Konut kredisi faiz oranlar\u0131n\u0131n d\u00fc\u015fmeye ba\u015flamas\u0131 ile konut sat\u0131\u015flar\u0131nda bekleyen taleplerde patlama ya\u015fand\u0131. Kredili konut sat\u0131\u015flar\u0131 ge\u00e7en seneye oranla Kas\u0131m ay\u0131nda %724 artt\u0131.<\/p>\n
Merkez Bankas\u0131\u2019n\u0131n Temmuz ay\u0131nda ba\u015flayan faiz indirimlerinin hemen ard\u0131ndan ilk olarak Ziraat Bankas\u0131, HalkBank ve Vak\u0131fBank konut kredisi faizlerini %0.99\u2019a indirdi. S\u00f6z konusu indirimin ard\u0131ndan belirgin art\u0131\u015f ya\u015fanan kredili konut sat\u0131\u015flar\u0131 bir \u00f6nceki y\u0131la oranla %168 artt\u0131.<\/p>\n
TCMB\u2019nin faiz indirimlerine devam ederek son d\u00f6rt toplant\u0131da toplamda 1200 baz puan indirim ger\u00e7ekle\u015ftirmesi ile konut kredisi faizlerindeki indirimler h\u0131zland\u0131. D\u00fc\u015fen faiz oranlar\u0131 beklemede olan konut talebini harekete ge\u00e7irdi.<\/p>\n
\u00d6zel bankalar\u0131nda faiz indirimlerine h\u0131z vermesi ile artan kredili konut sat\u0131\u015flar\u0131 bir \u00f6nceki y\u0131l\u0131n ayn\u0131 ay\u0131na oranla Eyl\u00fcl\u2019de %410, Ekim\u2019de %525 ve Kas\u0131m ay\u0131nda %724 art\u0131\u015f g\u00f6sterdi. Konut kredisi faiz oranlar\u0131ndaki d\u00fc\u015f\u00fc\u015f ile ters orant\u0131l\u0131 seyreden kredili konut sat\u0131\u015flar\u0131\u00a0 \u00fcst \u00fcste d\u00f6rt ayd\u0131r art\u0131\u015f sergiledi.<\/p>\n
T\u00fcrkiye \u0130statistik Kurumu\u2019nun (T\u00dc\u0130K) a\u00e7\u0131klad\u0131\u011f\u0131 son rakamlara g\u00f6re T\u00fcrkiye genelinde konut sat\u0131\u015flar\u0131 2019 Kas\u0131m ay\u0131nda bir \u00f6nceki y\u0131l\u0131n ayn\u0131 ay\u0131na g\u00f6re %54,4 oran\u0131nda artarak 138.372 oldu. Ocak- Kas\u0131m d\u00f6nemindeki toplam konut sat\u0131\u015flar\u0131 ise 1 milyon 146 bin 655\u2019e ula\u015ft\u0131.<\/p>\n
Konut kredisi faiz oranlar\u0131ndaki d\u00fc\u015f\u00fc\u015f ve konuta talebin artmas\u0131 ile konut fiyatlar\u0131 artt\u0131. REIDIN-GYODER Yeni Konut Fiyat Endeksi sonu\u00e7lar\u0131na g\u00f6re, yeni konut fiyatlar\u0131 Kas\u0131m ay\u0131nda bir \u00f6nceki aya g\u00f6re %0.53, ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6nemine g\u00f6re %2.79 art\u0131\u015f kaydetti. S\u00f6z konusu de\u011fer Ekim ay\u0131nda da bir \u00f6nceki aya g\u00f6re %0.21, ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6nemine g\u00f6re %2.52 artm\u0131\u015ft\u0131.<\/p>\n
Markal\u0131 projelerden konut sat\u0131n alan m\u00fc\u015fterilerin konut kredisi kullan\u0131m oranlar\u0131 incelendi\u011finde Ekim ay\u0131nda %20 olan de\u011fer, Kas\u0131m ay\u0131nda %16\u2019ya indi. Kas\u0131m ay\u0131nda ilk defa sat\u0131lan markal\u0131 konutlara oranla fiyat art\u0131\u015f\u0131 daha s\u0131n\u0131rl\u0131 kalan ikinci el konut sat\u0131\u015flar\u0131 bir \u00f6nceki y\u0131l\u0131n ayn\u0131 ay\u0131na g\u00f6re %83,3 art\u0131\u015f g\u00f6stererek 89.463 olurken s\u0131f\u0131r konut sat\u0131\u015flar\u0131 48.909\u2019da kald\u0131.<\/p>\n
Bankalar\u0131n kampanyal\u0131 konut kredisi faiz oranlar\u0131 g\u00fcncel olarak %0.95\u2019e kadar geriledi. Tabela konut kredisi faiz oranlar\u0131 ise %0.98\u2019den ba\u015fl\u0131yor. Tabela faiz oranlar\u0131 ortalamas\u0131 %1.32 olurken, en y\u00fcksek tabela faiz oran\u0131 ise %2.58 d\u00fczeyinde.<\/p>\n
KrediPazari.com’un ara\u015ft\u0131rmalar\u0131na g\u00f6re bankalardan 350.000 TL tutarda 10 y\u0131l vadel konut kredisi hesaplama ger\u00e7ekle\u015ftirildi\u011finde kredinin ayl\u0131k taksitleri 4.900 TL oluyor. Kredinin toplam geri \u00f6demesi ise 588.000 TL\u2019 ye kar\u015f\u0131l\u0131k geliyor.<\/p>\n","protected":false},"excerpt":{"rendered":"
Konut kredisi faiz oranlar\u0131n\u0131n d\u00fc\u015fmeye ba\u015flamas\u0131 ile konut sat\u0131\u015flar\u0131nda bekleyen taleplerde patlama ya\u015fand\u0131. Kredili konut sat\u0131\u015flar\u0131 ge\u00e7en seneye oranla Kas\u0131m ay\u0131nda %724 artt\u0131. Merkez Bankas\u0131\u2019n\u0131n Temmuz ay\u0131nda ba\u015flayan faiz indirimlerinin hemen ard\u0131ndan ilk olarak Ziraat Bankas\u0131, HalkBank ve Vak\u0131fBank konut kredisi faizlerini %0.99\u2019a indirdi. S\u00f6z konusu indirimin ard\u0131ndan belirgin art\u0131\u015f ya\u015fanan kredili konut sat\u0131\u015flar\u0131 bir […]<\/p>\n","protected":false},"author":1,"featured_media":29513,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[277],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30789"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=30789"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30789\/revisions"}],"predecessor-version":[{"id":30790,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30789\/revisions\/30790"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/29513"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=30789"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=30789"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=30789"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}