{"id":30919,"date":"2019-12-30T10:06:51","date_gmt":"2019-12-30T07:06:51","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=30919"},"modified":"2019-12-30T10:39:06","modified_gmt":"2019-12-30T07:39:06","slug":"2019-sonunda-en-uygun-konut-kredisi-ne-oldu","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=30919","title":{"rendered":"2019 Y\u0131l\u0131 Sonunda En Uygun Konut Kredisi Ne Oldu ?"},"content":{"rendered":"
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Yeni y\u0131l\u0131n son g\u00fcnlerinde konut kredisi faizleri i\u00e7in bir m\u00fcjde daha geldi. Kamu bankalar\u0131 yakla\u015f\u0131k be\u015f ayd\u0131r beklenen konut kredisi faiz indirimini duyurdu . Peki en uygun konut kredisi faizi ne kadar oldu?<\/p>\n

Son haftalarda bankalar\u0131n konut kredisi faizlerindeki dura\u011fan hava ge\u00e7ti\u011fimiz hafta Cuma g\u00fcn\u00fc Berat Albayrak’\u0131n kamu bankalar\u0131n\u0131n faizlerine y\u00f6nelik yapt\u0131\u011f\u0131 a\u00e7\u0131klama ile de\u011fi\u015fti. Albayrak, “Kamu bankalar\u0131 s\u0131f\u0131r konutlarda 1 Ocak itibar\u0131yla faizleri %0.99’dan %0.79’a indirecek” a\u00e7\u0131klamas\u0131nda bulundu.<\/p>\n

S\u00f6z konusu indirim sadece s\u0131f\u0131r konut al\u0131mlar\u0131nda ge\u00e7erli olacak. Yeni y\u0131l\u0131n ilk mesai g\u00fcn\u00fc ile devreye girecek kampanya kapsam\u0131nda Ziraat Bankas\u0131, HalkBank ve Vak\u0131fBank %0.79 faiz oran\u0131 ile\u00a0 15 y\u0131l vadeye dek kredilendirecek.<\/p>\n

\u0130kinci el konut al\u0131mlar\u0131 i\u00e7in yine en uygun konut kredisi faiz oran\u0131 %0.95 olmaya devam edecek. 30 Aral\u0131k itibariyle en uygun tabela konut kredisi faizi %0.98 seviyesinde yer al\u0131yor. Tabela konut kredisi ortalamas\u0131 ise %1.31 d\u00fczeyinde.<\/p>\n

Kamu bankalar\u0131n\u0131n yeni y\u0131lda uygulayacak oldu\u011fu %0.79 faiz oran\u0131 ile 100.000 TL tutarda konut kredisi hesaplama yap\u0131ld\u0131\u011f\u0131nda kredinin ayl\u0131k taksitleri 1.292 TL oluyor. Kredinin toplam geri \u00f6demesi ise 155.000 TL\u2019 ye kar\u015f\u0131l\u0131k geliyor.<\/p>\n

KrediPazari.com\u2019un ara\u015ft\u0131rmalar\u0131na g\u00f6re t\u00fcm bankalar\u0131n y\u0131l\u0131n son hafta ba\u015f\u0131nda konut kredisine uygulad\u0131\u011f\u0131 faiz oranlar\u0131 \u015fu \u015fekilde;<\/p>\n

Kuveyt T\u00fcrk Bankas\u0131<\/h2>\n

Kuveyt T\u00fcrk Bankas\u0131 konut finansman\u0131 dahilinde %0.98 tabela kar pay\u0131 oranlar\u0131 sunuyor. Banka kredili Hayat, BES ve 3 adet otomatik fatura talimat\u0131 \u00fcr\u00fcnlerinin kullan\u0131lmas\u0131 durumunda ise kar pay\u0131 oranlar\u0131n\u0131 %0.95\u2019e d\u00fc\u015f\u00fcyor.<\/p>\n

Yap\u0131 Kredi Bankas\u0131<\/h2>\n

Yap\u0131 Kredi Bankas\u0131 konut kredisi faizlerinde %1\u2019in alt\u0131na indirerek 10 y\u0131la kadar t\u00fcm vade ve tutarlar i\u00e7in %0.99 oran\u0131 ile kredi kulland\u0131rmaya ba\u015flad\u0131.<\/p>\n

Ziraat Bankas\u0131<\/h2>\n

Ziraat Bankas\u0131 konut \u00fcr\u00fcn paketi dahilinde 15 y\u0131l vadeye kadar 500.000 TL\u2019ye dek krediler\u00a0 i\u00e7in %0.99 faiz oran\u0131 sunuyor. Banka 500.000 TL \u00fczerindeki tutarlarda ise %1.09 faiz oran\u0131 uyguluyor.<\/p>\n

HalkBank<\/h2>\n

HalkBank kampanyal\u0131 hesapl\u0131 evim konut kredisi dahilinde 500.000 TL ve 15 y\u0131la kadar vade i\u00e7in %0.99, 500.000 TL \u00fczeri taleplerde ise %1.19 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor.<\/p>\n

Vak\u0131fBank<\/h2>\n

Vak\u0131fBank kampanyal\u0131 sar\u0131 panjur kampanyas\u0131 i\u00e7in 500.000 TL limit ve 15 y\u0131l vadeye dek %0.99 faiz oran\u0131 sunarken standart konut kredisi kapsam\u0131nda %1.29 faiz oran\u0131 ile kredi sa\u011fl\u0131yor.<\/p>\n

TEB<\/h2>\n

TEB kampanyal\u0131 konut kredisi \u00fcr\u00fcnleri i\u00e7in faiz oranlar\u0131n\u0131 t\u00fcm vadelerde 10 y\u0131la kadar %0.99\u2019a d\u00fc\u015f\u00fcrd\u00fc. Banka tabela faizleri ise halen %2.58 seviyelerinde.<\/p>\n

\u0130NG<\/h2>\n

\u0130NG faiz indirimi sonras\u0131ndan kampanyal\u0131 sigortal\u0131 kredi \u00fcr\u00fcn\u00fc i\u00e7in 10 y\u0131l vadeye kadar\u00a0 %0.99 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor. Bankan\u0131n tabela faiz oranlar\u0131 ise %1.01 olarak uygulan\u0131yor.<\/p>\n

T\u00fcrkiye Finans<\/h2>\n

T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131 kampanyal\u0131 \u00fcr\u00fcn\u00fc i\u00e7in %0.99 kar pay\u0131 oran\u0131 ile finansman sunuyor. Bankan\u0131n tabela faizleri ise %1.07 d\u00fczeyinde.<\/p>\n

Akbank<\/h2>\n

Akbank ger\u00e7ekle\u015ftirdi\u011fi indirim sonras\u0131nda konut kredisi faizlerini 10 y\u0131l vadeye kadar %0.99\u2019a \u00e7ekti.<\/p>\n

Garanti BBVA<\/h2>\n

Garanti BBVA faiz indirimi sonras\u0131nda 250.000 TL\u2019 ye kadar %1.02\u2019den ba\u015flayan faiz oranlar\u0131 ile 10 y\u0131l vadeye kadar kredi kulland\u0131rmaya ba\u015flad\u0131. Banka 250.000 ile 500.000 TL aras\u0131 kullan\u0131mlarda ise 5 y\u0131l vadeye kadar %0.99 faiz oran\u0131 sunuyor.<\/p>\n

\u0130\u015f Bankas\u0131<\/h2>\n

\u0130\u015f Bankas\u0131 g\u00fcncel olarak kampanyal\u0131 konut kredisi i\u00e7in faiz oranlar\u0131n\u0131 %0.99\u2019a d\u00fc\u015f\u00fcrd\u00fc. Bankan\u0131n tabela konut kredisi faizleri ise %1.75 seviyesinde.<\/p>\n

HSBC<\/h2>\n

HSBC Bank Sigortal\u0131 Konut Kredisi Kampanyas\u0131 dahilinde 120 ay vadeye kadar %0.99 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor. Bankan\u0131n tabela faiz oranlar\u0131 ise %1.49 seviyesinde yer al\u0131yor.<\/p>\n

ICBC<\/h2>\n

ICBC Bank tabela faiz oranlar\u0131 dahilinde %2 faiz oran\u0131 sunarken kampanyal\u0131 kredi \u00fcr\u00fcn\u00fc i\u00e7in %1.08 oran\u0131 ile konut kredisi sunuyor.<\/p>\n

QNB Finansbank<\/h2>\n

QNB Finansbank konut kredisi i\u00e7in 10 y\u0131l vadeye kadar %1.08 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor.<\/p>\n

DenizBank<\/h2>\n

DenizBank tabela oranlar\u0131 kapsam\u0131nda %1.39 faiz oran\u0131 sunarken, kampanyal\u0131 faiz oranlar\u0131 dahilinde %1.21 faizle kredi kulland\u0131r\u0131yor.<\/p>\n

Anadolubank<\/h2>\n

Anadolubank 5 y\u0131la kadar %1.25 10 y\u0131l vadeye kadar da %1.38 faiz oran\u0131 ile kredi sunuyor.<\/p>\n

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<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Yeni y\u0131l\u0131n son g\u00fcnlerinde konut kredisi faizleri i\u00e7in bir m\u00fcjde daha geldi. Kamu bankalar\u0131 yakla\u015f\u0131k be\u015f ayd\u0131r beklenen konut kredisi faiz indirimini duyurdu . Peki en uygun konut kredisi faizi ne kadar oldu? Son haftalarda bankalar\u0131n konut kredisi faizlerindeki dura\u011fan hava ge\u00e7ti\u011fimiz hafta Cuma g\u00fcn\u00fc Berat Albayrak’\u0131n kamu bankalar\u0131n\u0131n faizlerine y\u00f6nelik yapt\u0131\u011f\u0131 a\u00e7\u0131klama ile de\u011fi\u015fti. […]<\/p>\n","protected":false},"author":1,"featured_media":29043,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[3852,951,277,2090],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30919"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=30919"}],"version-history":[{"count":2,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30919\/revisions"}],"predecessor-version":[{"id":30923,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30919\/revisions\/30923"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/29043"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=30919"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=30919"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=30919"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}