Bankalar\u0131n konut kredisi faiz oranlar\u0131 Nisan ba\u015f\u0131nda ne kadar oldu? En d\u00fc\u015f\u00fck konut kredisi hangi bankada?<\/p>\n
Bankalar\u0131n kredi faizleri yakla\u015f\u0131k on ayd\u0131r s\u00fcrekli d\u00fc\u015f\u00fc\u015f y\u00f6n\u00fcnde hareket ediyor. Son on ayl\u0131k s\u00fcre\u00e7te repo faizlerinin istikrarl\u0131 \u015fekilde d\u00fc\u015fmesi ile konut kredisi faiz oranlar\u0131 da yar\u0131 yar\u0131ya yak\u0131n geriledi. Hemen her bankada psikolojik seviye olan %1\u2019in alt\u0131na inen konut kredisi faizleri coronavirus salg\u0131n\u0131n\u0131n olu\u015fturdu riskler ve piyasalardaki hareketlilik ile durdu.<\/p>\n
Kurdaki y\u00fckseli\u015f ve bankalar\u0131n likidite kaynaklar\u0131n\u0131 ticari kredilere y\u00f6nlendirmesine ra\u011fmen konut kredisi faiz oranlar\u0131 y\u00fckseli\u015f g\u00f6stermedi. Bankalar\u0131n konut i\u00e7in kredi faiz oranlar\u0131 hemen her bankada mart ba\u015f\u0131ndaki seviyelerde yer al\u0131yor.<\/p>\n
Konut kredileri i\u00e7in pe\u015finat oranlar\u0131n\u0131n d\u00fc\u015f\u00fcr\u00fclmesi uygun faiz oranlar\u0131 ile birliktle son haftalarda krediye talebi y\u00fckseltti. Konut de\u011ferinin en fazla %80\u2019ine kadar kullan\u0131labilen kredi coronavirus salg\u0131n\u0131na kar\u015f\u0131 al\u0131nan tedbirler kapsam\u0131nda %90\u2019a \u00e7\u0131kar\u0131ld\u0131.<\/p>\n
Nisan ba\u015f\u0131nda konut i\u00e7in en uygun faiz oran\u0131 %0.79 olarak uygulanmaya devam ediyor. S\u00f6z konusu oran kamu bankalar\u0131nda sadece s\u0131f\u0131r konut al\u0131mlar\u0131 i\u00e7in kulland\u0131r\u0131l\u0131rken ikinci el konut i\u00e7in ise en d\u00fc\u015f\u00fck faiz %0.91 seviyesinde uygulan\u0131yor.<\/p>\n
Bankalardan 350.000 TL tutarda konut kredisi hesaplama yap\u0131ld\u0131\u011f\u0131nda kredinin 10 y\u0131l vadede ayl\u0131k taksitleri yakla\u015f\u0131k 4.500 TL oluyor. Kredinin ki\u015fiye g\u00f6re de\u011fi\u015fen masraflar\u0131 hari\u00e7 toplam geri \u00f6deme rakam\u0131 ise 543.000 TL\u2019 ye kar\u015f\u0131l\u0131k geliyor.<\/p>\n
KrediPazari.com\u2019un ara\u015ft\u0131rmalar\u0131na g\u00f6re 1 Nisan itibariyle bankalar\u0131n konut i\u00e7in uygulad\u0131\u011f\u0131 en uygun faiz oranlar\u0131 \u015fu \u015fekilde;<\/p>\n
Kamu Bankalar\u0131<\/p>\n
Kamu bankalar\u0131 ilk kez sat\u0131\u015fa sunulan konutlar i\u00e7in ortak kredi kampanyas\u0131 sunuyor. Ziraat Bankas\u0131, HalkBank, Vak\u0131fBank ve Ziraat Kat\u0131l\u0131m Bankas\u0131 s\u0131f\u0131r konut i\u00e7in ayl\u0131k %0.79 faiz oran\u0131 ile 15 y\u0131l vadeye kadar kredi kulland\u0131r\u0131yor.<\/p>\n
Kamu bankalar\u0131n\u0131n ge\u00e7ti\u011fimiz hafta ikinci el konutlar i\u00e7inde kredi faiz indirim uygulayarak oranlar\u0131n\u0131 15 y\u0131l vadeye kadar %0.94\u2019e indirdi.<\/p>\n
T\u00fcrkiye Finans Bankas\u0131<\/p>\n
T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131 10 y\u0131l vadeye dek kampanyal\u0131 konut finansman\u0131 i\u00e7in 60 ay vadeye kadar\u00a0 %0.91\u2019 ye 120 ay vadeye kadar ise %0.95\u2019e oran\u0131 ile konut finansman\u0131 kulland\u0131r\u0131yor.<\/p>\n
\u0130\u015f Bankas\u0131<\/p>\n
\u0130\u015f Bankas\u0131 %1.75 tabela faiz oran\u0131 sunsada kampanyal\u0131 \u00fcr\u00fcnleri i\u00e7in %0.95 faizle konut kredisi sa\u011fl\u0131yor.<\/p>\n
Akbank<\/p>\n
Akbank 10 y\u0131l vadeye kadar ayl\u0131k %0.97 faiz oran\u0131 ile kredi sunuyor.<\/p>\n
Yap\u0131 Kredi<\/p>\n
Yap\u0131 Kredi Bankas\u0131 10 y\u0131la dek t\u00fcm vadelerde %0.99 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor.<\/p>\n
<\/p>\n","protected":false},"excerpt":{"rendered":"
Bankalar\u0131n konut kredisi faiz oranlar\u0131 Nisan ba\u015f\u0131nda ne kadar oldu? En d\u00fc\u015f\u00fck konut kredisi hangi bankada? Bankalar\u0131n kredi faizleri yakla\u015f\u0131k on ayd\u0131r s\u00fcrekli d\u00fc\u015f\u00fc\u015f y\u00f6n\u00fcnde hareket ediyor. Son on ayl\u0131k s\u00fcre\u00e7te repo faizlerinin istikrarl\u0131 \u015fekilde d\u00fc\u015fmesi ile konut kredisi faiz oranlar\u0131 da yar\u0131 yar\u0131ya yak\u0131n geriledi. Hemen her bankada psikolojik seviye olan %1\u2019in alt\u0131na inen […]<\/p>\n","protected":false},"author":1,"featured_media":30100,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[221],"tags":[277],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31341"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=31341"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31341\/revisions"}],"predecessor-version":[{"id":31342,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31341\/revisions\/31342"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/30100"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=31341"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=31341"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=31341"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}