Bankalar\u0131n konut kredisi faizleri d\u00f6viz kuru ve ekonomideki dalgalanma ile baz\u0131 bankalarda yeniden art\u0131\u015fa ge\u00e7ti. Hangi bankalar\u0131n konut kredisi faizleri artt\u0131? Hangi bankalar konut kredisi faizlerini d\u00fc\u015f\u00fcrd\u00fc?<\/p>\n
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Bankalar\u0131n konut kredisi faizleri 2019\u2019un ikinci yar\u0131s\u0131 sonras\u0131nda ekonomide ya\u015fanan dengelenme ile d\u00fc\u015f\u00fc\u015f ivmesine ge\u00e7ti. Merkez Bankas\u0131\u2019n\u0131n 2019 Temmuz ay\u0131nda ba\u015flad\u0131\u011f\u0131 ve kesintisiz \u015fekilde devam eden politika faiz indirimleri ile h\u0131zlanan kredi faiz indirimleri aral\u0131ks\u0131z \u015fekilde dokuz ayd\u0131r devam ediyordu.<\/p>\n
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\u015eubat sonu itibariyle uluslararas\u0131 \u00e7apta yay\u0131lan koronavir\u00fcs salg\u0131n\u0131 ve Suriye kaynakl\u0131 T\u00fcrkiye\u2019nin jeopolitik riskleri artt\u0131. D\u00f6viz kurunda ya\u015fanan agresif dalgalanma ve son aylarda arka arkaya y\u00fckselen enflasyon kar\u015f\u0131s\u0131nda konut kredisi faiz oranlar\u0131ndaki ivme \u00fc\u00e7 \u00e7eyrek sonra ilk defa y\u00fckseli\u015fe ge\u00e7ti.<\/p>\n
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Ekonomik dalgalanma sonras\u0131nda Yap\u0131 Kredi Bankas\u0131, Garanti BBVA, \u0130NG, Kuveyt T\u00fcrk Bankas\u0131, TEB, ve Akbank konut kredisi faiz oranlar\u0131n\u0131 artt\u0131rd\u0131. Garanti BBVA kurun yeniden dengelenmesi ile bu hafta ba\u015f\u0131 itibariyle konut kredisi oranlar\u0131n\u0131 yeniden d\u00fc\u015f\u00fcrd\u00fc.<\/p>\n
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S\u00f6z konusu d\u00f6nemde kamu bankalar\u0131n\u0131n kredi faiz oranlar\u0131nda de\u011fi\u015fiklik ya\u015fanmad\u0131. En uygun konut kredisi faiz oran\u0131 Ziraat Bankas\u0131, HalkBank ve Vak\u0131fBank\u2019\u0131n s\u0131f\u0131r konutlar i\u00e7in uygulad\u0131\u011f\u0131 %0.79 seviyesinde. \u0130kinci el konut i\u00e7in en uygun konut kredisi faizi de T\u00fcrkiye Finans Bankas\u0131\u2019n\u0131n uygulad\u0131\u011f\u0131 %0.87 seviyesinde yer al\u0131yor.<\/p>\n
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Bankalardan 300.000 TL tutarda ve 10 y\u0131l vadede konut kredisi hesaplama yap\u0131ld\u0131\u011f\u0131nda en uygun ayl\u0131k taksit bedeli 3.900 TL oluyor. Kredinin toplam geri \u00f6demesi de yakla\u015f\u0131k 465.000 TL\u2019 ye kar\u015f\u0131l\u0131k geliyor.<\/p>\n
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KrediPazari.com\u2019un ara\u015ft\u0131rmalar\u0131na g\u00f6re faiz oranlar\u0131 artan bankalar\u0131n kredi oranlar\u0131 \u015fu \u015fekilde;<\/p>\n
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Akbank<\/p>\n
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Akbank 10 y\u0131l vadeye kadar %0.95 olan faiz oranlar\u0131n\u0131 %0.97\u2019 ye \u00e7\u0131kartt\u0131.<\/p>\n
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Yap\u0131 Kredi Bankas\u0131<\/p>\n
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Yap\u0131 Kredi Bankas\u0131 10 y\u0131la dek t\u00fcm vadelerde %0.99 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor.<\/p>\n
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Kuveyt T\u00fcrk<\/p>\n
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Kuveyt T\u00fcrk Bankas\u0131 konut finansman\u0131 \u00fcr\u00fcn\u00fc i\u00e7in 10 y\u0131l vadeye kadar %0.99 kar pay\u0131 oran\u0131 ile finansman sunuyor.<\/p>\n
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Garanti BBVA<\/p>\n
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Garanti BBVA 10 y\u0131l vadeye kadar kredi faizlerini %1.01\u2019e \u00e7\u0131kard\u0131ktan sonra yeniden ayl\u0131k %0.99\u2019a indirdi. Banka 15 y\u0131l vadeye kadar ise %1.17\u2019 ye faiz ile kredi sunuyor.<\/p>\n
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\u0130NG<\/p>\n
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\u0130NG kampanyal\u0131 konut kredisi faizlerini %0.99\u2019a tabela faiz oranlar\u0131n\u0131 ise %1.01\u2019e \u00e7\u0131kard\u0131.<\/p>\n
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TEB<\/p>\n
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TEB kampanyal\u0131 kredi faiz oranlar\u0131n\u0131 %1.13\u2019e \u00e7\u0131kar\u0131rken tabela faiz oranlar\u0131nda de\u011fi\u015fikli\u011fe gitmeyerek %2.58\u2019de sabit tuttu.<\/p>\n","protected":false},"excerpt":{"rendered":"
Bankalar\u0131n konut kredisi faizleri d\u00f6viz kuru ve ekonomideki dalgalanma ile baz\u0131 bankalarda yeniden art\u0131\u015fa ge\u00e7ti. Hangi bankalar\u0131n konut kredisi faizleri artt\u0131? Hangi bankalar konut kredisi faizlerini d\u00fc\u015f\u00fcrd\u00fc? Bankalar\u0131n konut kredisi faizleri 2019\u2019un ikinci yar\u0131s\u0131 sonras\u0131nda ekonomide ya\u015fanan dengelenme ile d\u00fc\u015f\u00fc\u015f ivmesine ge\u00e7ti. Merkez Bankas\u0131\u2019n\u0131n 2019 Temmuz ay\u0131nda ba\u015flad\u0131\u011f\u0131 ve kesintisiz \u015fekilde devam eden politika […]<\/p>\n","protected":false},"author":1,"featured_media":23935,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[221],"tags":[11107,954],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31255"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=31255"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31255\/revisions"}],"predecessor-version":[{"id":31256,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31255\/revisions\/31256"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/23935"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=31255"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=31255"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=31255"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}