Bankalar\u0131n konut kredisi faizleri \u015eubat ay\u0131nda da d\u00fc\u015fmeye devam etti. \u015eubat ay\u0131n\u0131n son haftas\u0131nda bankalar\u0131n konut kredisi faiz oranlar\u0131 ne kadar oldu?<\/p>\n
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Korona vir\u00fcs\u00fcn\u00fcn asya piyasalar\u0131ndan ba\u015flayarak uluslararas\u0131 \u00e7apta ekonomiye etkileri ciddi \u015fekilde g\u00f6r\u00fclmeye ba\u015flad\u0131. Piyasalardaki tedirginlik ile g\u00fcvenli liman al\u0131mlar\u0131 y\u00fckseldi. T\u00fcrkiye de gram alt\u0131n 322 seviyesine \u00e7\u0131karak yeni rekorunu k\u0131rd\u0131. Ayn\u0131 zamanda risk i\u015ftah\u0131n\u0131n azalmas\u0131 ile geli\u015fmekte olan \u00fclkelerin para birimleri de\u011fer kaybederken dolar endeksi y\u00fckseli\u015fte. Dolar kuru hafta ba\u015f\u0131 itibariyle 6.11 seviyelerinde a\u00e7\u0131l\u0131\u015f yapt\u0131.<\/p>\n
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Son aylarda ekonomideki olumlu hava ve Merkez Bankas\u0131\u2019n\u0131n faiz indirimlerine devam etmesi ile bankalar\u0131n kredi faizleri sekiz ayd\u0131r devam eden indirimlerini yava\u015flamadan s\u00fcrd\u00fcrd\u00fc. \u0130htiya\u00e7, ta\u015f\u0131t ve konut kredisi faizlerinde ciddi indirimler ya\u015fand\u0131.<\/p>\n
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G\u00fcncel olarak en uygun konut kredisi faizi s\u0131f\u0131r konutlarda ge\u00e7erli olacak \u015fekilde %0.79\u2019a ikinci el konutlarda ise %0.89\u2019a geriledi. Bankalar\u0131n konut i\u00e7in tabela faiz oranlar\u0131 da son 3,5 y\u0131l\u0131n en d\u00fc\u015f\u00fck seviyesine gerileyerek %1.26\u2019 ya ula\u015ft\u0131.<\/p>\n
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Bankalardan konut i\u00e7in 350.000 TL tutarda en uygun konut kredisi hesaplama yap\u0131ld\u0131\u011f\u0131nda kredinin 10 y\u0131l vadede ayl\u0131k taksitleri 4.500 TL oluyor. Kredinin vade sonunda toplam geri \u00f6demesi ise 543.000 TL\u2019 ye kar\u015f\u0131l\u0131k geliyor.<\/p>\n
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KrediPazari.com\u2019un ara\u015ft\u0131rmalar\u0131na g\u00f6re bankalar\u0131n konut i\u00e7in uygulad\u0131klar\u0131 faizleri \u015eubat ay\u0131n\u0131n son haftas\u0131nda \u015fu \u015fekilde;<\/p>\n
<\/p>\n
Kamu Bankalar\u0131<\/p>\n
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Kamu bankalar\u0131 ilk kez sat\u0131\u015fa sunulan konutlar i\u00e7in ortak kredi kampanyas\u0131 sunuyor. Ziraat Bankas\u0131, HalkBank, Vak\u0131fBank ve Ziraat Kat\u0131l\u0131m Bankas\u0131 s\u0131f\u0131r konut i\u00e7in ayl\u0131k %0.79 faiz oran\u0131 ile 15 y\u0131l vadeye kadar kredi kulland\u0131r\u0131yor.<\/p>\n
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Kamu bankalar\u0131n\u0131n ge\u00e7ti\u011fimiz hafta ger\u00e7ekle\u015ftirdi\u011fi indirim sonras\u0131nda ise ikinci el konutlar i\u00e7in de ayl\u0131k %0.94 faizle 15 y\u0131l vadeye kadar kredi sunuyor.<\/p>\n
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Kuveyt T\u00fcrk Bankas\u0131<\/p>\n
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Kuveyt T\u00fcrk Kat\u0131l\u0131m Bankas\u0131 konut finansman\u0131 i\u00e7in tabela kar pay\u0131 oranlar\u0131n\u0131 %0.94 olarak uyguluyor. Banka ayr\u0131ca kampanyal\u0131 konut finansman\u0131 dahilinde t\u00fcm konut taleplerini %0.89 oranla kar\u015f\u0131l\u0131yor.<\/p>\n
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\u0130NG<\/p>\n
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\u0130NG tabela faiz oranlar\u0131n\u0131 %0.96 kampanyal\u0131 konut kredisi faiz oranlar\u0131n\u0131 ise %0.94 olarak sunuyor.<\/p>\n
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\u0130\u015f Bankas\u0131<\/p>\n
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\u0130\u015f Bankas\u0131 %1.75 tabela faiz oran\u0131 sunsada kampanyal\u0131 \u00fcr\u00fcnleri i\u00e7in %0.95 faizle konut kredisi sa\u011fl\u0131yor.<\/p>\n
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\u0130\u015f Bankas\u0131 ayr\u0131ca kamu lojmanlar\u0131n\u0131n sat\u0131\u015f\u0131nda %0.95\u2019den ba\u015flayan faizlerle kredi sa\u011fl\u0131yor.<\/p>\n
<\/p>\n
Akbank<\/p>\n
<\/p>\n
Akbank ger\u00e7ekle\u015ftirdi\u011fi indirim sonras\u0131nda konut kredisi faizlerini 10 y\u0131l vadeye kadar %0.95\u2019a \u00e7ekti.<\/p>\n
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Yap\u0131 Kredi Bankas\u0131<\/p>\n
<\/p>\n
Yap\u0131 Kredi Bankas\u0131 d\u00fcn uygulad\u0131\u011f\u0131 indirim sonras\u0131nda 3 y\u0131l vadeye dek %0.95, 5 y\u0131l vadeye kadar %0.97 ve 10 y\u0131l vadeye kadar %0.99 faizle kredi kulland\u0131rmaya ba\u015flad\u0131.<\/p>\n
<\/p>\n
TEB<\/p>\n
<\/p>\n
TEB kampanyal\u0131 konut kredisi \u00fcr\u00fcnleri i\u00e7in faiz oranlar\u0131n\u0131 t\u00fcm vadelerde 10 y\u0131la kadar %0.99\u2019a d\u00fc\u015f\u00fcrd\u00fc. Banka tabela faizleri ise halen %2.58 seviyelerinde.<\/p>\n
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Garanti BBVA<\/p>\n
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Garanti BBVA 500.000 TL ve 10 y\u0131l vadeye kadar t\u00fcm tercihlerde %0.99 faiz oran\u0131 ile kredi sa\u011fl\u0131yor.<\/p>\n
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Garanti BBVA ayr\u0131ca kamu lojmanlar\u0131 i\u00e7in talep edilen konut kredileri i\u00e7in %0.95 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor.<\/p>\n","protected":false},"excerpt":{"rendered":"
Bankalar\u0131n konut kredisi faizleri \u015eubat ay\u0131nda da d\u00fc\u015fmeye devam etti. \u015eubat ay\u0131n\u0131n son haftas\u0131nda bankalar\u0131n konut kredisi faiz oranlar\u0131 ne kadar oldu? Korona vir\u00fcs\u00fcn\u00fcn asya piyasalar\u0131ndan ba\u015flayarak uluslararas\u0131 \u00e7apta ekonomiye etkileri ciddi \u015fekilde g\u00f6r\u00fclmeye ba\u015flad\u0131. Piyasalardaki tedirginlik ile g\u00fcvenli liman al\u0131mlar\u0131 y\u00fckseldi. T\u00fcrkiye de gram alt\u0131n 322 seviyesine \u00e7\u0131karak yeni rekorunu k\u0131rd\u0131. Ayn\u0131 zamanda […]<\/p>\n","protected":false},"author":1,"featured_media":29043,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[3110,951],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31204"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=31204"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31204\/revisions"}],"predecessor-version":[{"id":31205,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31204\/revisions\/31205"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/29043"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=31204"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=31204"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=31204"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}