Koronavir\u00fcs riski ile y\u00fckselen d\u00f6viz kuru ve artan riskler baz\u0131 bankalar\u0131n konut kredisi faizlerini artt\u0131rd\u0131. Kurun k\u0131smen dengelenmesi ile kredi faizleri yeniden d\u00fc\u015f\u00fc\u015fe ge\u00e7ti. Vir\u00fcs tehdidi faiz oranlar\u0131n\u0131 nas\u0131l etkileyecek?<\/p>\n
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Bankalar\u0131n konut kredisi faizleri 2019 Haziran ay\u0131ndan itibaren dokuz ayd\u0131r Merkez Bankas\u0131n\u0131n da politika faiz indirim destekleri ile kesintisiz d\u00fc\u015f\u00fc\u015f ivmesinde hareket etmi\u015fti. S\u00f6z konusu indirimler jeopolitik riskler ve salg\u0131n hastal\u0131k riski kar\u015f\u0131s\u0131nda hareketlenen kur ile yerini art\u0131\u015fa b\u0131rakt\u0131. Mart ba\u015f\u0131ndan itibaren alt\u0131 banka konut kredisi faizlerinde art\u0131\u015f uygulad\u0131.<\/p>\n
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Bankalar kurun dengeye girmesi ve jeopolitik risklerin azalmas\u0131 ile bu hafta itibariyle tekrar d\u00fc\u015f\u00fc\u015fe ge\u00e7ti. \u0130lk olarak konut kredisi faizlerini %1.01\u2019e \u00e7\u0131karan Garanti BBVA yeniden faiz oranlar\u0131n\u0131 %0.99\u2019a d\u00fc\u015f\u00fcrd\u00fc.<\/p>\n
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Konut i\u00e7in faiz oranlar\u0131n\u0131 %1.13 olarak uygulayan T\u00fcrkiye Ekonomi Bankas\u0131 ise d\u00fcn ger\u00e7ekle\u015ftirdi\u011fi indirimle oranlar\u0131n\u0131 %1.03\u2019e d\u00fc\u015f\u00fcrd\u00fc.<\/p>\n
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Bankalar\u0131n konut uygulad\u0131klar\u0131 en d\u00fc\u015f\u00fck faiz oran\u0131 %0.79 seviyesinde. S\u00f6z konusu oran\u0131 Ziraat Bankas\u0131, HalkBank ve Vak\u0131fBank ortak kampanyalar\u0131 kapsam\u0131nda sadece s\u0131f\u0131r konut taleplerinde uyguluyor. T\u00fcm konut talepleri i\u00e7in en uygun kredi faiz oran\u0131 ise %0.87 olarak sunuluyor.<\/p>\n
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KrediPazari.com\u2019un ara\u015ft\u0131rmalar\u0131na g\u00f6re 11 Mart itibariyle en d\u00fc\u015f\u00fck konut kredisi faizleri \u015fu \u015fekilde;<\/p>\n
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Kamu Bankalar\u0131<\/p>\n
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Kamu bankalar\u0131 ilk kez sat\u0131\u015fa sunulan konutlar i\u00e7in ortak kredi kampanyas\u0131 sunuyor. Ziraat Bankas\u0131, HalkBank, Vak\u0131fBank ve Ziraat Kat\u0131l\u0131m Bankas\u0131 s\u0131f\u0131r konut i\u00e7in ayl\u0131k %0.79 faiz oran\u0131 ile 15 y\u0131l vadeye kadar kredi kulland\u0131r\u0131yor.<\/p>\n
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Kamu bankalar\u0131n\u0131n ge\u00e7ti\u011fimiz hafta ikinci el konutlar i\u00e7inde kredi faiz indirim uygulayarak oranlar\u0131n\u0131 15 y\u0131l vadeye kadar %0.94\u2019e indirdi.<\/p>\n
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T\u00fcrkiye Finans Bankas\u0131<\/p>\n
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T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131 10 y\u0131l vadeye dek kampanyal\u0131 konut finansman\u0131 oranlar\u0131n\u0131 %0.87\u2019 ye tabela oranlar\u0131n\u0131 ise %0.91\u2019e d\u00fc\u015f\u00fcrd\u00fc.<\/p>\n
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\u0130\u015f Bankas\u0131<\/p>\n
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\u0130\u015f Bankas\u0131 %1.75 tabela faiz oran\u0131 sunsada kampanyal\u0131 \u00fcr\u00fcnleri i\u00e7in %0.95 faizle konut kredisi sa\u011fl\u0131yor.<\/p>\n
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Akbank<\/p>\n
Akbank 10 y\u0131l vadeye %0.97 faiz oran\u0131 ile kredi sunuyor.<\/p>\n
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Kuveyt T\u00fcrk Bankas\u0131<\/p>\n
<\/p>\n
Kuveyt T\u00fcrk Bankas\u0131 konut finansman\u0131 \u00fcr\u00fcn\u00fc i\u00e7in 10 y\u0131l vadeye kadar %0.99 kar pay\u0131 oran\u0131 ile finansman sunuyor.<\/p>\n
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Yap\u0131 Kredi Bankas\u0131<\/p>\n
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Yap\u0131 Kredi Bankas\u0131 10 y\u0131la dek t\u00fcm vadelerde %0.99 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor.<\/p>\n
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Garanti BBVA<\/p>\n
<\/p>\n
Garanti BBVA 10 y\u0131l vadeye kadar %0.99 faizle kredi sunuyor. Banka 15 y\u0131l vadeye kadar ise %1.17\u2019 ye faiz ile kredi sunuyor.<\/p>\n","protected":false},"excerpt":{"rendered":"
Koronavir\u00fcs riski ile y\u00fckselen d\u00f6viz kuru ve artan riskler baz\u0131 bankalar\u0131n konut kredisi faizlerini artt\u0131rd\u0131. Kurun k\u0131smen dengelenmesi ile kredi faizleri yeniden d\u00fc\u015f\u00fc\u015fe ge\u00e7ti. Vir\u00fcs tehdidi faiz oranlar\u0131n\u0131 nas\u0131l etkileyecek? Bankalar\u0131n konut kredisi faizleri 2019 Haziran ay\u0131ndan itibaren dokuz ayd\u0131r Merkez Bankas\u0131n\u0131n da politika faiz indirim destekleri ile kesintisiz d\u00fc\u015f\u00fc\u015f ivmesinde hareket etmi\u015fti. S\u00f6z […]<\/p>\n","protected":false},"author":1,"featured_media":25198,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[951,14156],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31266"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=31266"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31266\/revisions"}],"predecessor-version":[{"id":31267,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31266\/revisions\/31267"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/25198"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=31266"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=31266"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=31266"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}