Bankalar\u0131n kredi faizlerindeki d\u00fc\u015f\u00fc\u015f yeni y\u0131lda da devam etti. Ocak sonunda konut kredisi faiz oranlar\u0131 son y\u0131llar\u0131n en d\u00fc\u015f\u00fck seviyesine indi.<\/p>\n
Enflasyonda ya\u015fanan d\u00fc\u015f\u00fc\u015f ekonomik toparlanma ve Merkez Bankas\u0131\u2019n\u0131n faiz indirimleri ile bankalar\u0131n kredi faiz oranlar\u0131 da son senelerin en d\u00fc\u015f\u00fck seviyesine geriledi. Temmuz 2019\u2019da ay\u0131nda ba\u015flayan politika faizlerindeki sert indirimler bankalar\u0131n likidite maliyetlerini d\u00fc\u015f\u00fcrerek kredi faizlerinde sert indirimler ger\u00e7ekle\u015ftirmesini sa\u011flad\u0131.<\/p>\n
Politika faizlerindeki indirimlerin 2020\u2019de de devam etmesi ile kredi faizleri Ocak ay\u0131nda da d\u00fc\u015f\u00fc\u015f ivmesini s\u00fcrd\u00fcrd\u00fc. Ge\u00e7ti\u011fimiz y\u0131l sonunda en d\u00fc\u015f\u00fck %0.99 seviyesinde olan konut kredisi faiz oranlar\u0131 Ocak sonunda %0.79\u2019a kadar geriledi.<\/p>\n
<\/p>\n
Bankalar\u0131n tabela konut kredisi faiz oranlar\u0131 %1.28\u2019e inerken en uygun konut kredisi s\u0131f\u0131r konutlar i\u00e7in sunulan %0.79\u2019a d\u00fc\u015ft\u00fc. \u0130kinci konutlarda ise en d\u00fc\u015f\u00fck faiz oran\u0131 %0.89\u2019a indi.<\/p>\n
<\/p>\n
Ocak sonunda 100.000 TL tutarda ve 5 y\u0131l vadede konut kredisi hesaplama yap\u0131ld\u0131\u011f\u0131nda kredinin ayl\u0131k taksitleri 2.100 TL oluyor. Vade sonunda kredinin toplam geri \u00f6demesi ise 126.000 TL\u2019 ye kar\u015f\u0131l\u0131k geliyor.<\/p>\n
<\/p>\n
KrediPazari.com\u2019un ara\u015ft\u0131rmalar\u0131na g\u00f6re Ocak sonunda t\u00fcm bankalar\u0131n kredi faiz oranlar\u0131 \u015fu \u015fekilde;<\/p>\n
<\/p>\n
Ziraat Bankas\u0131<\/p>\n
<\/p>\n
Ziraat Bankas\u0131 konut \u00fcr\u00fcn paketi dahilinde 15 y\u0131l vadeye kadar 500.000 TL\u2019ye dek krediler\u00a0 i\u00e7in %0.99 faiz oran\u0131 sunuyor. Banka 500.000 TL \u00fczerindeki tutarlarda ise %1.09 faiz oran\u0131 uyguluyor. Banka ayr\u0131ca s\u0131f\u0131r konutlar i\u00e7in %0.79 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor.<\/p>\n
<\/p>\n
HalkBank<\/p>\n
<\/p>\n
HalkBank sadece s\u0131f\u0131r konutlarda ge\u00e7erli %0.79 faiz ile konut kredisi sunuyor. Banka kampanyal\u0131 hesapl\u0131 evim kredi \u00fcr\u00fcn\u00fc dahilinde 500.000 TL ve 15 y\u0131la kadar vade i\u00e7in %0.99, 500.000 TL \u00fczeri taleplerde ise %1.19 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor.<\/p>\n
<\/p>\n
Vak\u0131fBank<\/p>\n
<\/p>\n
Vak\u0131fBank kampanyal\u0131 sar\u0131 panjur kampanyas\u0131 i\u00e7in 500.000 TL limit ve 15 y\u0131l vadeye dek %0.99 faiz oran\u0131 sunarken standart konut kredisi kapsam\u0131nda %1.09 faiz oran\u0131 ile kredi sa\u011fl\u0131yor. Banka s\u0131f\u0131r konutlar i\u00e7in de %0.79 faizli 15 y\u0131l vadeye dek kredi sunuyor.<\/p>\n
<\/p>\n
Kuveyt T\u00fcrk Bankas\u0131<\/p>\n
<\/p>\n
Kuveyt T\u00fcrk Kat\u0131l\u0131m Bankas\u0131 konut finansman\u0131 i\u00e7in tabela kar pay\u0131 oranlar\u0131n\u0131 %0.94\u2019e indirdi. Banka ayr\u0131ca kampanyal\u0131 konut finansman\u0131 dahilinde %0.89 oranla t\u00fcm konut taleplerini kar\u015f\u0131l\u0131yor.<\/p>\n
<\/p>\n
\u0130NG<\/p>\n
<\/p>\n
\u0130NG tabela faiz oranlar\u0131n\u0131 %0.96\u2019ya kampanyal\u0131 sigortal\u0131 faiz oranlar\u0131n\u0131 ise %94\u2019e indirdi.<\/p>\n
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T\u00fcrkiye Finans Bankas\u0131<\/p>\n
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T\u00fcrkiye Finans Bankas\u0131 da tabela oranlar\u0131n\u0131 %1.03\u2019e d\u00fc\u015f\u00fcrd\u00fc. Banka kampanyal\u0131 finansman oranlar\u0131n\u0131 %0.95\u2019den ba\u015flayan rakamlarla sunuyor.<\/p>\n
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\u0130\u015f Bankas\u0131<\/p>\n
<\/p>\n
\u0130\u015f Bankas\u0131\u2019n\u0131n tabela faiz oranlar\u0131 %1.75 d\u00fczeyinde yer alsa da banka kampanyal\u0131 hayat sigortal\u0131 kredi \u00fcr\u00fcn\u00fc i\u00e7in faiz oranlar\u0131n\u0131 %0.95\u2019e indirdi.<\/p>\n
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Yap\u0131 Kredi Bankas\u0131<\/p>\n
<\/p>\n
Yap\u0131 Kredi Bankas\u0131 konut kredisi faizlerinde %1\u2019in alt\u0131na indirerek 10 y\u0131la kadar t\u00fcm vade ve tutarlar i\u00e7in %0.99 oran\u0131 ile kredi kulland\u0131rmaya ba\u015flad\u0131.<\/p>\n
<\/p>\n
TEB<\/p>\n
<\/p>\n
TEB kampanyal\u0131 konut kredisi \u00fcr\u00fcnleri i\u00e7in faiz oranlar\u0131n\u0131 t\u00fcm vadelerde 10 y\u0131la kadar %0.99\u2019a d\u00fc\u015f\u00fcrd\u00fc. Banka tabela faizleri ise halen %2.58 seviyelerinde.<\/p>\n
<\/p>\n
Akbank<\/p>\n
<\/p>\n
Akbank ger\u00e7ekle\u015ftirdi\u011fi indirim sonras\u0131nda konut kredisi faizlerini 10 y\u0131l vadeye kadar %0.99\u2019a \u00e7ekti.<\/p>\n
<\/p>\n
Garanti BBVA<\/p>\n
<\/p>\n
Garanti BBVA 500.000 TL ve 10 y\u0131l vadeye kadar t\u00fcm tercihlerde %0.99 faiz oran\u0131 ile kredi sa\u011fl\u0131yor.<\/p>\n
<\/p>\n
HSBC<\/p>\n
<\/p>\n
HSBC Bank tabela oranlar\u0131n\u0131 %1.4\u2019e d\u00fc\u015f\u00fcrd\u00fc. Banka ayr\u0131ca %0.99 ile 120 ay vadeye dek kampanyal\u0131 sigortal\u0131 kredi sunuyor.<\/p>\n
<\/p>\n
ICBC Bank<\/p>\n
<\/p>\n
ICBC Bank tabela faiz oranlar\u0131 dahilinde %2 faiz oran\u0131 sunarken kampanyal\u0131 kredi \u00fcr\u00fcn\u00fc i\u00e7in %1.02 oran\u0131 ile kredi sunuyor.<\/p>\n
<\/p>\n
QNB Finansbank<\/p>\n
<\/p>\n
QNB Finansbank konut kredisi i\u00e7in 10 y\u0131l vadeye kadar %1.02 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor.<\/p>\n
<\/p>\n
DenizBank<\/p>\n
<\/p>\n
DenizBank tabela oranlar\u0131 kapsam\u0131nda %1.39 faiz oran\u0131 sunarken, kampanyal\u0131 faiz oranlar\u0131 dahilinde %1.09 faizle kredi kulland\u0131r\u0131yor.<\/p>\n
<\/p>\n
Anadolubank<\/p>\n
<\/p>\n
Anadolubank 60 ay vadeye kadar %1.17, 61 ile 120 ay vade aras\u0131nda ise %1.38 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor.<\/p>\n","protected":false},"excerpt":{"rendered":"
Bankalar\u0131n kredi faizlerindeki d\u00fc\u015f\u00fc\u015f yeni y\u0131lda da devam etti. Ocak sonunda konut kredisi faiz oranlar\u0131 son y\u0131llar\u0131n en d\u00fc\u015f\u00fck seviyesine indi. Enflasyonda ya\u015fanan d\u00fc\u015f\u00fc\u015f ekonomik toparlanma ve Merkez Bankas\u0131\u2019n\u0131n faiz indirimleri ile bankalar\u0131n kredi faiz oranlar\u0131 da son senelerin en d\u00fc\u015f\u00fck seviyesine geriledi. Temmuz 2019\u2019da ay\u0131nda ba\u015flayan politika faizlerindeki sert indirimler bankalar\u0131n likidite maliyetlerini d\u00fc\u015f\u00fcrerek […]<\/p>\n","protected":false},"author":1,"featured_media":27911,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[951],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31143"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=31143"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31143\/revisions"}],"predecessor-version":[{"id":31144,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31143\/revisions\/31144"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/27911"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=31143"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=31143"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=31143"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}