Ge\u00e7ti\u011fimiz hafta coronavirus tedbirleri kapsam\u0131nda konut kredisi pe\u015finatlar\u0131 %10\u2019a d\u00fc\u015fm\u00fc\u015f Merkez Bankas\u0131 ve Bankalar Birli\u011fince kredi kullan\u0131m\u0131n\u0131 te\u015fvik edici hamleler gelmi\u015fti. Peki destekler sonras\u0131nda 250.000 TL tutarda konut kredisinin taksiti ne oldu?<\/p>\n
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Bankalar\u0131n konut kredisi faizleri \u00fc\u00e7 \u00e7eyrektir kesintisiz d\u00fc\u015f\u00fc\u015f y\u00f6n\u00fcnde hareket ederken coronavir\u00fcs nedeniyle artan d\u00f6viz kuru baz\u0131 \u00f6zel bankalarda faizlerin y\u00fckselmesine neden oldu. Faizlerin hareketlenmesi ile te\u015fvik ve destekler de arka arkaya geldi.<\/p>\n
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Ge\u00e7ti\u011fimiz hafta vir\u00fcs salg\u0131n\u0131na kar\u015f\u0131 al\u0131nan tedbirler dahilinde Cumhurba\u015fkan\u0131 Erdo\u011fan konut kredisi pe\u015finatlar\u0131n\u0131n %20\u2019den %10\u2019a d\u00fc\u015f\u00fcrd\u00fc\u011f\u00fcn\u00fc a\u00e7\u0131klad\u0131. Ayr\u0131ca T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB) politika faizlerinde 100 baz puan indirime gitmesinin ya\u0131n\u0131nda zorunlu kar\u015f\u0131l\u0131klar\u0131nda de\u011fiklik uygulayarak kredi b\u00fcy\u00fcmesini destekleyici kararlar ald\u0131. En son ise T\u00fcrkiye Bankalar Birli\u011fi (TBB) bankalara tavsiye karar\u0131 g\u00f6ndererek kredi ko\u015fullar\u0131n\u0131n kolayla\u015fmas\u0131n\u0131, kredi taleplerinin reddedilmesini ve t\u00fcketicilere vade, \u00f6deme, yap\u0131land\u0131rma gibi taleplerinde yard\u0131mc\u0131 olmas\u0131n\u0131 talep etti.<\/p>\n
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Konut kredileri i\u00e7in yap\u0131lan iyile\u015ftirmeler sonras\u0131nda en uygun faiz oran\u0131 kamu bankalar\u0131nda yer alan ve sadece s\u0131f\u0131r konutlar i\u00e7in uygulanan %0.79 olmaya devam ediyor. T\u00fcm konut talepleri i\u00e7in ise en d\u00fc\u015f\u00fck faiz oran\u0131 ise T\u00fcrkiye Finans\u2019\u0131n kulland\u0131rd\u0131\u011f\u0131 %0.91\u2019den ba\u015flayan konut finansman\u0131 oldu.<\/p>\n
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Bankalardan 250.000 TL tutarda konut kredisi hesaplama ger\u00e7ekle\u015ftirildi\u011finde kredinin 10 y\u0131l vade i\u00e7in en uygun taksitleri 3.200 TL oluyor. Kredinin sonunda masraflar hari\u00e7 bankaya yap\u0131lan toplam faiz \u00f6demesi ise 137.800 TL\u2019 ye denk geliyor.<\/p>\n
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KrediPazari.com\u2019un ara\u015ft\u0131rmalar\u0131na g\u00f6re 23 Martla ba\u015flayan haftada konut i\u00e7in en uygun kredi faiz oranlar\u0131 \u015fu \u015fekilde;<\/p>\n
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Kamu Bankalar\u0131<\/p>\n
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Kamu bankalar\u0131 ilk kez sat\u0131\u015fa sunulan konutlar i\u00e7in ortak kredi kampanyas\u0131 sunuyor. Ziraat Bankas\u0131, HalkBank, Vak\u0131fBank ve Ziraat Kat\u0131l\u0131m Bankas\u0131 s\u0131f\u0131r konut i\u00e7in ayl\u0131k %0.79 faiz oran\u0131 ile 15 y\u0131l vadeye kadar kredi kulland\u0131r\u0131yor.<\/p>\n
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Kamu bankalar\u0131n\u0131n ge\u00e7ti\u011fimiz hafta ikinci el konutlar i\u00e7inde kredi faiz indirim uygulayarak oranlar\u0131n\u0131 15 y\u0131l vadeye kadar %0.94\u2019e indirdi.<\/p>\n
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T\u00fcrkiye Finans Bankas\u0131<\/p>\n
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T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131 10 y\u0131l vadeye dek kampanyal\u0131 konut finansman\u0131 i\u00e7in 60 ay vadeye kadar\u00a0 %0.91\u2019 ye 120 ay vadeye kadar ise %0.95\u2019e oran\u0131 ile konut finansman\u0131 kulland\u0131r\u0131yor.<\/p>\n
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\u0130\u015f Bankas\u0131<\/p>\n
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\u0130\u015f Bankas\u0131 %1.75 tabela faiz oran\u0131 sunsada kampanyal\u0131 \u00fcr\u00fcnleri i\u00e7in %0.95 faizle konut kredisi sa\u011fl\u0131yor.<\/p>\n
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Akbank<\/p>\n
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Akbank 10 y\u0131l vadeye kadar ayl\u0131k %0.97 faiz oran\u0131 ile kredi sunuyor.<\/p>\n
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Yap\u0131 Kredi Bankas\u0131<\/p>\n
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Yap\u0131 Kredi Bankas\u0131 10 y\u0131la dek t\u00fcm vadelerde %0.99 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor.<\/p>\n
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Kuveyt T\u00fcrk Bankas\u0131<\/p>\n
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Kuveyt T\u00fcrk Bankas\u0131 konut finansman\u0131 \u00fcr\u00fcn\u00fc i\u00e7in 10 y\u0131l vadeye kadar %0.99 kar pay\u0131 oran\u0131 ile finansman sunuyor.<\/p>\n
Ge\u00e7ti\u011fimiz hafta coronavirus tedbirleri kapsam\u0131nda konut kredisi pe\u015finatlar\u0131 %10\u2019a d\u00fc\u015fm\u00fc\u015f Merkez Bankas\u0131 ve Bankalar Birli\u011fince kredi kullan\u0131m\u0131n\u0131 te\u015fvik edici hamleler gelmi\u015fti. Peki destekler sonras\u0131nda 250.000 TL tutarda konut kredisinin taksiti ne oldu? Bankalar\u0131n konut kredisi faizleri \u00fc\u00e7 \u00e7eyrektir kesintisiz d\u00fc\u015f\u00fc\u015f y\u00f6n\u00fcnde hareket ederken coronavir\u00fcs nedeniyle artan d\u00f6viz kuru baz\u0131 \u00f6zel bankalarda faizlerin y\u00fckselmesine neden […]<\/p>\n","protected":false},"author":1,"featured_media":23281,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[13060],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31319"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=31319"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31319\/revisions"}],"predecessor-version":[{"id":31320,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31319\/revisions\/31320"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/23281"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=31319"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=31319"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=31319"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}