{"id":31090,"date":"2020-01-17T11:54:42","date_gmt":"2020-01-17T08:54:42","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=31090"},"modified":"2020-01-17T11:54:42","modified_gmt":"2020-01-17T08:54:42","slug":"faizde-indirim-sonrasi-konut-kredisi-oranlari-ne-oldu","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=31090","title":{"rendered":"Faizde \u0130ndirim Sonras\u0131 Konut Kredisi Oranlar\u0131 Ne Oldu?"},"content":{"rendered":"

Merkez Bankas\u0131 d\u00fcn Ocak ay\u0131 Para Politikas\u0131 Kurulu toplant\u0131s\u0131nda 75 baz puan indirim uygulayarak haftal\u0131k repo faizlerini %11.25\u2019e indirdi. \u0130ndirim sonras\u0131 konut kredisi oranlar\u0131 ne kadar oldu?<\/p>\n

T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB) d\u00fcn Para Politikas\u0131 Kurulu toplant\u0131s\u0131n\u0131 ger\u00e7ekle\u015ftirdi. Kurul bir hafta vadeli repo ihale faiz oran\u0131n\u0131n %12\u2019den %11,25\u2019e indirilmesine karar verdi. D\u00fcnk\u00fc kararla birlikte Merkez Bankas\u0131\u2019n\u0131n son 7 toplant\u0131da aral\u0131ks\u0131z \u015fekilde\u00a0 uygulad\u0131\u011f\u0131 indirim miktar\u0131 1275 puana ula\u015ft\u0131.<\/p>\n

Repo faizlerindeki d\u00fc\u015f\u00fc\u015fler bankalar\u0131n likidite ve fonlama masraflar\u0131n\u0131 d\u00fc\u015f\u00fcrd\u00fc\u011f\u00fc i\u00e7in kredi faiz oranlar\u0131na indirim olarak yans\u0131yor. Politika faizlerinin gerilemeye ba\u015flamas\u0131 ile bireysel kredi t\u00fcrlerinin tamam\u0131nda son alt\u0131 ay i\u00e7inde ciddi d\u00fc\u015f\u00fc\u015fler ya\u015fand\u0131. Kredi faiz oranlar\u0131 son y\u0131llar\u0131n en d\u00fc\u015f\u00fck seviyelerine geriledi.<\/p>\n

Konut Kredisi Faizleri Ne Kadar oldu?<\/h2>\n

Bankalar\u0131n konut kredisi faizleri politika faiz indirimleri sonras\u0131nda ge\u00e7en y\u0131l h\u0131zla %1\u2019in alt\u0131na geriledi. Kredi faizlerindeki indirimler devam ediyor. Bankalar\u0131n tabela konut kredisi faiz oranlar\u0131 ortalamas\u0131 %1.30\u2019a d\u00fc\u015ft\u00fc.<\/p>\n

En uygun konut kredisi faizi s\u0131f\u0131r konutlar i\u00e7in ge\u00e7erli olarak %0.79 olarak uygulan\u0131yor. \u0130kinci el konut taleplerinde ise en d\u00fc\u015f\u00fck faiz oran\u0131 %0.89\u2019a kadar geriledi.<\/p>\n

KrediPazari.com\u2019un ara\u015ft\u0131rmalar\u0131na g\u00f6re en uygun konut kredisi faiz oranlar\u0131n\u0131 sunan bankalar \u015fu \u015fekilde;<\/p>\n

Kamu Bankalar\u0131<\/h2>\n

Ziraat Bankas\u0131, HalkBank ve Vak\u0131fBank ortak kredi \u00fcr\u00fcnleri dahilinde s\u0131f\u0131r konut i\u00e7in 15 y\u0131l vadeye kadar %0.79 faiz oran\u0131 ile kredi sunuyor. \u00dc\u00e7 kamu bankas\u0131 ikinci el konut talepleri i\u00e7in ise 15 y\u0131l vadeye dek %0.99 faiz oran\u0131 ile kredi sunuyor.<\/p>\n

 <\/p>\n

Kuveyt T\u00fcrk<\/p>\n

 <\/p>\n

Kuveyt T\u00fcrk bu hafta ger\u00e7ekle\u015ftirdi\u011fi indirim sonras\u0131nda konut finansman\u0131 i\u00e7in %0.94 tabela kar pay\u0131 kampanya kapsam\u0131nda ise %0.89 faiz oran\u0131 ile t\u00fcm konut taleplerini kar\u015f\u0131l\u0131yor.<\/p>\n

 <\/p>\n

Yap\u0131 Kredi Bankas\u0131<\/p>\n

 <\/p>\n

Yap\u0131 Kredi Bankas\u0131 konut kredisi faizlerini 10 y\u0131la kadar t\u00fcm vade ve tutarlar i\u00e7in %0.99 oran\u0131 ile kredi kulland\u0131r\u0131yor.<\/p>\n

\n

Garanti BBVA<\/p>\n

Garanti BBVA 10 y\u0131l vadeye dek ve 250.000 TL\u2019 ye kadar %1.02\u2019den ba\u015flayan faiz oranlar\u0131, 250.000 ile 500.000 TL aras\u0131 kullan\u0131mlarda ise 5 y\u0131l vadeye kadar %0.99 faiz oran\u0131 sunuyor.<\/p>\n

<\/div>\n","protected":false},"excerpt":{"rendered":"

Merkez Bankas\u0131 d\u00fcn Ocak ay\u0131 Para Politikas\u0131 Kurulu toplant\u0131s\u0131nda 75 baz puan indirim uygulayarak haftal\u0131k repo faizlerini %11.25\u2019e indirdi. \u0130ndirim sonras\u0131 konut kredisi oranlar\u0131 ne kadar oldu? T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB) d\u00fcn Para Politikas\u0131 Kurulu toplant\u0131s\u0131n\u0131 ger\u00e7ekle\u015ftirdi. Kurul bir hafta vadeli repo ihale faiz oran\u0131n\u0131n %12\u2019den %11,25\u2019e indirilmesine karar verdi. D\u00fcnk\u00fc kararla birlikte Merkez […]<\/p>\n","protected":false},"author":1,"featured_media":30100,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[951],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31090"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=31090"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31090\/revisions"}],"predecessor-version":[{"id":31091,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/31090\/revisions\/31091"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/30100"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=31090"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=31090"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=31090"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}