Bankalar\u0131n konut kredisi faiz oranlar\u0131ndaki seri indirimler son iki haftad\u0131r yava\u015flad\u0131. Peki hangi bankalar yeni haftaya hafta indirimle ba\u015flad\u0131?<\/p>\n
Bankalar\u0131n konut kredisi faiz oranlar\u0131 A\u011fustos ay\u0131ndan sonra Aral\u0131k ay\u0131n\u0131n ikinci haftas\u0131na kadar h\u0131zla d\u00fc\u015f\u00fc\u015f g\u00f6sterdi. A\u011fustos ba\u015f\u0131nda Ziraat Bankas\u0131, HalkBank ve Vak\u0131fBank\u2019\u0131n konut kredisi faizlerini %1\u2019in alt\u0131na indirmesi ile hareketlenen piyasa Kas\u0131m ay\u0131 itibariyle yakla\u015f\u0131k 10 bankan\u0131n daha konut kredisi faizlerini %1\u2019in alt\u0131na \u00e7ekmesi ile h\u0131zland\u0131.<\/p>\n
Yakla\u015f\u0131k d\u00f6rt bu\u00e7uk ayd\u0131r h\u0131zla devam eden indirimler Merkez Bankas\u0131\u2019ndan da destekleyici \u015fekilde faiz indirimi yap\u0131lmas\u0131na ra\u011fmen kur engeline tak\u0131ld\u0131. Ge\u00e7ti\u011fimiz haftadan itibaren ABD yapt\u0131m riski ve jeopolitik riskler kar\u015f\u0131s\u0131nda y\u00fckselen dolar kuru bu haftada 5.93 band\u0131nda seyrediyor.<\/p>\n
G\u00fcncel olarak en uygun tabela konut kredisi faiz oran\u0131 %0.98 seviyesinde yer al\u0131yor. En uygun kampanyal\u0131 faiz oran\u0131 ise %0.95 d\u00fczeyinde. Bankalar\u0131n g\u00fcncel olarak konut i\u00e7in uygulad\u0131klar\u0131 tabela faiz ortalamas\u0131 ise %1.31 d\u00fczeyinde yer al\u0131yor.<\/p>\n
Bankalardan 225.000 TL tutarda konut kredisi hesaplama yap\u0131ld\u0131\u011f\u0131nda kredinin 10 y\u0131l vade i\u00e7in en d\u00fc\u015f\u00fck ayl\u0131k taksitleri 3.150 TL oluyor. Kredinin toplam geri \u00f6demesi de 378.000 TL\u2019 ye denk geliyor.<\/p>\n
KrediPazari.com\u2019un ara\u015ft\u0131rmalar\u0131na g\u00f6re 23 Aral\u0131kla ba\u015flayan haftada bankalar\u0131n faiz oranlar\u0131na g\u00f6re s\u0131ralamas\u0131 \u015fu \u015fekilde;<\/p>\n
Kuveyt T\u00fcrk Bankas\u0131<\/p>\n
Kuveyt T\u00fcrk Bankas\u0131 konut finansman\u0131 dahilinde %0.98 tabela kar pay\u0131 oranlar\u0131 sunuyor. Banka kredili Hayat, BES ve 3 adet otomatik fatura talimat\u0131 \u00fcr\u00fcnlerinin kullan\u0131lmas\u0131 durumunda ise kar pay\u0131 oranlar\u0131n\u0131 %0.95\u2019e d\u00fc\u015f\u00fcyor.<\/p>\n
Yap\u0131 Kredi Bankas\u0131<\/p>\n
Yap\u0131 Kredi Bankas\u0131 konut kredisi faizlerinde %1\u2019in alt\u0131na indirerek 10 y\u0131la kadar t\u00fcm vade ve tutarlar i\u00e7in %0.99 oran\u0131 ile kredi kulland\u0131rmaya ba\u015flad\u0131.<\/p>\n
Ziraat Bankas\u0131<\/p>\n
Ziraat Bankas\u0131 konut \u00fcr\u00fcn paketi dahilinde 15 y\u0131l vadeye kadar 500.000 TL\u2019ye dek krediler\u00a0 i\u00e7in %0.99 faiz oran\u0131 sunuyor. Banka 500.000 TL \u00fczerindeki tutarlarda ise %1.09 faiz oran\u0131 uyguluyor.<\/p>\n
HalkBank<\/p>\n
HalkBank kampanyal\u0131 hesapl\u0131 evim konut kredisi dahilinde 500.000 TL ve 15 y\u0131la kadar vade i\u00e7in %0.99, 500.000 TL \u00fczeri taleplerde ise %1.19 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor.<\/p>\n
Vak\u0131fBank<\/p>\n
Vak\u0131fBank kampanyal\u0131 sar\u0131 panjur kampanyas\u0131 i\u00e7in 500.000 TL limit ve 15 y\u0131l vadeye dek %0.99 faiz oran\u0131 sunarken standart konut kredisi kapsam\u0131nda %1.29 faiz oran\u0131 ile kredi sa\u011fl\u0131yor.<\/p>\n
TEB<\/p>\n
TEB kampanyal\u0131 konut kredisi \u00fcr\u00fcnleri i\u00e7in faiz oranlar\u0131n\u0131 t\u00fcm vadelerde 10 y\u0131la kadar %0.99\u2019a d\u00fc\u015f\u00fcrd\u00fc. Banka tabela faizleri ise halen %2.58 seviyelerinde.<\/p>\n
\u0130NG<\/p>\n
\u0130NG faiz indirimi sonras\u0131ndan kampanyal\u0131 sigortal\u0131 kredi \u00fcr\u00fcn\u00fc i\u00e7in 10 y\u0131l vadeye kadar\u00a0 %0.99 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor. Bankan\u0131n tabela faiz oranlar\u0131 ise %1.01 olarak uygulan\u0131yor.<\/p>\n
T\u00fcrkiye Finans<\/p>\n
T\u00fcrkiye Finans Kat\u0131l\u0131m Bankas\u0131 kampanyal\u0131 \u00fcr\u00fcn\u00fc i\u00e7in %0.99 kar pay\u0131 oran\u0131 ile finansman sunuyor. Bankan\u0131n tabela faizleri ise %1.07 d\u00fczeyinde.<\/p>\n
Akbank<\/p>\n
Akbank ger\u00e7ekle\u015ftirdi\u011fi indirim sonras\u0131nda konut kredisi faizlerini 10 y\u0131l vadeye kadar %0.99\u2019a \u00e7ekti.<\/p>\n
Garanti BBVA<\/p>\n
Garanti BBVA faiz indirimi sonras\u0131nda 250.000 TL\u2019 ye kadar %1.02\u2019den ba\u015flayan faiz oranlar\u0131 ile 10 y\u0131l vadeye kadar kredi kulland\u0131rmaya ba\u015flad\u0131. Banka 250.000 ile 500.000 TL aras\u0131 kullan\u0131mlarda ise 5 y\u0131l vadeye kadar %0.99 faiz oran\u0131 sunuyor.<\/p>\n
\u0130\u015f Bankas\u0131<\/p>\n
\u0130\u015f Bankas\u0131 g\u00fcncel olarak kampanyal\u0131 konut kredisi i\u00e7in faiz oranlar\u0131n\u0131 %0.99\u2019a d\u00fc\u015f\u00fcrd\u00fc. Bankan\u0131n tabela konut kredisi faizleri ise %1.75 seviyesinde.<\/p>\n
HSBC<\/p>\n
HSBC Bank Sigortal\u0131 Konut Kredisi Kampanyas\u0131 dahilinde 120 ay vadeye kadar %0.99 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor. Bankan\u0131n tabela faiz oranlar\u0131 ise %1.49 seviyesinde yer al\u0131yor.<\/p>\n
ICBC<\/p>\n
ICBC Bank tabela faiz oranlar\u0131 dahilinde %2 faiz oran\u0131 sunarken kampanyal\u0131 kredi \u00fcr\u00fcn\u00fc i\u00e7in %1.08 oran\u0131 ile konut kredisi sunuyor.<\/p>\n
QNB Finansbank<\/p>\n
QNB Finansbank konut kredisi i\u00e7in 10 y\u0131l vadeye kadar %1.08 faiz oran\u0131 ile kredi kulland\u0131r\u0131yor.<\/p>\n
DenizBank<\/p>\n
DenizBank tabela oranlar\u0131 kapsam\u0131nda %1.39 faiz oran\u0131 sunarken, kampanyal\u0131 faiz oranlar\u0131 dahilinde %1.21 faizle kredi kulland\u0131r\u0131yor.<\/p>\n
Anadolubank<\/p>\n
Anadolubank 5 y\u0131la kadar %1.25 10 y\u0131l vadeye kadar da %1.38 faiz oran\u0131 ile kredi sunuyor.<\/p>\n","protected":false},"excerpt":{"rendered":"
Bankalar\u0131n konut kredisi faiz oranlar\u0131ndaki seri indirimler son iki haftad\u0131r yava\u015flad\u0131. Peki hangi bankalar yeni haftaya hafta indirimle ba\u015flad\u0131? Bankalar\u0131n konut kredisi faiz oranlar\u0131 A\u011fustos ay\u0131ndan sonra Aral\u0131k ay\u0131n\u0131n ikinci haftas\u0131na kadar h\u0131zla d\u00fc\u015f\u00fc\u015f g\u00f6sterdi. A\u011fustos ba\u015f\u0131nda Ziraat Bankas\u0131, HalkBank ve Vak\u0131fBank\u2019\u0131n konut kredisi faizlerini %1\u2019in alt\u0131na indirmesi ile hareketlenen piyasa Kas\u0131m ay\u0131 itibariyle yakla\u015f\u0131k […]<\/p>\n","protected":false},"author":1,"featured_media":30100,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[277],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30843"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=30843"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30843\/revisions"}],"predecessor-version":[{"id":30844,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30843\/revisions\/30844"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/30100"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=30843"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=30843"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=30843"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}