Konut kredisi faiz oranlar\u0131 \u015eubat ay\u0131nda da d\u00fc\u015fmeye h\u0131z kesmeden devam ediyor. En d\u00fc\u015f\u00fck konut kredisi faizi ne kadar oldu? En uygun konut kredisi hangi bankada?<\/p>\n
<\/p>\n
Bankalar\u0131n konut kredisi faiz oranlar\u0131 son dokuz ayd\u0131r kesintisiz \u015fekilde d\u00fc\u015f\u00fc\u015f ivmesinde hareketini s\u00fcrd\u00fcr\u00fcyor. 2019 May\u0131s ay\u0131nda ba\u015flayan konut kredisi faiz indirimleri Merkez Bankas\u0131\u2019n\u0131n Temmuz ay\u0131nda ba\u015flad\u0131\u011f\u0131 faiz indirimleri ile h\u0131zland\u0131. 2019\u2019un ikinci yar\u0131s\u0131ndan sonra gerileyi\u015fi h\u0131zlanan konut kredileri A\u011fustos ay\u0131 itibariyle ilk olarak kamu bankalar\u0131nda %1\u2019in alt\u0131na indi. Ge\u00e7ti\u011fimiz y\u0131l boyunca devam eden faiz indirimleri 2020\u2019de de t\u00fcm h\u0131z\u0131yla s\u00fcr\u00fcyor.<\/p>\n
<\/p>\n
Konut kredisinde psikolojik seviye olan %1\u2019in alt\u0131na inen faiz oranlar\u0131 d\u00fc\u015f\u00fc\u015f\u00fcne devam ederek g\u00fcncel olarak %0.70 – %0.80 band\u0131na kadar d\u00fc\u015ft\u00fc.\u00a0 Konut i\u00e7in uygulanan en uygun faiz oran\u0131 Ziraat Bankas\u0131, HalkBank ve Vak\u0131fBank taraf\u0131ndan sadece s\u0131f\u0131r konutlarda ge\u00e7erli olarak uygulanan %0.79 seviyesinde yer al\u0131yor. \u0130kinci el konut i\u00e7in kredi tekliflerinde kamu bankalar\u0131 gerilerde kal\u0131rken \u00f6zel bankalar \u00f6n planlara \u00e7\u0131k\u0131yor. \u0130kinci el konut i\u00e7in en d\u00fc\u015f\u00fck oran\u0131 Kuveyt T\u00fcrk Bankas\u0131 %0.89 kar pay\u0131 oran\u0131 ile kulland\u0131r\u0131yor.<\/p>\n
<\/p>\n
Faizlerde ya\u015fanan d\u00fc\u015f\u00fc\u015f sonras\u0131nda g\u00fcncel olarak bankalardan 100.000 TL tutarl\u0131 ve 5 y\u0131l vadeli konut kredisi hesaplama ger\u00e7ekle\u015ftirildi\u011finde bankaya vade sonunda yap\u0131lan toplam geri \u00f6deme 126.000 TL oluyor. Kredinin ayl\u0131k \u00f6demeleri de yakla\u015f\u0131k 2.100 TL\u2019 ye kar\u015f\u0131l\u0131k geliyor.<\/p>\n
<\/p>\n
KrediPazari.com\u2019un ara\u015ft\u0131rmalar\u0131na g\u00f6re 6 \u015eubat itibariyle konut i\u00e7in en d\u00fc\u015f\u00fck kredi faiz oranlar\u0131 \u015fu \u015fekilde yer al\u0131yor;<\/p>\n
<\/p>\n
Kamu Bankalar\u0131 Konut Kredisi<\/p>\n
<\/p>\n
Kamu bankalar\u0131 ilk kez sat\u0131\u015fa sunulan konutlar i\u00e7in ortak kredi kampanyas\u0131 sunuyor. Ziraat Bankas\u0131, HalkBank, Vak\u0131fBank ve Ziraat Kat\u0131l\u0131m Bankas\u0131 s\u0131f\u0131r konut i\u00e7in ayl\u0131k %0.79 faiz oran\u0131 ile 15 y\u0131l vadeye kadar kredi kulland\u0131r\u0131yor.<\/p>\n
<\/p>\n
Kamu bankalar\u0131n\u0131n ikinci el konutta sundu\u011fu kredi faiz oranlar\u0131 \u00f6zel bankalar\u0131n gerisinde kal\u0131yor. Ziraat Bankas\u0131 ve HalkBank %0.99, Vak\u0131fBank ise %0.93 faizle ikinci el konuta kredi sa\u011fl\u0131yor.<\/p>\n
<\/p>\n
Kuveyt T\u00fcrk Bankas\u0131 Konut Finansman\u0131<\/p>\n
<\/p>\n
Kuveyt T\u00fcrk Kat\u0131l\u0131m Bankas\u0131 konut finansman\u0131 i\u00e7in tabela kar pay\u0131 oranlar\u0131n\u0131 %0.94 olarak uyguluyor. Banka ayr\u0131ca kampanyal\u0131 konut finansman\u0131 dahilinde t\u00fcm konut taleplerini %0.89 oranla kar\u015f\u0131l\u0131yor.<\/p>\n
<\/p>\n
\u0130NG Konut Kredisi<\/p>\n
<\/p>\n
\u0130NG tabela faiz oranlar\u0131n\u0131 %0.96 kampanyal\u0131 konut kredisi faiz oranlar\u0131n\u0131 ise %0.94 olarak sunuyor.<\/p>\n
<\/p>\n
\u0130\u015f Bankas\u0131 Konut Kredisi<\/p>\n
<\/p>\n
\u0130\u015f Bankas\u0131 %1.75 tabela faiz oran\u0131 sunsada kampanyal\u0131 \u00fcr\u00fcnleri i\u00e7in %0.95 faizle konut kredisi sa\u011fl\u0131yor.<\/p>\n
<\/p>\n
Yap\u0131 Kredi Bankas\u0131 Konut Kredisi<\/p>\n
<\/p>\n
Yap\u0131 Kredi Bankas\u0131 d\u00fcn uygulad\u0131\u011f\u0131 indirim sonras\u0131nda 3 y\u0131l vadeye dek %0.95, 5 y\u0131l vadeye kadar %0.97 ve 10 y\u0131l vadeye kadar %0.99 faizle kredi kulland\u0131rmaya ba\u015flad\u0131.<\/p>\n","protected":false},"excerpt":{"rendered":"
Konut kredisi faiz oranlar\u0131 \u015eubat ay\u0131nda da d\u00fc\u015fmeye h\u0131z kesmeden devam ediyor. En d\u00fc\u015f\u00fck konut kredisi faizi ne kadar oldu? En uygun konut kredisi hangi bankada? Bankalar\u0131n konut kredisi faiz oranlar\u0131 son dokuz ayd\u0131r kesintisiz \u015fekilde d\u00fc\u015f\u00fc\u015f ivmesinde hareketini s\u00fcrd\u00fcr\u00fcyor. 2019 May\u0131s ay\u0131nda ba\u015flayan konut kredisi faiz indirimleri Merkez Bankas\u0131\u2019n\u0131n Temmuz ay\u0131nda ba\u015flad\u0131\u011f\u0131 faiz […]<\/p>\n","protected":false},"author":1,"featured_media":27327,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[3110,951,11416],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31154"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=31154"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31154\/revisions"}],"predecessor-version":[{"id":31155,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31154\/revisions\/31155"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/27327"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=31154"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=31154"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=31154"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}