Merkez Bankas\u0131\u2019n\u0131n ge\u00e7ti\u011fimiz hafta repo faizlerini indirmesi ile son bir haftada yedi bankan\u0131n konut kredisi faizleri d\u00fc\u015ft\u00fc. En d\u00fc\u015f\u00fck konut kredisi faizi %0.79 oldu.<\/p>\n
<\/p>\n
T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB) 2019 Temmuz ay\u0131nda ba\u015flad\u0131\u011f\u0131 faiz indirimlerine Ocak 2020\u2019de de devam etti. Para politikas\u0131 faiz oranlar\u0131n\u0131n 75 baz puan d\u00fc\u015fmesinin ard\u0131ndan son bir haftada yedi banka konut kredisi oranlar\u0131nda indirim uygulad\u0131.<\/p>\n
<\/p>\n
Kuveyt T\u00fcrk Bankas\u0131, T\u00fcrkiye Finans Bankas\u0131, \u0130NG, \u0130\u015f Bankas\u0131, Garanti BBVA, HSBC ve Anadolubank faiz indirimi sonras\u0131nda son bir haftada konuta uygulad\u0131klar\u0131 kredi faiz oranlar\u0131n\u0131 d\u00fc\u015f\u00fcrd\u00fc. Bankalar\u0131n konut i\u00e7in tabela kredi faiz oranlar\u0131 ortalamas\u0131 %1.28\u2019e geriledi.<\/p>\n
<\/p>\n
Repo faizlerindeki d\u00fc\u015f\u00fc\u015f kredi faiz oranlar\u0131ndaki indirimleri h\u0131zland\u0131r\u0131rken kredi hacmi de artmaya devam ediyor. Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (BDDK) verilerine g\u00f6re bankalar\u0131n toplam kredi hacmi Ocak ortas\u0131nda 2.6 trilyona ula\u015f\u0131rken, konut kredisi hacmi 200 milyar liray\u0131 a\u015ft\u0131. Ayn\u0131 d\u00f6nemde ta\u015f\u0131t kredisi hacmi 6.9 milyara, ihtiya\u00e7 kredisi hacmi ise 264 milyar liraya ula\u015ft\u0131.<\/p>\n
<\/p>\n
24 Ocak itibariyle bankalardan 400.000 TL tutarda kredi i\u00e7in 10 y\u0131l vadede konut kredisi hesaplama yap\u0131ld\u0131\u011f\u0131nda ayl\u0131k \u00f6deme miktar\u0131 5.170 TL oluyor. Kredinin toplam geri \u00f6demesi de 620.400 TL\u2019 ye kar\u015f\u0131l\u0131k geliyor.<\/p>\n
<\/p>\n
KrediPazari.com\u2019un ara\u015ft\u0131rmalar\u0131na g\u00f6re son bir haftada konut kredisinde ya\u015fanan indirimler \u015fu \u015fekilde;<\/p>\n
<\/p>\n
Kuveyt T\u00fcrk Bankas\u0131<\/p>\n
<\/p>\n
Kuveyt T\u00fcrk Kat\u0131l\u0131m Bankas\u0131 konut finansman\u0131 i\u00e7in tabela kar pay\u0131 oranlar\u0131n\u0131 %0.94\u2019e indirdi. Banka ayr\u0131ca kampanyal\u0131 konut finansman\u0131 dahilinde %0.89 oranla t\u00fcm konut taleplerini kar\u015f\u0131l\u0131yor.<\/p>\n
<\/p>\n
\u0130NG<\/p>\n
<\/p>\n
\u0130NG tabela faiz oranlar\u0131n\u0131 %0.96\u2019ya kampanyal\u0131 sigortal\u0131 faiz oranlar\u0131n\u0131 ise %94\u2019e indirdi.<\/p>\n
\n
T\u00fcrkiye Finans Bankas\u0131<\/p>\n
<\/p>\n
T\u00fcrkiye Finans Bankas\u0131 da tabela oranlar\u0131n\u0131 %1.03\u2019e d\u00fc\u015f\u00fcrd\u00fc. Banka kampanyal\u0131 finansman oranlar\u0131n\u0131 %0.95\u2019den ba\u015flayan rakamlarla sunuyor.<\/p>\n
<\/p>\n
\u0130\u015f Bankas\u0131<\/p>\n
<\/p>\n
\u0130\u015f Bankas\u0131\u2019n\u0131n tabela faiz oranlar\u0131 %1.75 d\u00fczeyinde yer alsa da banka kampanyal\u0131 hayat sigortal\u0131 kredi \u00fcr\u00fcn\u00fc i\u00e7in faiz oranlar\u0131n\u0131 %0.95\u2019e indirdi.<\/p>\n
\n
Garanti BBVA<\/p>\n
<\/p>\n
Garanti BBVA 500.000 TL ve 10 y\u0131l vadeye kadar t\u00fcm tercihlerde %0.99 faiz oran\u0131 ile kredi sa\u011fl\u0131yor.<\/p>\n
<\/p>\n
HSBC<\/p>\n
<\/p>\n
HSBC Bank tabela oranlar\u0131n\u0131 %1.4\u2019e d\u00fc\u015f\u00fcrd\u00fc. Banka ayr\u0131ca %0.99 ile 120 ay vadeye dek kampanyal\u0131 sigortal\u0131 kredi sunuyor.<\/p>\n
\n
Anadolubank<\/p>\n
<\/p>\n
Anadolubank 60 ay vadeye kadar %1.17, 61 ile 120 ay vade aras\u0131nda ise %1.38 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor.<\/p>\n","protected":false},"excerpt":{"rendered":"
Merkez Bankas\u0131\u2019n\u0131n ge\u00e7ti\u011fimiz hafta repo faizlerini indirmesi ile son bir haftada yedi bankan\u0131n konut kredisi faizleri d\u00fc\u015ft\u00fc. En d\u00fc\u015f\u00fck konut kredisi faizi %0.79 oldu. T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB) 2019 Temmuz ay\u0131nda ba\u015flad\u0131\u011f\u0131 faiz indirimlerine Ocak 2020\u2019de de devam etti. Para politikas\u0131 faiz oranlar\u0131n\u0131n 75 baz puan d\u00fc\u015fmesinin ard\u0131ndan son bir haftada yedi banka […]<\/p>\n","protected":false},"author":1,"featured_media":29249,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[951],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31120"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=31120"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31120\/revisions"}],"predecessor-version":[{"id":31121,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31120\/revisions\/31121"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/29249"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=31120"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=31120"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=31120"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}