{"id":30986,"date":"2020-01-06T10:46:00","date_gmt":"2020-01-06T07:46:00","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=30986"},"modified":"2020-01-06T10:46:41","modified_gmt":"2020-01-06T07:46:41","slug":"konut-kredisi-faizleri-ocak-ayinin-ikinci-haftasina-nasil-basladi","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=30986","title":{"rendered":"Konut Kredisi Faizleri Ocak Ay\u0131n\u0131n \u0130kinci Haftas\u0131na Nas\u0131l Ba\u015flad\u0131?"},"content":{"rendered":"<div class=\"gs\">\n<div class=\"\">\n<div id=\":oi\" class=\"ii gt adO\">\n<div id=\":n8\" class=\"a3s aXjCH \">\n<div dir=\"ltr\">\n<p dir=\"ltr\">Konut kredisi faiz oranlar\u0131 Ocak ay\u0131n\u0131n ilk g\u00fcnlerinde de sakin seyrediyor. Hangi bankalar kredi faiz oranlar\u0131n\u0131 d\u00fc\u015f\u00fcrd\u00fc? Konut kredisi faiz oranlar\u0131 Ocak ay\u0131n\u0131n ilk haftas\u0131na nas\u0131l ba\u015flad\u0131?<\/p>\n<p dir=\"ltr\">Konut kredisi faizleri ge\u00e7en y\u0131l\u0131n son \u00e7eyre\u011finde h\u0131zla geriledikten sonra Aral\u0131k ay\u0131nda sakin bir seyir g\u00f6stermi\u015fti. Ocak ay\u0131na da sakin ba\u015flayan konut kredisi faiz oranlar\u0131 yine de son senelerin en d\u00fc\u015f\u00fck seviyesinde yer al\u0131yor.<\/p>\n<p dir=\"ltr\">\u00d6zel bankalar\u0131n Kas\u0131m ay\u0131nda arka arkaya gelen indirimlerinden sonra faizler yatay seyretmeye ba\u015flad\u0131. Kamu bankalar\u0131 ise uzun s\u00fcredir beklenen faiz indirimi yeni y\u0131l itibariyle ger\u00e7ekle\u015ftirse de sadece s\u0131f\u0131r konut al\u0131mlar\u0131 ile s\u0131n\u0131rlad\u0131.<\/p>\n<p dir=\"ltr\">G\u00fcncel olarak en uygun konut kredisi faizi s\u0131f\u0131r konutlar i\u00e7in %0.79\u2019a, t\u00fcm konutlar i\u00e7in ise %0.95 seviyesinde yer al\u0131yor. En d\u00fc\u015f\u00fck tabela faiz oran\u0131 ise %0.98 d\u00fczeyinde seyrediyor.<\/p>\n<p dir=\"ltr\">Bankalardan 100.000 TL tutarda konut kredisi hesaplama yap\u0131ld\u0131\u011f\u0131nda kredinin 5 y\u0131l vade i\u00e7in ayl\u0131k en uygun taksitleri 2.100 TL oluyor. Kredinin toplam geri \u00f6demesi ise 126.000 TL\u2019 ye kar\u015f\u0131l\u0131k geliyor.<\/p>\n<p dir=\"ltr\">KrediPazari.com\u2019un ara\u015ft\u0131rmalar\u0131na g\u00f6re 6 Ocakla ba\u015flayan haftada bankalar\u0131n konut kredisi kampanyalar\u0131 ve faiz oranlar\u0131 \u015fu \u015fekilde yer al\u0131yor;<\/p>\n<h2 dir=\"ltr\">Ziraat Bankas\u0131 konut kredisi<\/h2>\n<p dir=\"ltr\">Ziraat Bankas\u0131 konut \u00fcr\u00fcn paketi dahilinde 15 y\u0131l vadeye kadar 500.000 TL\u2019ye dek krediler\u00a0 i\u00e7in %0.99 faiz oran\u0131 sunuyor. Banka 500.000 TL \u00fczerindeki tutarlarda ise %1.09 faiz oran\u0131 uyguluyor. Banka ayr\u0131ca s\u0131f\u0131r konutlar i\u00e7in %0.79 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor.<\/p>\n<h2 dir=\"ltr\">HalkBank konut kredisi<\/h2>\n<p dir=\"ltr\">HalkBank sadece s\u0131f\u0131r konutlarda ge\u00e7erli %0.79 faiz ile konut kredisi sunuyor. Banka kampanyal\u0131 hesapl\u0131 evim konut kredisi dahilinde 500.000 TL ve 15 y\u0131la kadar vade i\u00e7in %0.99, 500.000 TL \u00fczeri taleplerde ise %1.19 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor.<\/p>\n<h2 dir=\"ltr\">Vak\u0131fBank konut kredisi<\/h2>\n<p dir=\"ltr\">Vak\u0131fBank kampanyal\u0131 sar\u0131 panjur kampanyas\u0131 i\u00e7in 500.000 TL limit ve 15 y\u0131l vadeye dek %0.99 faiz oran\u0131 sunarken standart konut kredisi kapsam\u0131nda %1.29 faiz oran\u0131 ile kredi sa\u011fl\u0131yor. Banka s\u0131f\u0131r konutlar i\u00e7in de %0.79 faizli 15 y\u0131l vadeye dek kredi sunuyor.<\/p>\n<h2 dir=\"ltr\">Kuveyt T\u00fcrk Bankas\u0131\u00a0konut kredisi<\/h2>\n<p dir=\"ltr\">Kuveyt T\u00fcrk Bankas\u0131 konut finansman\u0131 dahilinde %0.98 tabela kar pay\u0131 oranlar\u0131 sunuyor. Banka kredili Hayat, BES ve 3 adet otomatik fatura talimat\u0131 \u00fcr\u00fcnlerinin kullan\u0131lmas\u0131 durumunda ise kar pay\u0131 oranlar\u0131n\u0131 %0.95\u2019e d\u00fc\u015f\u00fcyor.<\/p>\n<h2 dir=\"ltr\">Yap\u0131 Kredi Bankas\u0131\u00a0konut kredisi<\/h2>\n<p dir=\"ltr\">Yap\u0131 Kredi Bankas\u0131 konut kredisi faizlerinde %1\u2019in alt\u0131na indirerek 10 y\u0131la kadar t\u00fcm vade ve tutarlar i\u00e7in %0.99 oran\u0131 ile kredi kulland\u0131rmaya ba\u015flad\u0131.<\/p>\n<h2 dir=\"ltr\">TEB\u00a0konut kredisi<\/h2>\n<p dir=\"ltr\">TEB kampanyal\u0131 konut kredisi \u00fcr\u00fcnleri i\u00e7in faiz oranlar\u0131n\u0131 t\u00fcm vadelerde 10 y\u0131la kadar %0.99\u2019a d\u00fc\u015f\u00fcrd\u00fc. Banka tabela faizleri ise halen %2.58 seviyelerinde.<\/p>\n<h2 dir=\"ltr\">\u0130NG bank konut kredisi<\/h2>\n<p dir=\"ltr\">\u0130NG faiz indirimi sonras\u0131ndan kampanyal\u0131 sigortal\u0131 kredi \u00fcr\u00fcn\u00fc i\u00e7in 10 y\u0131l vadeye kadar\u00a0 %0.99 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor. Bankan\u0131n tabela faiz oranlar\u0131 ise %1.01 olarak uygulan\u0131yor.<\/p>\n<h2 dir=\"ltr\">T\u00fcrkiye Finans Bankas\u0131\u00a0konut kredisi<\/h2>\n<p dir=\"ltr\">T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131 kampanyal\u0131 \u00fcr\u00fcn\u00fc i\u00e7in %0.99 kar pay\u0131 oran\u0131 ile finansman sunuyor. Bankan\u0131n tabela faizleri ise %1.07 d\u00fczeyinde.<\/p>\n<h2 dir=\"ltr\">Akbank\u00a0konut kredisi<\/h2>\n<p dir=\"ltr\">Akbank ger\u00e7ekle\u015ftirdi\u011fi indirim sonras\u0131nda konut kredisi faizlerini 10 y\u0131l vadeye kadar %0.99\u2019a \u00e7ekti.<\/p>\n<h2 dir=\"ltr\">Garanti BBVA\u00a0konut kredisi<\/h2>\n<p dir=\"ltr\">Garanti BBVA faiz indirimi sonras\u0131nda 250.000 TL\u2019 ye kadar %1.02\u2019den ba\u015flayan faiz oranlar\u0131 ile 10 y\u0131l vadeye kadar kredi kulland\u0131rmaya ba\u015flad\u0131. Banka 250.000 ile 500.000 TL aras\u0131 kullan\u0131mlarda ise 5 y\u0131l vadeye kadar %0.99 faiz oran\u0131 sunuyor.<\/p>\n<h2 dir=\"ltr\">\u0130\u015f Bankas\u0131\u00a0konut kredisi<\/h2>\n<p dir=\"ltr\">\u0130\u015f Bankas\u0131 g\u00fcncel olarak kampanyal\u0131 konut kredisi i\u00e7in faiz oranlar\u0131n\u0131 %0.99\u2019a d\u00fc\u015f\u00fcrd\u00fc. Bankan\u0131n tabela konut kredisi faizleri ise %1.75 seviyesinde.<\/p>\n<h2 dir=\"ltr\">HSBC\u00a0konut kredisi<\/h2>\n<p dir=\"ltr\">HSBC Bank Sigortal\u0131 Konut Kredisi Kampanyas\u0131 dahilinde 120 ay vadeye kadar %0.99 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor. Bankan\u0131n tabela faiz oranlar\u0131 ise %1.49 seviyesinde yer al\u0131yor.<\/p>\n<h2 dir=\"ltr\">ICBC Bank\u00a0konut kredisi<\/h2>\n<p dir=\"ltr\">ICBC Bank tabela faiz oranlar\u0131 dahilinde %2 faiz oran\u0131 sunarken kampanyal\u0131 kredi \u00fcr\u00fcn\u00fc i\u00e7in %1.08 oran\u0131 ile konut kredisi sunuyor.<\/p>\n<h2 dir=\"ltr\">QNB Finansbank\u00a0konut kredisi<\/h2>\n<p dir=\"ltr\">QNB Finansbank konut kredisi i\u00e7in 10 y\u0131l vadeye kadar %1.08 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor.<\/p>\n<h2 dir=\"ltr\">DenizBank\u00a0konut kredisi<\/h2>\n<p dir=\"ltr\">DenizBank tabela oranlar\u0131 kapsam\u0131nda %1.39 faiz oran\u0131 sunarken, kampanyal\u0131 faiz oranlar\u0131 dahilinde %1.21 faizle kredi kulland\u0131r\u0131yor.<\/p>\n<h2 dir=\"ltr\">Anadolubank\u00a0konut kredisi<\/h2>\n<p dir=\"ltr\">Anadolubank 5 y\u0131la kadar %1.25 10 y\u0131l vadeye kadar da %1.38 faiz oran\u0131 ile kredi sunuyor.<\/p>\n<div class=\"yj6qo ajU\">\n<div id=\":qs\" class=\"ajR\" tabindex=\"0\" role=\"button\" data-tooltip=\"K\u0131salt\u0131lm\u0131\u015f i\u00e7eri\u011fi g\u00f6r\u00fcnt\u00fcleyin\" aria-label=\"K\u0131salt\u0131lm\u0131\u015f i\u00e7eri\u011fi g\u00f6r\u00fcnt\u00fcleyin\" aria-expanded=\"false\"><img class=\"ajT\" src=\"https:\/\/ssl.gstatic.com\/ui\/v1\/icons\/mail\/images\/cleardot.gif\" \/><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"hi\"><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Konut kredisi faiz oranlar\u0131 Ocak ay\u0131n\u0131n ilk g\u00fcnlerinde de sakin seyrediyor. Hangi bankalar kredi faiz oranlar\u0131n\u0131 d\u00fc\u015f\u00fcrd\u00fc? Konut kredisi faiz oranlar\u0131 Ocak ay\u0131n\u0131n ilk haftas\u0131na nas\u0131l ba\u015flad\u0131? Konut kredisi faizleri ge\u00e7en y\u0131l\u0131n son \u00e7eyre\u011finde h\u0131zla geriledikten sonra Aral\u0131k ay\u0131nda sakin bir seyir g\u00f6stermi\u015fti. Ocak ay\u0131na da sakin ba\u015flayan konut kredisi faiz oranlar\u0131 yine de son [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":30100,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[221,5388],"tags":[951,954],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30986"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=30986"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30986\/revisions"}],"predecessor-version":[{"id":30987,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30986\/revisions\/30987"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/30100"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=30986"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=30986"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=30986"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}