{"id":31148,"date":"2020-02-03T11:24:45","date_gmt":"2020-02-03T08:24:45","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=31148"},"modified":"2020-02-03T11:24:45","modified_gmt":"2020-02-03T08:24:45","slug":"subat-ayinin-ilk-haftasinda-konut-kredisi-faiz-oranlari-ne-durumda","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=31148","title":{"rendered":"\u015eubat Ay\u0131n\u0131n \u0130lk Haftas\u0131nda Konut Kredisi Faiz Oranlar\u0131 Ne Durumda?"},"content":{"rendered":"

Bankalar\u0131n kredi faiz oranlar\u0131 2020\u2019de de d\u00fc\u015f\u00fc\u015f\u00fcne h\u0131z kesmeden devam ediyor. Peki konut kredisi faizleri \u015fubat ay\u0131na nas\u0131l ba\u015flad\u0131? Merkez Bankas\u0131\u2019n\u0131n para politikas\u0131 faiz indirimlerine 2019 Temmuz ay\u0131ndan beri aral\u0131ks\u0131z devam etmesi ile bankalar\u0131n kredi faiz oranlar\u0131 h\u0131z kesmeden d\u00fc\u015f\u00fc\u015f\u00fcn\u00fc s\u00fcrd\u00fcr\u00fcyor. Son yedi ayda T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB) taraf\u0131ndan toplamda 1275 puan faiz indirimi uygulanmas\u0131 ile ta\u015f\u0131t, ihtiya\u00e7 ve konut kredilerinin tamam\u0131nda faiz oranlar\u0131n\u0131n %1\u2019in alt\u0131na geriledi.<\/p>\n

En uygun konut kredisi faizi Ziraat Bankas\u0131, HalkBank ve Vak\u0131fBank\u2019\u0131n ilk kez sat\u0131\u015fa sunulan s\u0131f\u0131r konutlar i\u00e7in uygulad\u0131\u011f\u0131 %0.79 seviyesinde. \u0130kinci el konut kredisi talepleri i\u00e7in ise en d\u00fc\u015f\u00fck kredi faiz oran\u0131 Kuveyt T\u00fcrk Kat\u0131l\u0131m Bankas\u0131\u2019n\u0131n uygulad\u0131\u011f\u0131 %0.89 oran\u0131nda yer al\u0131yor.<\/p>\n

3 \u015eubat ile ba\u015flayan hafta ba\u015f\u0131nda bankalardan 200.000 TL tutarda 10 y\u0131l vadeli konut kredisi hesaplama yap\u0131ld\u0131\u011f\u0131nda kredinin ayl\u0131k taksitleri 2.580 TL oluyor. Vade sonunda yap\u0131lan toplam geri \u00f6deme ise 310.000 TL\u2019 ye kar\u015f\u0131l\u0131k geliyor.<\/p>\n

KrediPazari.com\u2019un ara\u015ft\u0131rmalar\u0131na g\u00f6re \u015eubat ba\u015f\u0131nda en uygun konut kredisi f\u0131rsatlar\u0131n\u0131 sunan bankalar \u015fu \u015fekilde;<\/p>\n

\u00a0<\/span><\/p>\n

Ziraat Bankas\u0131<\/p>\n

\u00a0<\/span><\/p>\n

Ziraat Bankas\u0131 konut \u00fcr\u00fcn paketi dahilinde 15 y\u0131l vadeye kadar 500.000 TL\u2019ye dek krediler\u00a0 i\u00e7in %0.99 faiz oran\u0131 sunuyor. Banka 500.000 TL \u00fczerindeki tutarlarda ise %1.09 faiz oran\u0131 uyguluyor. Banka ayr\u0131ca s\u0131f\u0131r konutlar i\u00e7in %0.79 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor.<\/p>\n

\u00a0<\/span><\/p>\n

HalkBank<\/p>\n

\u00a0<\/span><\/p>\n

HalkBank sadece s\u0131f\u0131r konutlarda ge\u00e7erli %0.79 faiz ile konut kredisi sunuyor. Banka kampanyal\u0131 hesapl\u0131 evim kredi \u00fcr\u00fcn\u00fc dahilinde 500.000 TL ve 15 y\u0131la kadar vade i\u00e7in %0.99, 500.000 TL \u00fczeri taleplerde ise %1.19 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor.<\/p>\n

\u00a0<\/span><\/p>\n

Vak\u0131fBank<\/p>\n

\u00a0<\/span><\/p>\n

Vak\u0131fBank kampanyal\u0131 sar\u0131 panjur kampanyas\u0131 i\u00e7in 500.000 TL limit ve 15 y\u0131l vadeye dek %0.99 faiz oran\u0131 sunarken standart konut kredisi kapsam\u0131nda %1.09 faiz oran\u0131 ile kredi sa\u011fl\u0131yor. Banka s\u0131f\u0131r konutlar i\u00e7in de %0.79 faizli 15 y\u0131l vadeye dek kredi sunuyor.<\/p>\n

\u00a0<\/span><\/p>\n

Kuveyt T\u00fcrk Bankas\u0131<\/p>\n

\u00a0<\/span><\/p>\n

Kuveyt T\u00fcrk Kat\u0131l\u0131m Bankas\u0131 konut finansman\u0131 i\u00e7in tabela kar pay\u0131 oranlar\u0131n\u0131 %0.94\u2019e indirdi. Banka ayr\u0131ca kampanyal\u0131 konut finansman\u0131 dahilinde %0.89 oranla t\u00fcm konut taleplerini kar\u015f\u0131l\u0131yor.<\/p>\n

\u00a0<\/span><\/p>\n

\u0130NG<\/p>\n

\u00a0<\/span><\/p>\n

\u0130NG tabela faiz oranlar\u0131n\u0131 %0.96\u2019ya kampanyal\u0131 sigortal\u0131 faiz oranlar\u0131n\u0131 ise %94\u2019e indirdi.<\/p>\n

\u00a0<\/span><\/p>\n

T\u00fcrkiye Finans Bankas\u0131<\/p>\n

\u00a0<\/span><\/p>\n

T\u00fcrkiye Finans Bankas\u0131 da tabela oranlar\u0131n\u0131 %1.03\u2019e d\u00fc\u015f\u00fcrd\u00fc. Banka kampanyal\u0131 finansman oranlar\u0131n\u0131 %0.95\u2019den ba\u015flayan rakamlarla sunuyor.<\/p>\n

\n

\u0130\u015f Bankas\u0131<\/p>\n

\u00a0<\/span><\/p>\n

\u0130\u015f Bankas\u0131\u2019n\u0131n tabela faiz oranlar\u0131 %1.75 d\u00fczeyinde yer alsa da banka kampanyal\u0131 hayat sigortal\u0131 kredi \u00fcr\u00fcn\u00fc i\u00e7in faiz oranlar\u0131n\u0131 %0.95\u2019e indirdi.<\/p>\n

\n

Yap\u0131 Kredi Bankas\u0131<\/p>\n

\u00a0<\/span><\/p>\n

Yap\u0131 Kredi Bankas\u0131 konut kredisi faizlerinde %1\u2019in alt\u0131na indirerek 10 y\u0131la kadar t\u00fcm vade ve tutarlar i\u00e7in %0.99 oran\u0131 ile kredi kulland\u0131rmaya ba\u015flad\u0131.<\/p>\n

\u00a0<\/span><\/p>\n

Akbank<\/p>\n

\u00a0<\/span><\/p>\n

Akbank ger\u00e7ekle\u015ftirdi\u011fi indirim sonras\u0131nda konut kredisi faizlerini 10 y\u0131l vadeye kadar %0.99\u2019a \u00e7ekti.<\/p>\n

\u00a0<\/span><\/p>\n

Garanti BBVA<\/p>\n

\u00a0<\/span><\/p>\n

Garanti BBVA 500.000 TL ve 10 y\u0131l vadeye kadar t\u00fcm tercihlerde %0.99 faiz oran\u0131 ile kredi sa\u011fl\u0131yor.<\/p>\n

<\/div>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Bankalar\u0131n kredi faiz oranlar\u0131 2020\u2019de de d\u00fc\u015f\u00fc\u015f\u00fcne h\u0131z kesmeden devam ediyor. Peki konut kredisi faizleri \u015fubat ay\u0131na nas\u0131l ba\u015flad\u0131? Merkez Bankas\u0131\u2019n\u0131n para politikas\u0131 faiz indirimlerine 2019 Temmuz ay\u0131ndan beri aral\u0131ks\u0131z devam etmesi ile bankalar\u0131n kredi faiz oranlar\u0131 h\u0131z kesmeden d\u00fc\u015f\u00fc\u015f\u00fcn\u00fc s\u00fcrd\u00fcr\u00fcyor. Son yedi ayda T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB) taraf\u0131ndan toplamda 1275 puan faiz indirimi […]<\/p>\n","protected":false},"author":1,"featured_media":30100,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[951],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31148"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=31148"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31148\/revisions"}],"predecessor-version":[{"id":31149,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31148\/revisions\/31149"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/30100"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=31148"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=31148"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=31148"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}