Merkez Bankas\u0131 Aral\u0131k ay\u0131 Para Politikas\u0131 faizlerinde de beklentiye paralel olarak 200 puanl\u0131k indirim ger\u00e7ekle\u015ftirdi. Politika faizlerindeki d\u00fc\u015f\u00fc\u015f sonras\u0131nda konut kredisi faiz indirimi beklentileri artt\u0131.<\/p>\n
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Merkez Bankas\u0131 Temmuz ay\u0131nda ba\u015flad\u0131\u011f\u0131 faiz indirimlerinin d\u00fcn itibariyle d\u00f6rd\u00fcnc\u00fcs\u00fc ger\u00e7ekle\u015fti. Son d\u00f6rt toplant\u0131da arka arkaya politika faizlerinde indirim uygulayan Merkez Bankas\u0131 toplamda 1200 baz puan indirim ger\u00e7ekletirdi.<\/p>\n
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G\u00fcncel olarak bir hafta vadeli repo faizlerinin %12 seviyesine gerilemesi piyasalar taraf\u0131ndan olumlu kar\u015f\u0131land\u0131. \u0130stanbul Ticaret Odas\u0131 (\u0130TO) Ba\u015fkan\u0131 \u015eekib Avdagi\u00e7, \u0130stanbul Ticaret Borsas\u0131 (\u0130ST\u0130B) Ba\u015fkan\u0131 Ali Kopuz, T\u00fcrkiye \u0130hracat\u00e7\u0131lar Meclisi (T\u0130M) Sekt\u00f6rler Konseyi \u00dcyesi R\u00fcstem \u00c7etinkaya gibi temsilciler karar\u0131n b\u00fcy\u00fcme verileri, i\u015f d\u00fcnyas\u0131 i\u00e7in olumlu oldu\u011funu g\u00f6r\u00fc\u015f\u00fcnde bulundu.<\/p>\n
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Merkez Bankas\u0131\u2019n\u0131n ge\u00e7ti\u011fimiz \u00fc\u00e7 politika faiz indiriminin hemen ard\u0131ndan kredi faizlerinde h\u0131zl\u0131 d\u00fc\u015f\u00fc\u015fler ger\u00e7ekle\u015fmi\u015fti. Kamu bankalar\u0131 ile ba\u015flayan konut kredisi faiz indirimleri \u00f6zel bankalar\u0131n ataklar\u0131 ile halen devam ediyor. Son haftalarda \u00f6zel bankalar\u0131n kredi faiz indirimleri sonras\u0131nda cazibesini yitiren kamu bankalar\u0131n\u0131n yeniden iddial\u0131 faiz indirimi beklentisi b\u00fcy\u00fcd\u00fc. En son A\u011fustos ba\u015f\u0131nda konut kredisi faiz indirimi ger\u00e7ekle\u015ftiren Ziraat Bankas\u0131, Halkbank ve Vak\u0131fBank uzun s\u00fcre boyunca piyasadaki en uygun faiz oranlar\u0131n\u0131 kulland\u0131rm\u0131\u015ft\u0131. Bankalar\u0131n tekrar piyasadaki cazip konumunu korumalar\u0131 bekleniyor.<\/p>\n
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G\u00fcncel olarak bankalar\u0131n konut kredisi faiz oranlar\u0131 ortalamas\u0131 %1.32 d\u00fczeyinde seyrediyor. En uygun tabela konut kredisi faizi %0.98 iken kampanyal\u0131 \u00fcr\u00fcnler kapsam\u0131nda faiz oran\u0131 %0.95\u2019e kadar iniyor.<\/p>\n
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KrediPazari.com\u2019un ara\u015ft\u0131rmalar\u0131na g\u00f6re en uygun konut kredisi faiz oran\u0131 \u00fczerinden 250.000 TL tutarda konut kredisi hesaplama ger\u00e7ekle\u015ftirildi\u011finde kredinin ayl\u0131k taksitleri 3.500 TL oluyor. Kredinin masraflar dahil toplam geri \u00f6demesi ise 420.000 TL\u2019 ye kar\u015f\u0131l\u0131k geliyor.<\/p>\n
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Konuta Bir Destekte Devletten Geldi<\/p>\n
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Konut ihtiyac\u0131 olan t\u00fcketiciye bir destekte devletten geldi. Hazine ve Maliye Bakan\u0131 Berat Albayrak\u2019\u0131n \u2018tarihin en d\u00fc\u015f\u00fck konut kredisi faiz oran\u0131 olacak\u2019 ifadeleri ile duyurdu\u011fu konut projesi d\u00fcn Cumhurba\u015fkanl\u0131\u011f\u0131 K\u00fclliyesi’nde 100.000 Sosyal Konut Tan\u0131t\u0131m Toplant\u0131s\u0131\u2019nda duyuruldu.<\/p>\n
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Detaylar\u0131 netle\u015fen projeyi Cumhurba\u015fkan\u0131 Erdo\u011fan anlatt\u0131. Erdo\u011fan bir ile bir bu\u00e7uk sene i\u00e7inde teslim edilece\u011fini bildirdi\u011fi proje i\u00e7in “%10 pe\u015finat\u0131n ard\u0131ndan kalan\u0131n tamam\u0131 i\u00e7in ayl\u0131k 894 TL’den ba\u015flayan taksitler ve 240 aya varan vadelerle ev sahibi olma imkan\u0131 sa\u011flayaca\u011f\u0131z.” dedi.<\/p>\n
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Hazine ve Maliye Bakan\u0131 Berat Albayrak ise \u2018\u2018Her y\u0131l 100.000 konutu vatanda\u015flar\u0131m\u0131za kazand\u0131racak bu proje modelinin finansal altyap\u0131s\u0131n\u0131 tamamlad\u0131k. \u0130stiyoruz ki hi\u00e7bir vatanda\u015f\u0131m\u0131z\u0131n en temel haklar\u0131ndan olan bar\u0131nma sorunu kalmas\u0131n.\u2019\u2019 ifadelerini aktard\u0131.<\/p>\n","protected":false},"excerpt":{"rendered":"
Merkez Bankas\u0131 Aral\u0131k ay\u0131 Para Politikas\u0131 faizlerinde de beklentiye paralel olarak 200 puanl\u0131k indirim ger\u00e7ekle\u015ftirdi. Politika faizlerindeki d\u00fc\u015f\u00fc\u015f sonras\u0131nda konut kredisi faiz indirimi beklentileri artt\u0131. Merkez Bankas\u0131 Temmuz ay\u0131nda ba\u015flad\u0131\u011f\u0131 faiz indirimlerinin d\u00fcn itibariyle d\u00f6rd\u00fcnc\u00fcs\u00fc ger\u00e7ekle\u015fti. Son d\u00f6rt toplant\u0131da arka arkaya politika faizlerinde indirim uygulayan Merkez Bankas\u0131 toplamda 1200 baz puan indirim ger\u00e7ekletirdi. […]<\/p>\n","protected":false},"author":1,"featured_media":29249,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30695"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=30695"}],"version-history":[{"count":3,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30695\/revisions"}],"predecessor-version":[{"id":30698,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30695\/revisions\/30698"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/29249"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=30695"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=30695"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=30695"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}