{"id":3075,"date":"2016-07-14T13:44:49","date_gmt":"2016-07-14T10:44:49","guid":{"rendered":"http:\/\/emlaktuel.com\/?p=3075"},"modified":"2018-07-05T14:18:24","modified_gmt":"2018-07-05T11:18:24","slug":"ev-alacaklara-devlet-destegi-basliyor","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=3075","title":{"rendered":"Ev alacaklara Devlet Deste\u011fi Ba\u015fl\u0131yor"},"content":{"rendered":"<h1 class=\"news-detail-title selectionShareable\">\u00a0\u0130lk evini alanlara devlet katk\u0131s\u0131 sa\u011flayacak sistem 26 A\u011fustos\u2019ta ba\u015fl\u0131yor. Bankalar, hesap a\u00e7acaklar i\u00e7in cazip kampanyalar haz\u0131rlad\u0131. Vatanda\u015f hem bu kampanyalardan yararlan\u0131p hem de \u015fartlara uyarak devlet katk\u0131s\u0131 alabilecek.<\/h1>\n<div class=\"centerAd\"><\/div>\n<div class=\"clear\"><\/div>\n<div>\n<p>Ev alacaklara devlet deste\u011fi uygulamas\u0131 i\u00e7in geri say\u0131m ba\u015flad\u0131. 26 A\u011fustos&#8217;ta start alacak konut hesab\u0131 uygulamas\u0131 ile; bankada d\u00fczenli olarak para biriktirip ilk evini alanlara 15 bin liraya varan devlet katk\u0131s\u0131 \u00f6denecek. Bankalar yeni sistem i\u00e7in \u015fimdiden seferber oldu. Konut hesab\u0131 a\u00e7t\u0131rmak isteyenleri \u015fubelerine \u00e7ekmek isteyen bankalar, cazip kampanyalar haz\u0131rlad\u0131. Uygun faizle konut kredisi kulland\u0131ran da, birikime \u00f6zel faiz veren de var. B\u00f6ylece uygulamaya kat\u0131lanlar \u00e7ifte kazan\u00e7 elde edecek. \u0130\u015fte devlet katk\u0131s\u0131 i\u00e7in gereken \u015fartlar:<\/p>\n<p>1) Konut hesab\u0131 bankalar\u0131n yurt i\u00e7i \u015fubelerinde TL cinsinden mevduat veya kat\u0131l\u0131m fonu hesab\u0131 olarak a\u00e7\u0131labilecek. Konut hesab\u0131 ortak hesap olamayacak. Kat\u0131l\u0131mc\u0131 birden fazla konut hesab\u0131 a\u00e7t\u0131ramayacak.<\/p>\n<p>2) Konut hesab\u0131na d\u00fczenli \u00f6deme yap\u0131lmas\u0131 gerekiyor. D\u00fczenli ayl\u0131k \u00f6demelere ili\u015fkin alt s\u0131n\u0131r 250 lira, \u00fcst s\u0131n\u0131r 2 bin 500 lira olacak.<\/p>\n<p>3) Kat\u0131l\u0131mc\u0131 ayl\u0131k \u00f6deme plan\u0131nda bir d\u00f6nem i\u00e7erisinde en fazla 3 defa \u00f6demeyi yapmayabilecek.<\/p>\n<p>4) D\u00fczenli \u00f6deme s\u00fcresi 36-47 ay olanlar konut hesab\u0131ndaki birikim tutar\u0131n\u0131n y\u00fczde 15&#8217;i; 48-59 ay olanlar y\u00fczde 18&#8217;i; 60 ay ve \u00fczeri olanlar y\u00fczde 20&#8217;si kadar devlet katk\u0131s\u0131 alacak. Buna g\u00f6re; 5 y\u0131l boyunca 75 bin lira biriktirene, devlet de 15 bin lira verecek.<\/p>\n<h2>\u0130LK \u00d6DEME 2019&#8217;DA<\/h2>\n<p>1) Devlet katk\u0131s\u0131n\u0131n hesaplanmas\u0131nda konut edinim tarihindeki birikim esas al\u0131nacak.<\/p>\n<p>2) Devlet katk\u0131s\u0131, hesab\u0131n bulundu\u011fu banka arac\u0131l\u0131\u011f\u0131yla \u00f6denecek. Kat\u0131l\u0131mc\u0131 konut edinim tarihinden itibaren 6 ay i\u00e7erisinde bankaya m\u00fcracaat edecek.<\/p>\n<p>3) Kat\u0131l\u0131mc\u0131n\u0131n e\u015finden ve birinci derece kan h\u0131s\u0131mlar\u0131ndan sat\u0131n ald\u0131\u011f\u0131 konutlara devlet katk\u0131s\u0131 \u00f6denmeyecek.<\/p>\n<p>4) Devlet katk\u0131s\u0131 i\u00e7in en az 3 y\u0131ll\u0131k birikim gerekiyor. Bu nedenle \u00f6demeler 26 A\u011fustos 2019&#8217;da ba\u015flayacak&#8230;<\/p>\n<p>Takvim<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u00a0\u0130lk evini alanlara devlet katk\u0131s\u0131 sa\u011flayacak sistem 26 A\u011fustos\u2019ta ba\u015fl\u0131yor. Bankalar, hesap a\u00e7acaklar i\u00e7in cazip kampanyalar haz\u0131rlad\u0131. Vatanda\u015f hem bu kampanyalardan yararlan\u0131p hem de \u015fartlara uyarak devlet katk\u0131s\u0131 alabilecek. Ev alacaklara devlet deste\u011fi uygulamas\u0131 i\u00e7in geri say\u0131m ba\u015flad\u0131. 26 A\u011fustos&#8217;ta start alacak konut hesab\u0131 uygulamas\u0131 ile; bankada d\u00fczenli olarak para biriktirip ilk evini alanlara 15 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1915,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[221,1,26],"tags":[11396,2052,2055,2054,2053,80,11091,951,11167,11451,11118,11120],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/3075"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3075"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/3075\/revisions"}],"predecessor-version":[{"id":3076,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/3075\/revisions\/3076"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/1915"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3075"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3075"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3075"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}