{"id":30951,"date":"2020-01-02T10:02:13","date_gmt":"2020-01-02T07:02:13","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=30951"},"modified":"2020-01-02T10:02:13","modified_gmt":"2020-01-02T07:02:13","slug":"2020-yili-ilk-gununde-konut-kredisi-faiz-oranlarinda-son-durum","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=30951","title":{"rendered":"2020 Y\u0131l\u0131 \u0130lk G\u00fcn\u00fcnde Konut Kredisi Faiz Oranlar\u0131nda Son Durum"},"content":{"rendered":"

Bankalar\u0131n konut kredisi faiz oranlar\u0131 2019\u2019un son \u00e7eyre\u011finde sert d\u00fc\u015f\u00fc\u015f ger\u00e7ekle\u015ftirdikten sonra yeni y\u0131la son y\u0131llar\u0131n en d\u00fc\u015f\u00fck seviyesinde ba\u015flad\u0131. Kredi faiz oranlar\u0131nda son durum ne oldu?<\/p>\n

Konut kredisi faizlerinde olduk\u00e7a hareketli ge\u00e7e bir y\u0131l geride kald\u0131. Kredi faizlerinde 2019\u2019un\u00a0 yar\u0131s\u0131ndan sonra d\u00fc\u015f\u00fc\u015f hareketini h\u0131zland\u0131r\u0131rken \u00f6zellikle son \u00e7eyrek olduk\u00e7a ciddi indirimler ya\u015fad\u0131.<\/p>\n

Ge\u00e7en sene %2.32 seviyesinde ba\u015flayan bankalar\u0131n tabela konut kredisi faiz oranlar\u0131 ortalamas\u0131 2020\u2019ye %1.31 \u015feklinde ba\u015flang\u0131\u00e7 yapt\u0131. En d\u00fc\u015f\u00fck kampanyal\u0131 konut kredisi faizi %0.79 olurken, en d\u00fc\u015f\u00fck tabela faiz oran\u0131 ise %0.98 seviyesinde yer al\u0131yor.<\/p>\n

Senenin ilk indirim kampanyas\u0131 Ziraat Bankas\u0131, HalkBank ve Vak\u0131fBank taraf\u0131ndan geldi. Kamu bankalar\u0131 s\u0131f\u0131r konutlar i\u00e7in 15 y\u0131l vadeye kadar %0.79 faiz oran\u0131 kredi kulland\u0131rmaya ba\u015flad\u0131.<\/p>\n

Yeni y\u0131lda 200.000 TL tutarda konut kredisi i\u00e7in 15 y\u0131l vadeli konut kredisi hesaplama yap\u0131ld\u0131\u011f\u0131nda kredinin ayl\u0131k taksitleri yakla\u015f\u0131k 2.100 TL oluyor. Kredinin geri \u00f6demesi ise 375.500 TL\u2019ye kar\u015f\u0131l\u0131k geliyor.<\/p>\n

KrediPazari.com’un ara\u015ft\u0131rmalar\u0131na g\u00f6re 2 Ocak itibariyle t\u00fcm bankalar\u0131n konut kredisi faiz oranlar\u0131nda son durum \u015fu \u015fekilde;<\/p>\n

Ziraat Bankas\u0131<\/p>\n

Ziraat Bankas\u0131 konut \u00fcr\u00fcn paketi dahilinde 15 y\u0131l vadeye kadar 500.000 TL\u2019ye dek krediler\u00a0 i\u00e7in %0.99 faiz oran\u0131 sunuyor. Banka 500.000 TL \u00fczerindeki tutarlarda ise %1.09 faiz oran\u0131 uyguluyor. Banka ayr\u0131ca s\u0131f\u0131r konutlar i\u00e7in %0.79 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor.<\/p>\n

 <\/p>\n

HalkBank<\/p>\n

 <\/p>\n

HalkBank sadece s\u0131f\u0131r konutlarda ge\u00e7erli %0.79 faiz ile konut kredisi sunuyor. Banka kampanyal\u0131 hesapl\u0131 evim konut kredisi dahilinde 500.000 TL ve 15 y\u0131la kadar vade i\u00e7in %0.99, 500.000 TL \u00fczeri taleplerde ise %1.19 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor.<\/p>\n

 <\/p>\n

Vak\u0131fBank<\/p>\n

 <\/p>\n

Vak\u0131fBank kampanyal\u0131 sar\u0131 panjur kampanyas\u0131 i\u00e7in 500.000 TL limit ve 15 y\u0131l vadeye dek %0.99 faiz oran\u0131 sunarken standart konut kredisi kapsam\u0131nda %1.29 faiz oran\u0131 ile kredi sa\u011fl\u0131yor. Banka s\u0131f\u0131r konutlar i\u00e7in de %0.79 faizli 15 y\u0131l vadeye dek kredi sunuyor.<\/p>\n

 <\/p>\n

Kuveyt T\u00fcrk Bankas\u0131<\/p>\n

 <\/p>\n

Kuveyt T\u00fcrk Bankas\u0131 konut finansman\u0131 dahilinde %0.98 tabela kar pay\u0131 oranlar\u0131 sunuyor. Banka kredili Hayat, BES ve 3 adet otomatik fatura talimat\u0131 \u00fcr\u00fcnlerinin kullan\u0131lmas\u0131 durumunda ise kar pay\u0131 oranlar\u0131n\u0131 %0.95\u2019e d\u00fc\u015f\u00fcyor.<\/p>\n

Yap\u0131 Kredi Bankas\u0131<\/p>\n

 <\/p>\n

Yap\u0131 Kredi Bankas\u0131 konut kredisi faizlerinde %1\u2019in alt\u0131na indirerek 10 y\u0131la kadar t\u00fcm vade ve tutarlar i\u00e7in %0.99 oran\u0131 ile kredi kulland\u0131rmaya ba\u015flad\u0131.<\/p>\n

 <\/p>\n

TEB<\/p>\n

 <\/p>\n

TEB kampanyal\u0131 konut kredisi \u00fcr\u00fcnleri i\u00e7in faiz oranlar\u0131n\u0131 t\u00fcm vadelerde 10 y\u0131la kadar %0.99\u2019a d\u00fc\u015f\u00fcrd\u00fc. Banka tabela faizleri ise halen %2.58 seviyelerinde.<\/p>\n

 <\/p>\n

\u0130NG<\/p>\n

 <\/p>\n

\u0130NG faiz indirimi sonras\u0131ndan kampanyal\u0131 sigortal\u0131 kredi \u00fcr\u00fcn\u00fc i\u00e7in 10 y\u0131l vadeye kadar\u00a0 %0.99 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor. Bankan\u0131n tabela faiz oranlar\u0131 ise %1.01 olarak uygulan\u0131yor.<\/p>\n

 <\/p>\n

T\u00fcrkiye Finans<\/p>\n

 <\/p>\n

T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131 kampanyal\u0131 \u00fcr\u00fcn\u00fc i\u00e7in %0.99 kar pay\u0131 oran\u0131 ile finansman sunuyor. Bankan\u0131n tabela faizleri ise %1.07 d\u00fczeyinde.<\/p>\n

 <\/p>\n

Akbank<\/p>\n

 <\/p>\n

Akbank ger\u00e7ekle\u015ftirdi\u011fi indirim sonras\u0131nda konut kredisi faizlerini 10 y\u0131l vadeye kadar %0.99\u2019a \u00e7ekti.<\/p>\n

 <\/p>\n

Garanti BBVA<\/p>\n

 <\/p>\n

Garanti BBVA faiz indirimi sonras\u0131nda 250.000 TL\u2019 ye kadar %1.02\u2019den ba\u015flayan faiz oranlar\u0131 ile 10 y\u0131l vadeye kadar kredi kulland\u0131rmaya ba\u015flad\u0131. Banka 250.000 ile 500.000 TL aras\u0131 kullan\u0131mlarda ise 5 y\u0131l vadeye kadar %0.99 faiz oran\u0131 sunuyor.<\/p>\n

 <\/p>\n

\u0130\u015f Bankas\u0131<\/p>\n

 <\/p>\n

\u0130\u015f Bankas\u0131 g\u00fcncel olarak kampanyal\u0131 konut kredisi i\u00e7in faiz oranlar\u0131n\u0131 %0.99\u2019a d\u00fc\u015f\u00fcrd\u00fc. Bankan\u0131n tabela konut kredisi faizleri ise %1.75 seviyesinde.<\/p>\n

 <\/p>\n

HSBC<\/p>\n

 <\/p>\n

HSBC Bank Sigortal\u0131 Konut Kredisi Kampanyas\u0131 dahilinde 120 ay vadeye kadar %0.99 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor. Bankan\u0131n tabela faiz oranlar\u0131 ise %1.49 seviyesinde yer al\u0131yor.<\/p>\n

 <\/p>\n

ICBC<\/p>\n

 <\/p>\n

ICBC Bank tabela faiz oranlar\u0131 dahilinde %2 faiz oran\u0131 sunarken kampanyal\u0131 kredi \u00fcr\u00fcn\u00fc i\u00e7in %1.08 oran\u0131 ile konut kredisi sunuyor.<\/p>\n

QNB Finansbank<\/p>\n

 <\/p>\n

QNB Finansbank konut kredisi i\u00e7in 10 y\u0131l vadeye kadar %1.08 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor.<\/p>\n

 <\/p>\n

DenizBank<\/p>\n

 <\/p>\n

DenizBank tabela oranlar\u0131 kapsam\u0131nda %1.39 faiz oran\u0131 sunarken, kampanyal\u0131 faiz oranlar\u0131 dahilinde %1.21 faizle kredi kulland\u0131r\u0131yor.<\/p>\n

 <\/p>\n

Anadolubank<\/p>\n

 <\/p>\n

Anadolubank 5 y\u0131la kadar %1.25 10 y\u0131l vadeye kadar da %1.38 faiz oran\u0131 ile kredi sunuyor.<\/p>\n

\n
<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Bankalar\u0131n konut kredisi faiz oranlar\u0131 2019\u2019un son \u00e7eyre\u011finde sert d\u00fc\u015f\u00fc\u015f ger\u00e7ekle\u015ftirdikten sonra yeni y\u0131la son y\u0131llar\u0131n en d\u00fc\u015f\u00fck seviyesinde ba\u015flad\u0131. Kredi faiz oranlar\u0131nda son durum ne oldu? Konut kredisi faizlerinde olduk\u00e7a hareketli ge\u00e7e bir y\u0131l geride kald\u0131. Kredi faizlerinde 2019\u2019un\u00a0 yar\u0131s\u0131ndan sonra d\u00fc\u015f\u00fc\u015f hareketini h\u0131zland\u0131r\u0131rken \u00f6zellikle son \u00e7eyrek olduk\u00e7a ciddi indirimler ya\u015fad\u0131. Ge\u00e7en sene %2.32 […]<\/p>\n","protected":false},"author":1,"featured_media":29084,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[951,277],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30951"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=30951"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30951\/revisions"}],"predecessor-version":[{"id":30952,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30951\/revisions\/30952"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/29084"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=30951"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=30951"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=30951"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}