D\u00fcn koronavir\u00fcs\u00fcn ekonomik etkilerini hafifletmek i\u00e7in kamu bankalar\u0131n\u0131n \u00f6nc\u00fcl\u00fc\u011f\u00fcnde yedi banka konut kredisi taksitlerini erteleme karar\u0131 ald\u0131. Hangi bankalar kredi taksitlerini erteliyor?<\/p>\n
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Coronaviruse kar\u015f\u0131 sa\u011fl\u0131k ve toplumsal alanlarda al\u0131nan pek \u00e7ok karara ekonomik tedbirlerde eklendi. Yeni kredi kullanacaklar i\u00e7in konut kredisi kullan\u0131mlar\u0131nda pe\u015finat indirimi, kredi ko\u015fullar\u0131ndaki iyile\u015ftirmelerden sonra daha \u00f6nce kredi \u00e7ekmi\u015f t\u00fcketiciler de unutulmad\u0131.<\/p>\n
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Salg\u0131n sebebiyle bireysel ve t\u00fczel bir\u00e7ok i\u015f veren ve i\u015f\u00e7i mali a\u00e7\u0131dan ciddi sorunlar ya\u015famaya ba\u015flad\u0131. Bunun ard\u0131ndan bankalar salg\u0131n s\u00fcrecini mali a\u00e7\u0131dan en az hasarla atlatabilmesi i\u00e7in haz\u0131rlad\u0131klar\u0131 destek paketleri devreye ald\u0131.<\/p>\n
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Kamu bankalar\u0131n\u0131nn \u00f6c\u00fcl\u00fck etti\u011fi kampanyalar dahilinde bankalar maa\u015flar\u0131n\u0131 \u00f6demekte g\u00fc\u00e7l\u00fck ya\u015fayan firmalar i\u00e7in personel \u00e7\u0131karmamak kayd\u0131yla \u00fc\u00e7 ayl\u0131k personel maa\u015f gideri kadar ilave limit imkan\u0131 verilmesi talep edilmesi halinde firmalara ek limit ve\u00a0 finansman sa\u011flanmas\u0131 gibi desteklere gitti.<\/p>\n
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Ayr\u0131ca bankalar \u00fc\u00e7 ile alt\u0131 ay aras\u0131nda bireysel ihtiya\u00e7 kredisi, ta\u015f\u0131t kredisi, konut kredisi ve kredi kart\u0131 taksitlerini erteleme karar\u0131 ald\u0131. \u00d6demelerinde g\u00fc\u00e7l\u00fck \u00e7eken t\u00fcketicileri olduk\u00e7a memnun eden karar\u0131n bankalar\u0131n tamam\u0131na yay\u0131lmas\u0131 bekleniyor.<\/p>\n
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Baz\u0131 bankalar tedbirler kapsam\u0131nda g\u00fcnl\u00fck ATM \u00e7ekim tutarlar\u0131n\u0131 10.000 TL\u2019 ye kadar \u00e7\u0131kar\u0131rken, hazirana kadar transfer i\u015flemlerinde EFT – Havaleleri \u00fccretsiz hale getiren ve t\u00fcm bankalar\u0131n ATM\u2019lerinden para \u00e7ekme yat\u0131rma i\u015flemlerini \u00fccretsiz k\u0131lan bankalar oldu.<\/p>\n
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KrediPazari.com’un ara\u015ft\u0131rmalar\u0131na g\u00f6re g\u00fcncel olarak Ziraat Bankas\u0131, HalkBank, Vak\u0131fBank, Ziraat Kat\u0131l\u0131m Bankas\u0131, Vak\u0131f Kat\u0131l\u0131m Bankas\u0131, \u0130\u015f Bankas\u0131, Akbank, Yap\u0131 Kredi Bankas\u0131 ve Garanti BBVA m\u00fc\u015fterilerinin konut kredisi \u00f6demelerini \u00f6deme g\u00fc\u00e7l\u00fc\u011f\u00fc ya\u015famas\u0131 ve talimat vermesi halinde anapara yada faizlerinde de\u011fi\u015fiklik yapmayarak ve kredi notunu olumsuz etkileyerek \u00fc\u00e7 ile alt\u0131 ay aras\u0131nda erteliyor.<\/p>\n
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T\u00fcketiciler ayr\u0131ca ertelemeden faydalan\u0131rken konut kredisi \u00f6demelerini yeniden yap\u0131land\u0131rarak vadeyi uzatmak kayd\u0131yla ve g\u00fcncel faizler daha d\u00fc\u015f\u00fckse bu orandan yararlanarak ayl\u0131k \u00f6demelerini d\u00fc\u015f\u00fcrebiliyor.<\/p>\n
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Konuya ili\u015fkin Twitter \u00fczerinden a\u00e7\u0131klama yapan Hazine ve Maliye Bakan\u0131 Berat Albayrak, kamu bankalar\u0131n\u0131n devreye ald\u0131\u011f\u0131 destek paketi uygulamalar\u0131na \u00f6zel bankalar\u0131n da e\u015flik edece\u011fine inand\u0131\u011f\u0131n\u0131 ifade ederek \u2018\u2018Salg\u0131n\u0131n\u0131n ekonomiye etkilerini azaltmak, vatanda\u015flar\u0131n i\u015fsiz kalmas\u0131n\u0131n \u00f6n\u00fcne ge\u00e7ebilmek ve i\u015fg\u00fcc\u00fc piyasas\u0131n\u0131 ayakta tutmak i\u00e7in devreye al\u0131nan tedbirler kapsam\u0131nda kamu bankalar\u0131n\u0131n da sorumluluklar\u0131n\u0131n gere\u011fini yerine getirdi\u011fini belirterek, “Devlet-millet ve i\u015f d\u00fcnyas\u0131 el ele bu badirenin \u00fcstesinden gelece\u011fiz. Kamu bankalar\u0131m\u0131z\u0131n bu de\u011ferli ad\u0131mlar\u0131na \u00f6zel bankalar\u0131m\u0131z\u0131n da e\u015flik edece\u011fine inan\u0131yorum” s\u00f6zlerine yer verdi.<\/p>\n
Benzer uygulamalar d\u00fcnya genelinde de g\u00f6r\u00fclmeye ba\u015fland\u0131. Bel\u00e7ika’da yeni tip coronavirus (Kovid-19) salg\u0131n\u0131ndan ekonomik olarak etkilenenlerin konut kredisi \u00f6demeleri eyl\u00fcl ay\u0131na kadar ertelendi.<\/p>\n
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Bel\u00e7ika Maliye Bakan\u0131 Alexander De Croo, coronavirus krizi nedeniyle al\u0131nan yeni ekonomik tedbirleri a\u00e7\u0131klad\u0131. Coronavir\u00fcs krizinin ekonomik sonu\u00e7lar\u0131 ile m\u00fccadele konusunda finans sekt\u00f6r\u00fc ile federal h\u00fck\u00fcmet aras\u0131nda anla\u015fma sa\u011fland\u0131\u011f\u0131na i\u015faret eden Croo, koronavir\u00fcse kar\u015f\u0131 al\u0131nan tedbirler kapsam\u0131nda mali zorluklar ya\u015fayanlar\u0131n konut kredisi \u00f6demelerinin eyl\u00fcl ay\u0131na kadar ertelendi\u011fini bildirdi.<\/p>\n","protected":false},"excerpt":{"rendered":"
D\u00fcn koronavir\u00fcs\u00fcn ekonomik etkilerini hafifletmek i\u00e7in kamu bankalar\u0131n\u0131n \u00f6nc\u00fcl\u00fc\u011f\u00fcnde yedi banka konut kredisi taksitlerini erteleme karar\u0131 ald\u0131. Hangi bankalar kredi taksitlerini erteliyor? Coronaviruse kar\u015f\u0131 sa\u011fl\u0131k ve toplumsal alanlarda al\u0131nan pek \u00e7ok karara ekonomik tedbirlerde eklendi. Yeni kredi kullanacaklar i\u00e7in konut kredisi kullan\u0131mlar\u0131nda pe\u015finat indirimi, kredi ko\u015fullar\u0131ndaki iyile\u015ftirmelerden sonra daha \u00f6nce kredi \u00e7ekmi\u015f t\u00fcketiciler de […]<\/p>\n","protected":false},"author":1,"featured_media":29019,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[14167,13673,2818],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31321"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=31321"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31321\/revisions"}],"predecessor-version":[{"id":31322,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31321\/revisions\/31322"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/29019"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=31321"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=31321"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=31321"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}