap\u0131yor.<\/p>\n
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Salg\u0131na kar\u015f\u0131 al\u0131nan \u00f6nlemler kapsam\u0131nda konut de\u011ferinin %80\u2019ine kadar olan max kredi kullanabilme oran\u0131 %90\u2019a \u00e7\u0131kt\u0131. T\u00fcketiciler konut de\u011ferinin sadece %10\u2019u kadar pe\u015finat vererek kalan k\u0131sm\u0131 i\u00e7in kredi kullanabiliyor. Baz\u0131 bankalar s\u0131f\u0131r pe\u015finat kampanyalar\u0131 dahilinde kalan %10\u2019luk pay i\u00e7in t\u00fcketiciye ihtiya\u00e7 kredisi sunurak pe\u015finats\u0131z kredi imkan\u0131 da sunuyor.<\/p>\n
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T\u00fcketici bankalar\u0131n ve Tapu Kadastro Genel M\u00fcd\u00fcrl\u00fc\u011f\u00fcn\u00fcn online hizmetler kapsam\u0131nda salg\u0131n riskinin y\u00fcksek oldu\u011fu bu g\u00fcnlerde evinden \u00e7\u0131kmadan konut kredisi ve konut al\u0131m hizmetini tamamlayabiliyor.<\/p>\n
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18 Mart itibariyle tapu i\u015flemlerinin Web Tapu \u00fczerinden de yap\u0131lmaya ba\u015flamas\u0131yla vatanda\u015flar, evlerinden \u00e7\u0131kmadan bug\u00fcne kadar 113.000 i\u015flem yapt\u0131. Bu s\u00fcre i\u00e7inde 29.748 konut, online olarak sat\u0131ld\u0131.14.110 vatanda\u015f da bankalardan konut kredisi alarak Web Tapu \u00fczerinden ev sahibi olurken, 12.483 vatanda\u015f ise kredi i\u00e7in bankalara evini teminat g\u00f6sterdi.<\/p>\n
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KrediPazari.com\u2019un ara\u015ft\u0131rmalar\u0131na g\u00f6re bankalardaki en d\u00fc\u015f\u00fck konut kredisi faiz oran\u0131 olan %0.79 \u00fczerinden 200.000 TL tutarda konut kredisi hesaplama yap\u0131ld\u0131\u011f\u0131nda kredinin 10 y\u0131l vadede ayl\u0131k taksitleri yakla\u015f\u0131k 2.600 TL, toplam geri \u00f6demesi de 330.000 TL oluyor.<\/p>\n","protected":false},"excerpt":{"rendered":"
Bankalar ve tapuda coronavirus \u00f6nlemleri t\u00fcm h\u0131z\u0131yla devam ediyor. 14.000\u2019in \u00fczerinde t\u00fcketici evden \u00e7\u0131kmadan konut kredisi ve tapusunu online olarak ald\u0131. Evden \u00e7\u0131kmadan konut ve konut kredisi nas\u0131l al\u0131n\u0131r? D\u00fcnya genelinde pandemi alarm\u0131yla yay\u0131lan coronavirus salg\u0131n\u0131n t\u00fcm sekt\u00f6rleri etkiledi. Gayrimenkul sekt\u00f6r\u00fc ve bankalar ise risklerin \u00f6n\u00fcne ge\u00e7erek hizmet sunmaya devam etmek i\u00e7in yeni tedbirler […]<\/p>\n","protected":false},"author":1,"featured_media":22417,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[951],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31355"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=31355"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31355\/revisions"}],"predecessor-version":[{"id":31356,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31355\/revisions\/31356"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/22417"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=31355"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=31355"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=31355"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}