{"id":30600,"date":"2019-12-09T10:41:13","date_gmt":"2019-12-09T07:41:13","guid":{"rendered":"https:\/\/emlaktuel.com\/?p=30600"},"modified":"2019-12-09T10:41:13","modified_gmt":"2019-12-09T07:41:13","slug":"konut-kredisinde-faizler-0-69a-ne-zaman-dusecek","status":"publish","type":"post","link":"https:\/\/emlaktuel.com\/?p=30600","title":{"rendered":"Konut Kredisinde faizler 0.69&#8217;a ne zaman d\u00fc\u015fecek?"},"content":{"rendered":"<p><b>Merkez Bankas\u0131 son aylarda faizde indirim \u00fcst\u00fcne indirim yapt\u0131 kamuoyunun beklentisi giderek artmaya ba\u015flad\u0131. Konut kredisi faiz oranlar\u0131n\u0131n y\u00fczde 0,69&#8217;lara d\u00fc\u015fmesi bekleniyor.\u00a0<\/b>Kas\u0131m ay\u0131 genelinde kamu bankalar\u0131ndan kredi faiz indirimi m\u00fcjdesi beklenmi\u015fti fakat Aral\u0131k ay\u0131 olmas\u0131na ra\u011fmen beklenen indirim m\u00fcjdesi gelmedi.<\/p>\n<p>Kenatda bir birikimi olmayan veya ev almak i\u00e7in yeterli nakti olmayanlara sat\u0131n al\u0131nacak evin teminat olarak g\u00f6sterilmesi ile verilen uygun faizli konut kredisinde m\u00fcjde bekleniyor. 36 aydan 180 aya kadar vadelendirme se\u00e7ene\u011finin bulundu\u011fu konut kredisinde sat\u0131n al\u0131nacak konutun de\u011ferinin %80&#8217;ine kadar kredi \u00e7ekilebiliyor.<\/p>\n<h2>Ziraat Bankas\u0131 yeni kredi faiz oran\u0131n\u0131 a\u00e7\u0131klayacak m\u0131?<\/h2>\n<p>Ziraat Bankas\u0131 yeni kredi paketlerini a\u00e7\u0131klayacak ancak Merkez Bankas\u0131 taraf\u0131ndan yap\u0131lan ikinci faiz indiriminin ard\u0131ndan sonra Ziraat Bankas\u0131 bu faiz oran\u0131n\u0131 d\u00fc\u015f\u00fcrmedi. Ancak son faiz indirimi karar\u0131 sonras\u0131nda kamuoyunun beklentisi giderek art\u0131yor. Ziraat Bankas\u0131&#8217;n\u0131n \u00f6n\u00fcm\u00fczdeki hafta i\u00e7inde yeni kredi paketlerini a\u00e7\u0131klamas\u0131 bekleniyor.\u00a0 Konu hakk\u0131nda g\u00f6r\u00fc\u015flerini payla\u015fan uzmanlar, Ziraat Bankas\u0131&#8217;n\u0131n konut kredisi faiz oranlar\u0131n\u0131n en fazla %0,90 band\u0131na d\u00fc\u015f\u00fcreceklerini \u00f6ng\u00f6r\u00fcyor. Vatanda\u015flar\u0131n merakl\u0131 bekleyi\u015fi s\u00fcrerken Ziraat Bankas\u0131&#8217;n\u0131n \u00f6n\u00fcm\u00fczdeki hafta i\u00e7inde hem konut, hem ta\u015f\u0131t hem de ihtiya\u00e7 kredisi \u00fcr\u00fcnlerinde uygulad\u0131\u011f\u0131 faiz oranlar\u0131nda indirim yap\u0131lmas\u0131 kesin g\u00f6z\u00fcyle g\u00f6r\u00fcl\u00fcyor.<\/p>\n<h2>G\u00fcncel Faiz Oranlar\u0131<\/h2>\n<p><strong>Ziraat Bankas\u0131 Faizi<\/strong><\/p>\n<p>T\u00fcketici kredisi: 1.25<\/p>\n<p>Ta\u015f\u0131t kredisi: 1.19<\/p>\n<p>Konut kredisi: 0.99<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Akbank Faizi Direkt kredi: 1.55<\/strong><\/p>\n<p>\u0130htiya\u00e7 kredisi: 1.51<\/p>\n<p>Ta\u015f\u0131t kredisi: 1.13<\/p>\n<p>Konut kredisi: 0.99<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Yap\u0131 Kredi Faizi<\/strong><\/p>\n<p>Konut kredisi: 0.99<\/p>\n<p>\u0130htiya\u00e7 kredisi: 1.62<\/p>\n<p>Ta\u015f\u0131t kredisi: 1.19<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Garanti BBVA Faizi<\/strong><\/p>\n<p>Dijital ihtiya\u00e7 kredisi: 1.54<\/p>\n<p>Ta\u015f\u0131t kredisi: 1.23<\/p>\n<p>Konut kredisi: 1.10<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Denizbank Faizi<\/strong><\/p>\n<p>\u0130htiya\u00e7 kredisi: 1.59<\/p>\n<p>T\u00fcketici kredisi: 1.59<\/p>\n<p>Mortgage kredisi: 1.99<\/p>\n<p>Ta\u015f\u0131t kredisi: 1.31<\/p>\n<p>&nbsp;<\/p>\n<p><strong>\u0130\u015f Bankas\u0131 Faizi<\/strong><\/p>\n<p>\u0130htiya\u00e7 kredisi: 1.09<\/p>\n<p>Ta\u015f\u0131t kredisi: 1.1<\/p>\n<p>Ev kredisi: 1.06<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Merkez Bankas\u0131 son aylarda faizde indirim \u00fcst\u00fcne indirim yapt\u0131 kamuoyunun beklentisi giderek artmaya ba\u015flad\u0131. Konut kredisi faiz oranlar\u0131n\u0131n y\u00fczde 0,69&#8217;lara d\u00fc\u015fmesi bekleniyor.\u00a0Kas\u0131m ay\u0131 genelinde kamu bankalar\u0131ndan kredi faiz indirimi m\u00fcjdesi beklenmi\u015fti fakat Aral\u0131k ay\u0131 olmas\u0131na ra\u011fmen beklenen indirim m\u00fcjdesi gelmedi. Kenatda bir birikimi olmayan veya ev almak i\u00e7in yeterli nakti olmayanlara sat\u0131n al\u0131nacak evin teminat [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":26671,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[5388],"tags":[951],"_links":{"self":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30600"}],"collection":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=30600"}],"version-history":[{"count":1,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30600\/revisions"}],"predecessor-version":[{"id":30601,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/posts\/30600\/revisions\/30601"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=\/wp\/v2\/media\/26671"}],"wp:attachment":[{"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=30600"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=30600"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/emlaktuel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=30600"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}