{"id":30619,"date":"2019-12-10T10:28:46","date_gmt":"2019-12-10T07:28:46","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=30619"},"modified":"2019-12-10T12:18:17","modified_gmt":"2019-12-10T09:18:17","slug":"hangi-banka-konut-kredisi-faiz-oranini-0-95a-dusurdu","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=30619","title":{"rendered":"Hangi banka konut kredisi faiz oran\u0131n\u0131 0.95’e d\u00fc\u015f\u00fcrd\u00fc?"},"content":{"rendered":"

2019 y\u0131l\u0131 son aylar\u0131nda faiz oranlar\u0131nda ciddi d\u00fc\u015f\u00fc\u015fler ya\u015fand\u0131. Konut kredsilerinde \u00f6nde faizler y\u00fczde 0.99’lara sonras\u0131nda ise 0.98’e d\u00fc\u015ft\u00fc\u011f\u00fc g\u00f6r\u00fcld\u00fc. Kuveyt T\u00fcrk Bankas\u0131 yapt\u0131\u011f\u0131 son atakla baz\u0131 \u015fartlar dahilinde konut finansman\u0131nda kar oran\u0131n\u0131 y\u00fczde 0.95’e kadar indiridi.<\/p>\n

Son bir ka\u00e7 ayda ya\u015fanan faiz oranlar\u0131nda ki d\u00fc\u015f\u00fc\u015fler, en \u00e7ok gayrimenkul sekt\u00f6r\u00fcne yaram\u0131\u015f durumda. T\u00fcrkiye’de ipotekli (bankadan kredi kullan\u0131larak yap\u0131lan) konut sat\u0131\u015flar\u0131 ekim 2019’da, bir \u00f6nceki senenin ayn\u0131 ay\u0131na oranla y\u00fczde 525 gibi olduk\u00e7a ciddi bir art\u0131\u015f g\u00f6steredi ve 50 bin 411’i buldu.<\/p>\n

\u00dclkemizde toplam konut sat\u0131\u015flar\u0131nda ipotekli sat\u0131\u015flar\u0131n oran\u0131 da y\u00fczde 35,3\u2019e kadar \u00e7\u0131km\u0131\u015ft\u0131. Ge\u00e7ti\u011fimiz aylar i\u00e7erisinde ipotekli i\u015flemler 10 binin alt\u0131na, bunun toplam sat\u0131\u015f i\u00e7indeki pay\u0131 ise y\u00fczde 10\u2019lara kadar d\u00fc\u015fm\u00fc\u015ft\u00fc. Merkez Bankas\u0131 faiz indirimleri sonras\u0131 \u00f6nce kamu bankalar\u0131 konut kredisi faiz oranlar\u0131n\u0131 y\u00fczde 0,99\u2019a \u00e7ekti. Sonras\u0131da da baz\u0131 \u00f6zel bankalar y\u00fczde 0,98\u2019e kadar d\u00fc\u015f\u00fcrd\u00fcler. Kuveyt T\u00fcrk Kat\u0131l\u0131m Bankas\u0131 ise, baz\u0131 \u015fartlar d\u00e2hilinde konut finansman\u0131 k\u00e2r oran\u0131n\u0131 y\u00fczde 0,95\u2019e kadar indirdi. Y\u00fczde 0,99 ve 120 ay vade ile al\u0131nan 100 bin lira kredinin ayl\u0131k taksiti 1.428 lira (di\u011fer masraflar hari\u00e7) civar\u0131nda olurken; 0,95 ile kullan\u0131lan ayn\u0131 vadede finansman\u0131n taksiti 1.400 liraya kadar geriledi.<\/p>\n

 <\/p>\n

<\/div>\n","protected":false},"excerpt":{"rendered":"

2019 y\u0131l\u0131 son aylar\u0131nda faiz oranlar\u0131nda ciddi d\u00fc\u015f\u00fc\u015fler ya\u015fand\u0131. Konut kredsilerinde \u00f6nde faizler y\u00fczde 0.99’lara sonras\u0131nda ise 0.98’e d\u00fc\u015ft\u00fc\u011f\u00fc g\u00f6r\u00fcld\u00fc. Kuveyt T\u00fcrk Bankas\u0131 yapt\u0131\u011f\u0131 son atakla baz\u0131 \u015fartlar dahilinde konut finansman\u0131nda kar oran\u0131n\u0131 y\u00fczde 0.95’e kadar indiridi. Son bir ka\u00e7 ayda ya\u015fanan faiz oranlar\u0131nda ki d\u00fc\u015f\u00fc\u015fler, en \u00e7ok gayrimenkul sekt\u00f6r\u00fcne yaram\u0131\u015f durumda. T\u00fcrkiye’de ipotekli (bankadan […]<\/p>\n","protected":false},"author":1,"featured_media":30620,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[12876],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30619"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=30619"}],"version-history":[{"count":2,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30619\/revisions"}],"predecessor-version":[{"id":30630,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30619\/revisions\/30630"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/30620"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=30619"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=30619"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=30619"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}