{"id":31326,"date":"2020-03-30T09:57:30","date_gmt":"2020-03-30T06:57:30","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=31326"},"modified":"2020-03-30T09:57:30","modified_gmt":"2020-03-30T06:57:30","slug":"2020-mart-sonunda-konut-kredisi-faizleri-ne-oldu","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=31326","title":{"rendered":"2020 Mart Sonunda Konut Kredisi Faizleri Ne Oldu?"},"content":{"rendered":"
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Coronaviruse kar\u015f\u0131 al\u0131nan ekonomik tedbirler sonras\u0131 Mart sonunda konut kredisi faizleri ne kadar oldu? En uygun konut kredisi hangi bankada?<\/p>\n

T\u00fcrkiye\u2019de ilk vakan\u0131n 10 Martta g\u00f6r\u00fclmesi ile ba\u015flayan coronavirus salg\u0131n\u0131 k\u0131sa s\u00fcrede vaka say\u0131s\u0131ndaki art\u0131\u015fla h\u0131zland\u0131. Salg\u0131na kar\u015f\u0131 h\u0131zla sa\u011fl\u0131k, sosyal d\u00fczen ve ekonomi alan\u0131nda pek \u00e7ok tedbir arka arkaya geldi.<\/p>\n

Bu tedbirler kapsam\u0131nda son iki haftada kredi kullanmak isteyen bireysel ve t\u00fczel m\u00fc\u015fterilere y\u00f6nelik bir\u00e7ok destek a\u00e7\u0131kland\u0131. Desteklerden en b\u00fcy\u00fc\u011f\u00fc %80\u2019e kadar kullan\u0131labilen konut kredisi tutar\u0131n\u0131n %90’a \u00e7\u0131kar\u0131lmas\u0131 oldu. B\u00f6ylelikle konut de\u011ferinin sadece %10\u2019u kadar pe\u015finat verilerek %90\u2019\u0131na kadar kredi kullan\u0131lmas\u0131n\u0131n yolu a\u00e7\u0131ld\u0131.<\/p>\n

Bu d\u00f6nemde salg\u0131n\u0131n ekonomik etkilerini azaltmak i\u00e7in daha \u00f6nceden konut kredisi kullanm\u0131\u015f ve taksitlerini \u00f6demekte g\u00fc\u00e7l\u00fck \u00e7eken t\u00fcketiciler i\u00e7in bankalar \u00fc\u00e7 ile alt\u0131 ay aras\u0131nda konut kredisi erteleme imkan\u0131 sundu.<\/p>\n

Ayr\u0131ca T\u00fcrkiye Bankalar Birli\u011fi\u2019nin (TBB) tavsiye kararlar\u0131 ile bankalar\u0131n kredi kulland\u0131r\u0131m ko\u015fullar\u0131n\u0131n gev\u015fetilmesi ve kredi kullanmak isteyen t\u00fcketiciye finansman sa\u011flanmas\u0131nda kolayl\u0131klar sa\u011fland\u0131.<\/p>\n

Destek ve te\u015fviklerden sonra bankalarda k\u00fcresel ekonomide risklerin artmas\u0131na ve kurda y\u00fckseli\u015f y\u00f6nl\u00fc hareketlili\u011fin s\u00fcrmesine ra\u011fmen kredi faizlerini art\u0131rmas\u0131.<\/p>\n

Konut kredisinde en uygun faiz oranlar\u0131 15 y\u0131l vadeye kadar s\u0131f\u0131r konut i\u00e7in ayl\u0131k %0.79, ikinci konut i\u00e7in de %0.94 olmaya devam ediyor.<\/p>\n

KrediPazari.com\u2019un ara\u015ft\u0131rmalar\u0131na g\u00f6re 30 Mart ile ba\u015flayan haftada konut i\u00e7in en d\u00fc\u015f\u00fck kredi faiz oranlar\u0131 \u015fu \u015fekilde;<\/p>\n

Kamu Bankalar\u0131<\/p>\n

Kamu bankalar\u0131 ilk kez sat\u0131\u015fa sunulan konutlar i\u00e7in ortak kredi kampanyas\u0131 sunuyor. Ziraat Bankas\u0131, HalkBank, Vak\u0131fBank ve Ziraat Kat\u0131l\u0131m Bankas\u0131 s\u0131f\u0131r konut i\u00e7in ayl\u0131k %0.79 faiz oran\u0131 ile 15 y\u0131l vadeye kadar kredi kulland\u0131r\u0131yor.<\/p>\n

Kamu bankalar\u0131n\u0131n ge\u00e7ti\u011fimiz hafta ikinci el konutlar i\u00e7inde kredi faiz indirim uygulayarak oranlar\u0131n\u0131 15 y\u0131l vadeye kadar %0.94\u2019e indirdi.<\/p>\n

T\u00fcrkiye Finans Bankas\u0131<\/p>\n

T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131 10 y\u0131l vadeye dek kampanyal\u0131 konut finansman\u0131 i\u00e7in 60 ay vadeye kadar\u00a0 %0.91\u2019 ye 120 ay vadeye kadar ise %0.95\u2019e oran\u0131 ile konut finansman\u0131 kulland\u0131r\u0131yor.<\/p>\n

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\u0130\u015f Bankas\u0131<\/p>\n

\u0130\u015f Bankas\u0131 %1.75 tabela faiz oran\u0131 sunsada kampanyal\u0131 \u00fcr\u00fcnleri i\u00e7in %0.95 faizle konut kredisi sa\u011fl\u0131yor.<\/p>\n

Akbank<\/p>\n

Akbank 10 y\u0131l vadeye kadar ayl\u0131k %0.97 faiz oran\u0131 ile kredi sunuyor.<\/p>\n

Yap\u0131 Kredi Bankas\u0131<\/p>\n

Yap\u0131 Kredi Bankas\u0131 10 y\u0131la dek t\u00fcm vadelerde %0.99 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor.<\/p>\n

Kuveyt T\u00fcrk Bankas\u0131<\/p>\n

Kuveyt T\u00fcrk Bankas\u0131 konut finansman\u0131 \u00fcr\u00fcn\u00fc i\u00e7in 10 y\u0131l vadeye kadar %0.99 kar pay\u0131 oran\u0131 ile finansman sunuyor.<\/p>\n<\/div>\n<\/div>\n<\/div>\n

<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Coronaviruse kar\u015f\u0131 al\u0131nan ekonomik tedbirler sonras\u0131 Mart sonunda konut kredisi faizleri ne kadar oldu? En uygun konut kredisi hangi bankada? T\u00fcrkiye\u2019de ilk vakan\u0131n 10 Martta g\u00f6r\u00fclmesi ile ba\u015flayan coronavirus salg\u0131n\u0131 k\u0131sa s\u00fcrede vaka say\u0131s\u0131ndaki art\u0131\u015fla h\u0131zland\u0131. Salg\u0131na kar\u015f\u0131 h\u0131zla sa\u011fl\u0131k, sosyal d\u00fczen ve ekonomi alan\u0131nda pek \u00e7ok tedbir arka arkaya geldi. Bu tedbirler kapsam\u0131nda son […]<\/p>\n","protected":false},"author":1,"featured_media":29513,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[951],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31326"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=31326"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31326\/revisions"}],"predecessor-version":[{"id":31327,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31326\/revisions\/31327"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/29513"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=31326"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=31326"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=31326"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}